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��14�77�� <br /> requ�red by RESPA, axxd B�rrovver sha1�.pay to Ler��er�e am�unt necessary to make up�he def�ca.e�ncy in <br /> aecorda-�ce��.h RESP.A, �ut ir�no more than 12 month�y payments. <br /> �Tpon paym.ent in full�f aII sums secured by�his Security Instrument, Lender�ha.�1 prompt�y refund to <br /> Borrower any Fund:s h��d b�r Lender. <br /> 4�. �h�rges; L��ns. Borrower shall pay a�1 ta�es, assessments, charges, fn�s, a.�d imposi��aris a�tribu�ab��to <br /> �he Praperty vrhich can atta�n pr�ority aver this Security Instrument, �easehold payn3ent�or ground rents on <br /> �he Property, if any, a:nd Communit�r Associ.ation Dues, F ees, a�d Asse�sments, �f any. Tfl the e�tent�hat <br /> f.hese�tems are EscrQw I�ems, �3arrower sha�.�:pay t�.em i.r��he ma�ner pro�rided in Sectio�.3. <br /> Borrower shall pr�mp�ly d�.scharge any�en�r�uch ha.s prx,�rity�ver th�:s�ecurity Instru-�nent un�.ess <br /> Borrower: �a} agrees�writ�.ng to�he payment af the o�ligat�on secured by the�zen�a n�anner acceptab�.e <br /> to Lender, but�x�ly so�ang as Borrawer xs perfax-�cning su�h agreement; (b}cflntests�he�.�.en in goo�fai:t�i by, <br /> or defends aga�.st�nforceme���f the�.�:en uz, �ega�proceed�n.gs which in Le�der's�pini.on aperate t��reve�t <br /> the enforcemen�of the Iien whi1���ose proceed�rigs are pending, but a�.l.y un�i�.such pr�ceedir�gs are <br /> cor�c�.uded; ar�c]secures f�c-om the ho�der of�he lien a�,agreement satisfac�ary to Lender sub�rdixa.ating the <br /> �.zen���s Seeurity Instrument. If Lend�r determines that any part�f the Pr�perty�s subj ect t�a li�n which <br /> can attain pr�or�ty�ver�his Secur�ty In�trument, Lender may g�ve Borrower a na�ice�dentify�ing the lien. <br /> �ithin 1�days of�he d.ate ox�which that notice is�ven, Borrower sha11 sa�isfy the�.zen ar�a�e one or more <br /> �f the act�ons se�farth above i.n�h�.s S�cti.on 4. <br /> JLender x�n.a.y require Borrower�o pay a one-t�e charge far a rea�es�ate tax ver�ficat�flr��a.dlor repar�ng <br /> serv�c�used by Lender in can�ectz�n w�:th�s Loan. <br /> �. Pro�aert� �nsuranc�. Borrawer sha1X keep t�a.e�provements nav,T e�istin.g or hereaft�r erected an�a.e <br /> Propert�insured against Ioss by f re, h�ards included w�thi.n.tlie t�rm"extende�I coverage," a�.d.any other <br /> hazards�nc�ud.ing, but nvt I�ted to, earthqua�es and fl�ods, for�rhich Lez�der req�u�ires�.surance. This <br /> insurance shall b�ma�:ntairied in th�amounts[�ncluc�ng deductib�e l.�vels� and for t�e per��ds�.hat Lender <br /> requ�res. What Lender requ�-es pursuant to the precedix�.g sentences can change duri.ng the term of the Loam. <br /> �The�.r�:surance carr�ex prav:�d.ing the�nsuraxa.ce shall be chosen by Borrow�r sub�ec�to Ilender`s right to <br /> di�sapprove Box-�row�r's choice, which r�ght shall.not b�exerc�sed unreasonab�.y. Lender may requare <br /> Borravrer to pay, in c�nnec��on�vz�h this L�an, e�the�e �a�a�ne-��1ne charge for fiaod zone determi�.ation, <br /> cer�ifzcati�n a�zd�racking services; or�b}a one-t�:�ze chaxge for fl�od zox�e det�rininatz��an.d cert�.f cation <br /> services and:su��equent eharges each�me rema��ings o�s�ular ehanges occur which re�.sonab�y mught <br /> affect such detexmination ar cer�ifxcat:�an. Borrov�er s�iall a:�so be respon.sible for the payment of an.y fees <br /> imposed.by the F�deral Emerge�cy Mar�agemen�Agency�n cor�n�ctiflr�.with the revi�w of a�a:y flood zone <br /> d.etex-�ni.nati�n r�sultang fram an ob�ectian by�arrower. <br /> If Borrower fai�s to maintain.any of�he coverage�described abave, Lender may obtain��surax�ce eoverage, <br /> at Lender's op��.on a�d Borrower`s expense. Lender is ur�der no obligat�on to pur�has�any particular type or <br /> am.ount of ca�trerage. T`herefare, such cQverage shall cover Leri.der, but might or might no�pro��ct Borrower, <br /> Sorrower�s equ:�ty in the Prapex-�y, Qr�he con�ents of-�he Properiy, aga.inst any r�sk, h�ard or liab���ty ax�d <br /> migh�prov�de greater or�esser coverage�hax�.�v�s�rev�o�xs�y i.z1 effect. Borrower acknow�.edges that th��ost <br /> of the�nsuranc�coverage so obtained mig]ht s�g�:�f cant�.y ex�eed the cost af ixa.surance that�orr�w�r cou�d <br /> have nbtained. Any amaunts disbursed by Lender under thi.s Sec��on S sha].I become addi.tional c�ebt af <br /> Borr�wer secured I�y�his S�curYty Ins�.u�nent. These amot�.x�.ts shall�ear�nterest at the Note rate from the <br /> dat�Qf disburs�ment and sha��be payab�e, w�th s�ch interest, upon n�otice from]Lender to�orrav�er <br /> requesting payment. <br /> z�oo7��� <br /> NEBRASKA-Si�gle Fami�y-Fan�ie M aelFredd�e N[ac�NIF�RM fNSTRLlM ENT Farm 3d28 1!0� <br /> VMP Q VMP6�NE}��3Q2) <br /> Vllofters K[Uw er FEna�ciai 5en�ices Page fi of 17 <br />