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��14�7�75 <br /> �2. Bvrrower Not Re�eased; Forhearance By Lender Nat a V11a�ver. Ex�ensifln af�he time far payment ar <br /> modifica�ion of amor�ization of�he sums secured by�his Se�uri��Instrument gran���b� Lend�r ta B�rrower <br /> ar any Successor in�nterest of B�rrower sha�� n��operate ta release th��iabili�y of Bnrrov��r or an� <br /> Successars in�n�erest of Borrov�er. Lender shail not be required to�ommence proceedings aga�nst any <br /> �ucc�9�or in�ntcrc�t of B�rrov��r or to r�fu���o ��.tend tim�for paym�nt or ath�rwi��madifyr amor�i�ation <br /> of the sums secured hy�h�s Securi�y Instrumen�by reason of any d�mand made�y the or�ginal Borrawer�r <br /> any Successors in�nterest of Bflrrower. Any forbearance by L.�nder in exerc�s�ng an�right or remedy <br /> including, v�ithou�limi�at�on, Lender's acc�ptance of payxnents from third persons, ent�t�es or Suc�essors in <br /> �nteres��f B�rrower or�n amounts �ess than�he an�oun�then due, sha��not��a wai��r of or pre��ude�iie <br /> �xercise of any right�r remed�. <br /> �3. Jaint and Se�eral Lia�i[�ty; Co-s�gners; Successors and Assigns Bound. �orrower covenants and <br /> agrees tha�Borr�v�er's ob�iga�inns and lxabi�ity shall be jo�nt and se�eral. Hflwever, any Barrnwer urho <br /> co-signs this Security �ns�rument bu�does not exe�ute�he Nate�a "co-s�gn�r"}; �a} is co-si�n�ng this <br /> Security �ns�rumen�on�y�o mortgage, gran�and�onvey�he c�--signer's zn�eres� in the Pro�erty under the <br /> ter�ms of�his Secur��y Instrument; tb} is no�persona��y oh��gated�o pay�he sums secur�d by�is Se�uri�y <br /> Ins�rumen�; and �c} agr��s�hat Lender and any other Borrov�er can agree��extend, mod�fy, forbear or make <br /> ar�y accommodatians�vith regard to the�erms of�his Secur�ty �nstrunzen�or the No���v�r�thout the�o-s�gner's <br /> cnns�nt. <br /> 5ubject to�he provisions of Section �S, any Successor �n Interest af Borrower who assumes B�rrov�er's <br /> o�ligat�ons under this Secur�ty Instrumen��n writ�ng, a.�d is approved�by Lender, sha11 ob�ain a11 of <br /> Borr�wer's r�ghts and benef��s under�his S�curity Ins�runZen�. Borrawer shal�not b�re�eased fr�m <br /> Borrov�aer's obliga�ions and��a���i�y under this Secur�ty �ns�rument un�ess Lender agr�es to such re��ase�n <br /> wr�ting. The co�enants and agre�m�nts of�his Securi�� �ns�rumen�shal�bind �except as pr�v�ded in Sect�on <br /> Z�} and benef���he success�rs and assigns�f Lender. <br /> �4. Loan Char��s. Lender ma�charge B�rrower fe�s f�r serv�ces performed in connec�ion with B�rrower's <br /> defaul�, for�he purpase of pr�tectin� Lender's �nterest in the Proper�y and righfs under�his Security <br /> �ns�rumen�, in�iuding, bu�no��imited ta, at�orneys' fees, property�nspecti�n and valuat�on fees. �n regard t� <br /> any��her fees, the absence of express author��y in this Secur�ty�nstrument�fl charge a specif��fee to <br /> Barrower sha��not be c�ns�rued as a prohibi��fln on th�charging of such fee. Lender may not charg�fees <br /> �hat are express�y prohib���d b}�this Securi�y Ins�ru�nent�r b�Applicabl�Law. <br /> �f�he Loan is subj ec��o a�aw wh�ch sets maximu�n loan charges, and tha�law is fina.��y�nterpre�e�s��ha� <br /> th��n�er�s�or o�her loan�harges col��c�ed or ta be col�ected in�onnection with the Loan e�ceed the <br /> pern���ed��mi�s, then: �a} any such I�an charg�sha11 be reduced b�the amount necessary�o reduce the <br /> �harg�to the perm�tted�im��; and tb} any sums already collected from Barrower which exceeded permai��ed <br /> �im�t�wi�l be refunded to Barrov�er. Lender may choose�o make th�s refund�y reduc�ng the princi�al ov�ed <br /> und�r the No�e or by making a direc�pa�men�to Borrower. Zf a refund reduces princ�pa�, the reduct�an wi�� <br /> be trea�e�as a par�ia�prepaym�n�withau�any prepayment charge(whether ar no�a prepayn�ent charge�s <br /> pro��d�d for und�r the No�e}, B�rrow�r's acceptance�f an� �u�h refund rnade by direc�payment to <br /> Borrower wi�l cons�itute a waiver of any right of action Borrawer might hav�ar�s�ng out�f such ov�rcharge. <br /> 'i 5. Nvt�ces. A��not�ces gi�en by Borrawer or Lender in connec��on with this Security �nstruxr�.ent must be�n <br /> vvri�ing. Any not�ce�o Borrower in connec�ian w�th�his Security �nstrument shall be deerned tfl have been <br /> g�ven ta Barrower when mai�ed b�f�rst ciass ma�l or when actually del�v�red to Borrower's no�ic�address if <br /> sen�by other means. Nfltice to any on�Borrower sha�� c�n�t�tute nat�ce�o all Borrowers unless Applicable <br /> Law expressly requir�s otherwise. The n�tice address shall be the Proper�y Address unl�ss B�rrower has <br /> N�gRASKA-5ingle�amily-�annie Mael�reddie Mac L3Nt��RM INSTRIlMENT Farnz 342$�l07 <br /> VMP[�] VMP6tN�}��3��} <br /> Wolters Kluwer Finar��ial Ser�ices Page��of�7 <br />