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��14�5��� <br /> req�.xired by R�SPA, alzd BflrroWer shalr pay�o Let3�.e�•the a�naunt�lecessa�y�o�a.la�ce up the�erc�e��cy�n <br /> acco�dance v�ith�.ESPA, bu�i�.no t�lore�han ��1no�.thly paytne��ts. <br /> Upor�payf�ne��i� fi.�1�of�:11 sutns secu�ed by�his Security Iris�ruinetzt, Lender�ha11�ro�np�ly refu�d�o <br /> Borrower any Fuz�ds he�d by Le��der.. <br /> 4� Ghar�s�; Lier��. Borrov�rer sha�1 pay a1��:axes, as�esstne�.�s, charges, f�nes, and�mpasi�i�r�s at�r�btxt�.ble�� <br /> �he Proper�y which Ca�7 a��ain prior��y over�his Securitiy In��ruin�n�, �ease�7old pay�nen�s��g�ou.�d�e�.�s on <br /> ��ze PrQper�y, if a�y, �.n�.�atr�nu�l�ty Assacia�io�I�ues� I'ees, a�lc�Assesstnetl�s, if an�r, T��.he ex�;�r��tha� <br /> 1:��e�e��e�.ns are Escrow I�ems, Bo�rowe� sha1�pay��.ezn i�tl�e�nan�zer prov�d�c�f�Sec��ot�3, <br /> Bor�av�er s11a��pra�np�ly e�isc��.arge any Iie��vvhich��as priorz�y aver���is Se�urity r�as���utne��uriless <br /> La�rrower: �a� agrees ir�wr���ng�:a tihe paytneilt of�he flblig�.�io�secu�•ed b�the��e�it�a ina��zer-acce��able <br /> �o Lende�, bu�o��1y so �ong as Bo�rowe�is���forxni��g such agree�rie�z�� �b� cor��e��s�h�I�en�n gand fai�h by, <br /> or defends ag�.inst enforc�ment of��a.e lien in, �ega�praceedit�gs which ir�Le�1�.er's o�ir�ion a�era�e to�reve�.� <br /> ��ze enTorcexx�.en�af tl�e�zen vv��ile�ha,�e praceedings ar��aending, bu�only unt�� s�.c���roceedx�gs a�e <br /> con�luc�ec�; or�c� sec�.��es fro�n the h�Icler of th�lien an agreeme���a�isfac�flry to Le��der su�orc�itlating�11e <br /> X�e�.ta this Se�uri�:y I�s�rt��ne�t, If Lender de��r�nines�h�.�ar�y�ar�of t�le Propert;y i�s��bjec�ta a Iien wl�ich <br /> ca�1 a�tair�pr�o�ii:y aVe�r�his Securi�y ri�stru�nen�, Lend.er tnay give I3orrower a��o�ice ideza�if�ring the�xe�. <br /> �Ll'�thin 1.� c�ays af t��.e c�at�o�:which t�1a��zo�ice is give��, Boi�ro�t�ver s��a11 sa�isfy t�e lien ar�a1�e one or�nore <br /> af���e a��.io�as�e�fat•th a�ave in�l�s Sectian 4. <br /> Le�a.de���n�.y requi�re I3of rower�o pa�a�ne-i.��ne ch�.rge fo�-a�eal es�a�e�ax veri�ica��or�andlor�epor�ing <br /> service useci.�y Lender i�l co�.nec�iar�vvi�h���.is Lnan. <br /> a. Praper�y �nsurance. Borra�wer sha.121�ee��lze iln�ar{�ve�.nen�s now exzs��ng or�ereafter erected on the <br /> Proper�y i�zst�red agarns���ss by�re, hazards t�Z��uc�ec�vv��hin��e tertn"'ex�e�zded coverage," �nd.a��y o��zer <br /> ��azards it�clud.ing, �bu�na�liiruted�a, ear�lzc�ualces anc�.flooc��, for v�l�ich Ler�c�er rec�uires insu�ance, 'T`his <br /> ll15U�'a11C�S�1aI���111�,1I1�c�1ri�C�.111�;�1e c�111�U�1�S �1riC�LiC�.111g C�I�C�.L�G�1��e��V��S��.11C�.f�I�:�1���1•ioc�s�ha�Lender <br /> �equires. �L1`�lat L��ld�r requi�•es pursuan��o�11e precedi�.g sen�ences ca�1 c�zange�.L�r�r�g��le�er�n a�'the Laa.