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��14�5��� <br /> Ar�y appl�catiot�ol pay�e�z�s, ��zsura.nce�af�ceeds, or Miscellar�eous P�oce��s �a�rinc�pa�due t�n�.er t��e No�e <br /> s1�a�1�Zo�ex�end�r po��po�e�he c�ue�a�e, or change the�.1�aunt, of the Per��dic Paytnen�s. <br /> �. �urYds�or Escrow I�e�ns. Borrov�er s�a�1 p�.y�o Len�.er o�.�he day Pe�iod�c Paytlze�ts are c�ue under t�7e <br /> NQ�e, un��l the Nat�is pa�c�.i�l fu��, a su��.����e"I'unc�s"��o pravi�.e for payzne�z�;af a�nflunts d�.�f�r; �a}�axes <br /> anc�assesszne�t� �.�c�ot�1e�� ztexns w�lic�l can at�ain�riorif;y over��z�s Se�ur��y Izas�ru�ner��as a��en ar <br /> e�cu�n�rance an i:h�P�operty; �b} 1ea�e�ioZ�.pay�neilts�r ground ren�s on��Ze Proper�y, if a�zy; �c�p�e�z�.u�ns <br /> for any ar�d a��in�urat�ce r�c�uir�d�y Lender�.�nd�r Sectiotz S; aild�c�}Mor��age I�asu�ran�e pre�r�u�ns, if any, <br /> ar any su�ns payable l�y Borrovve�ta Le�der it�lfeu of�he pay�ne�z�ol Mor�g�ge Ir�s�ranc�pre�niu�ns in <br /> accordar�ce vvitll�he prav�slo�� of Sec�io� 1�. T�lese i�etns are c�tled"Escrow I�ei�ns." .A.�arig����.t��n ar at <br /> �.�zy�:itne�.uring��e term of tl�e T��an, Lender m�.y rec�uire that�`oar��n�t�ity Assaci�.��o�z Dt�e�, Fees, �t�d <br /> Assess�x�en�s, if any, be escro�wed by Borr�we��, and such c�ues, fees and asses��ner�ts s�1�.�1 be a.n E�c�o�vv <br /> I���n, I3axrov�er s�1a11 pro�n��1y fur�z�s1�t�Le�c�er a11 nat�ces of a1no�.��f:s�o be p�fd u�der��.zs Sec�io�l. <br /> Barrov�rer��Zalt pay Lender�1�e F��c�s For Escrav��f:ems unless Lender wa�ves I3nrrov�er's obliga�ian ta pay <br /> ���e Fu�ds for atzy o�aI�Escrow��e�ns. Lender tnay waive Borrov�el's Qb�iga�iot�tfl�ay��Lender Fund,s for <br /> a.�1y���aI�EscrnVv Items ati ar�y���ne, Any 5uch waiver t�nay o�1�y�e in wt�z�z�.g. ��th�eve�1�of suc��vUazver, <br /> Borrovsrer s�zall p�.y c�it�ec�ly, w��.en and w�7ere}�ayable, ��1e a�noun�s due fo�r any rscrow Itexns far whzch <br /> �ay�ne�.�af Funds ha�been wai�ed 1�y Lenc�er���d, if Lende�r requi�•es, shall fur�ish ti�Lende��ecei��s <br /> evidencir�g su�h�ay�nen�:w����ii1 suclz�i�ne p�riad as Lend��t��ay re�u��-e. I3ort�ovver's o�Iiga�io�to�nal�e - <br /> s�ch�ay�ne�zts a����to�ravide receip�s sl�a�1 for all�urpases be c�ee�nec�to be a cove�zatz�a.nd agreeznent <br /> cflr���.xne�.i����Zis Secur��y Ir���ru�nen�, as�he phrase "cavenan�a.�.�.agreeinent" �.s tXsed in Sectio��9. �f <br /> Borrowex is ol��igate�.�a pay Escrovv I�eins direc�ly,.�u�•st�a���o a v�aiver, �nd I3orrov��t f�.ils�o pay�lae <br /> �.mo�.��due fo��a��Escro�t�r I�e�n, Ler�der�nay exe�ci�e��s rights�.za.�.er Sectio�9 an�.�ay sL�ch atnou����izd <br /> Borrov�rer s�za11 t�1e��e�U��g�.