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��14�77�1
<br /> The Funds shall be held in an institution�hose depflsits are�nsured by a federal agency, instrumenta�ity,or
<br /> entity�includin�Lender, if Lender is an�nstitutior�whc���depvsits are so in�ured�or in any Federa�Home
<br /> Loan Bank. Lender sha11�pp�y th�Funds to pay the Escr�w Items ao later than the time specified under
<br /> RESPA.L�nder sha��not charg�Borrotver far holding and applying the Funds,annually analyzing the
<br /> escrow ac�our�t,or�eri��ng the�scra��te�s,unless Lender pays Bonav�er interes�on t�e�unds and
<br /> Applicable La�v permits Lender to make such a charge.U'nless an agreemen�is made in�vriting or
<br /> Applicable Law requ�res interest to b�paid on�he Funds,Lender sha11 not be required ta pay Borr�wer any
<br /> intefes�ar earnin�s on t�.e Funds,Borrower and I�e�der can agree in vvriting,however,that in�erest sha11 be
<br /> paid on.the Funds. Lender sha.11 give to Barrower,�v�thout charge,an annual accounting of the Funds as
<br /> required by RE SPA.
<br /> If�here is a surplus of Funds h�1d in escrow,as defined under RESPA,Lender shall account to Borrower for
<br /> th��xcess funds in accordance with RESP�. If there is a shortage�f Funds held in escrow,as defined und�r
<br /> RESPA,Lender shall nvtif�Bvrrower as required by 1�SPA,and Borro�er shal�pa�to Lender the amount
<br /> �ecessary ta make up the shartage in accordance with RESPA,but in no more than 12 monthly paym�nts. If
<br /> there�s a def c�ency of Funds he�d�n escrow,as defined under RESPA,Lender sha��not�fy Borrower as
<br /> required b��ESPA,a�.d Borrower shall pay to Lender the amount n.ecessary to make up the defic�ency in
<br /> accordance with RESpA,but in na more than �2 monthiy payments.
<br /> Upon pa�men�in fu11 of all sums secured by this Se�urrty�ns�rument,Lendex shalt promp���refund to
<br /> Borrower any Funds he�d by Lender.
<br /> 4. Charges;Liens.BQrrow�r shall pay a11 taxes, assessments,charges, fin�s, and imp�sitions attributable to
<br /> the Praperty�rhich can attain priority over this Sec�u.rity Instrument,leasehold payments or ground ren�s an
<br /> the Proper�y,if an�,and Community Assa�iation Dues,Fees,and Assessments, �f any. To the extent that
<br /> �hese items are Escrow Items,Borrower sha��pay thern in the marin�r pro�ided in Section 3.
<br /> Borrower sha11 promptly discharge any�ien which�.as pri�rity over this Secuarity Instrument unless
<br /> Borrower: �a}agrees in wr�tin�to the payment of the obligation secured by the�ien in a manner acceptable
<br /> �o Lender,b�t on�y so lang as 33a�ro�er is perfarming such agreement; �b}contests the lien�n good faith by,
<br /> or def�n.ds aga�nst enforcem�nt of the lien in, legal proceedirags which�n Le�.der's opinion op�rate to pre�ent
<br /> the enforcement of the l�en while those pr��eeding�are pending,but only until such proceedings are
<br /> concluded;�r�c)secures from t�h�ho�der af the lie�an agr�em�n�satisfactory to Lender subordinatin�the
<br /> lien to this Security Instrument. If Lender det�rmines that aay part of the Property is subject to a li�n wh�ch
<br /> can attain priority o�er this Security In�trurument,Lender may give Borrovver a notic�identifying the�ien.
<br /> Wi�hin 1 D days of the date on vvhich that natice is given,Borr��ver sha11 satisfy the lien or t.�.k�one or more
<br /> af the actions set forth ab�ve in this Section 4.
<br /> �end���ay�equire$orraw�r to pa�a one��}�ne�harge for a real estate ta.x verification an.df ar rep�rting
<br /> ser�ice used b�r Lender in connect�on with this Loan.
<br /> �. Propertylnsurance.Borrow�r sha1�keep the improvements now e��sting or hereaf�er erected on th�
<br /> Property insured against�oss by f�re,ha�ards�ac�uded tivithin the term"extended coverage,"and any other
<br /> hazards in�Iudin�,but nat limited to, earthquakes a�d flo�ds, for which Lender requires insuranc�. This
<br /> insu.�rance shall be maintained in the amaunts(inc�uding deductible levels}an.d f�r the periads that Lender
<br /> requu�s. What Lender requires pursuant to�he precediag sentences can change during the term of the�..oan.
<br /> The insurance�arri�r pra�iding the in�urance sha11 be chosen by Borrower subj ect to Lender's right to
<br /> disap�rove Borrower's chc�ice,�rhich right sha11 n�t b�exercis�d unreasonab�y.Lende�'ma}��eq��'�
<br /> �arrower to pay, in connection with th�s Loan, either: (a)a one-time charge for flood�one determination,
<br /> �erti�cation and fxaCking services;or�b)a ane-time charge for fl�od zone determination and�ertification
<br /> NEBRAS�{A�ir�gie Fami�r-Fannie MaelFr+eddie Mac LJNIFaRM�NSTRUMENT WtTH MERS Form 3428 1141
<br /> VMP� VMP6A(NE){13U2)A4
<br /> Wo�ters K�uwer Fir�an�ial 5en�ices Page fi af 17
<br /> q�333 49�711 4233 239 ��17
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