�. <br /> The irisut�a.�ce ca�rx ier provi�.ing t�ze xx�su����ce s��a���e clzosen Uy Borrovsrer s�.b�ect�o Lender's right to <br /> dfsapprave Borrower'�c�ioice, w��ic�z�ig��t sha11 x�a�ve exercise�.�.inre�so��.a1�Iy. Letlder 111ay requit e <br /> Borravver�fl p�y� 111 C�f`ll1�G�1�Q11 W1��.1��.715 L��i.11� �x�her, ��.} a.one-ti�ne c��argc for F�ofld.�ot�e�.e�ert�li�a�ion, <br /> cer��f�ca��on an�.�:racl�ing serv�ces; o���} a o�ze-���ne c�zarge fat•flQo�zoxa.e detet tnin�,�:�or�a.nd cer��ficai:ion <br /> servxces��x�.sL��seque�l�ch�.�ge� eac�i time re�llapping� nr siinilar cllanges o�cur wl�ich reasox�ably in�gllt <br /> a.:f�ec�suc�z c�e�erinination or cer���ca��an. B�rrower sha�1 also be res����s�b�e fo����e payi�.le�1��f��1y fees <br /> i�np�sed lay��.�Feder�.I���erg�ncy Ma�aagemen�Age�1�y��a.cont�ection w�th�1���eview af any flaod zot�e <br /> de�e��n�iza:at�a�a.resu�i:itlg frorn a�z ab,j e���on�y Borrower. <br /> xf I3or�r�wer f�.���to tr�aintai�l a.ny of�he covet•ages describec�:above, Lenc��r�nay ab�a�n i�asu���.nce coverage, <br /> a�Lende�r's o���a����d Bort owe�r'� ex:�ae�xse, Le�der is uz�der no a�1�ga1:�Qn to purchase a�z�par�i�ular type o� <br /> a�nau�z�of coverage. T�let•efore, �uc�z cov�rage slia.11 cover Le��c�er, �aut migll�or�n�gla�no�pro�ect Ba�rav�e�•, <br /> I3orrow�r's e�u�ty iri t�le P��oper�y, ar�1�e contenl;s of��ie Proper�y, a.g�.i1���azly�-�s1c, ��a2a.��d or liavility�.r�c� <br /> ���ig��t pr�vide gt•ea�er a��esser coverage tl1a.�1 vvas�revio�.s�y i�z er:Cect. Borrower�.c�ctzawledges��la.�the cos�: <br /> o:C t�le i�sura.r�c�cove��age so ob�ai��ec��z�igh�signific�.�1��y exceed t��e cos�af xnstxra�zce�ha�I3flt•rovver cotx�d <br /> lzave ob�air�ee�. A�ly a�no�.�zzts c�is�urse��y L��1�.er un�.e�r�1�is Sectio��5 sha.Illaeco�ne ac�di�ianal de��:of <br /> Bo�rowe�secu��ec�by���s Security I��stt:u�nen�, These a�notxn�s slzall Ue�.�in�eres�a.���Ze No�e�a�e rrotn�Za.e <br /> c�ate or c��s�burse�ne���an�.s��.all be�ayable, vvz���s�.�c�l��a�eres�, upn��t�o�ice f�+o�n Lex�c�er to]3nrrovver <br /> reques�ing payine�l�. <br /> z�oa7��o <br /> N�gRASKA-5ingle�amily-�annie M ael�re�die M ac LJNIF�I�M INSTR�M�NT F'arm 3428 11a� <br /> VM P� VM P�{N�)�13�2} <br /> 1Nolters Kluw ar�inancial Services Page 5 of 17 <br />