�ed uizc�e� Sectia�9 ta repay�o Le�Z�.er a��y such��nou.n�. Le��.de�tnay reval�e <br /> ���e waiver a�ta any or a��Esc�rovtr I�efns�.��.�y ti�ne by a t�otice gi�re�z in acco�dance w���i Sectian 15 azzd, <br /> upa�a.such revacat�o�, Bo��rawer sl7arl pay�o Lende��.�1 Fui��s, an�.in such ain��n�s, �:la.a�a�e�1zen t•equzred <br /> un�.er���is Se�tia��3, <br /> Lez��.�r�nay, a�any ti�r�e, colle��azzd hal�Func�s z�z a�z axnou�.t�a� stxffz�ien�to perirut Le�lder�o apply���e <br /> FLxr�.ds a��che�itne s�eci�ed u.��de�RESPA, �.�c�����zo��� exceed�he�.n�xil�nuin a�noun�a�enc�e�:can requrre <br /> u�der RESPA. Lender s�aa��estiln�:f:e��Ze ainaun�of FL�1zd�due o�1�1a.e�asis of curren�da�a an�.reaso�able <br /> esti�nate� oF ex�e�l�.i��.xres af fu�u��Esc�ow I�e�Z1s o�' otherwise in�.ccorc�ail�e vvi��1 AppX�c���e Law. <br /> T11e Funds s�za1��e��.e1d in a��itls��tu�ion�t7v��.ose de�os��s a�e iilsurec�by a federal age��cy, ii�s�ru�-nental��y, ot• <br /> eri��ty�it1clL��.i�.g Lender, if Lender�s a.�x�s�x�t.x�:io�l vv�lase depos��s are so insured} or�n���r F'ede�al Ho�ne <br /> Loai1 Bai�c, Le�zder s�zal� a�p�y t��e Fu�1c�s�o pa���ze�scrovv I�e�ns no la�e��llan the tizne sp�cxf�e�.under <br /> RESPA, Lender sha��no�c�aarge Borrowex for�za�ding �nd ap��y��g�he FL�nc�s, �.nnually ana�yzing the <br /> escrov�accaun�, o�vex�fying���e Escrow I�e�ns, unless Lei�der�aays I3orrawer in�eresf;on tih�Funds afld <br /> Ap��icable Law permi�s Le�der ta tna�{e such�.clzaf:ge. U�nless a.�1 agree�nen�:�s�n�.c�e in v�rr��izlg ar <br /> Appfic�lale L�.w rec�u��es itzterest�o be pa��.or�t�z�Fu��ds, L�nder s�za11 t�a�:be rec�ui�ed�a pay�3or��wer a�.� <br /> i�tex�est or earizi��gs an�lze Fuf�ds. Borrow�r��c�Letlder ca.�1 ag��ee xz�wri�i�lg, �Zawever, ��a.�.��n�e��s�;sha��be <br /> pai�.o��.��ze Fulzds. Letlder sh�.l� g�ve�a Borrnw�r, w��hou�charg�, a�a�lnu�.l �cc�L���izlg of�he FL�nds�s <br /> ��qu�re�.�ay RESPA, <br /> If�h.ere�s a surplus nr I'L�nds he1c�.�za escx�o�, as der�le�unc�er RESPA, Le�dei� sha.�1 aceou�.�to Borrowe�• for <br /> �he e�cess fztnds i���.ccorc�allce wi�h RESPA. IF�;her�is a sh�rt�.ge a�I'u�ds held ir�escr•ow, �s �.ef�tle�un�.�r <br /> RESPA, Lexz�.er s�1a1I��o�;ify Borrower as rec�uit•e�by R.ESPA, anc�I3or��av�eri sh�.11 pay�o Le��c�er��ae�.lnoun� <br /> necessa�•y�o�na�{e u��he s��Qt�tage i�l accox�.axzce wi�11 RE�PA, bui.�n�lo�nore t�latz �.2 inont�ily pay�ner�ts. If <br /> t�iere is a d�ficie�zcy o�Ft���ds he1��n esc�fow, as c�efir�ed urider RESPA., Lef�d�t sllall���tif�Boi�rower as <br /> 24a�75�Q <br /> N�BRASKA�Single�amily-Fannie M aelFred�ie Nf ac UNiFORM �NSTRLJM�NT �orm 3�28��01 <br /> VM P p VM PS�N�}�13��� <br /> W�Iters Kluw er�inancial Servlces Page 5 af�� <br />