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.,�..�.w...,�....:�..��.�,...�....__.._,e , .�.�..::..,.....: ��... :.•.:,.,. - .-..._..___ ......=a'�.��,��^,r�.:x�� .. ,.__...__�.._,�"r�.ra�.,.w...,_,.z.'�.�.��^'._�'•.�.....w�..,. .. .�..-----— -. - •-••• - -- ��14�7�31 � � '��. �vrro►nrerlVot ��[�as��i;F�rb�ar�r�ceBy L�nderfVot�1�airrer.E�.�tens�on of�he time fnr payment or modificatian af amor�i�a�ion of the sums secured by this Security Ix�strument granted by Lender to Borrower or any Successor�n Interest flf Borrotiver sha11 not operate to rel.ease the liab�lity af Barrativer or any Successors in Inte�est of�3orrovver. Lender shall not be required to comm�nce proceedings against any Success�r�n Interest of Borrawer or to refuse to extend trme for payment or otherwise madify amortiza�ian of the s�.ur�.s secure�by�us S�curity Instrument by�eason of any demand made by the original Borro�wer vr any Successors�n In.terest flf Borra�er. An�forbearance by Lender in e�:ercising a_ny right or remedy � inciuding,wY�.hout��im�.�a.tion,Lender's acceptance of payments from tbird persans, ent�tzes or Successors in Interest of Barrowe�o�xn amo�ts less tha.�the amount then due, shall not be a waiver of or preclude the e�erc�se of ar�y r�g�it or re�edy. � '13. J��t a��evera�l L�a��t}I;�o-sig��s;Su��ess��`s2��d Ass�g�s��u�oi.Borrower covenants ar�d agrees tb.at Borrower's obXxgations an�.�iabxlity sh�Tl�e joint and several. Hawever, any Borro�er who co-s�gns tlais Security In.st.rument but does not e�ecute the Note �a"co-signer"}:.(a�is co-s�gning this Secu.ri.ty Instrument onl�ta mortgage, grant and c�nv�y the ca-s�gner's interest in the Properly under the � terms of this Securiiy Ins#ru.ment; (b� xs not personal�y obligated ta pay the sums secured by t�i7is Security Instru.ment; and�c} agrees that Lender and a.ny other Borrotiver can agree to e�.�tend, modi�y,forbear or make any accommod.ativns wi.th regard to the terms of this Security Instru.ment or the Note w�thaut the ca-signer's � cox�sent. Subject to the provisi�ns�f Sec�ion 18, any Successor in Interest of Borrotiver who assum.es Borrower's ob��gat�ons u�der this Security Instrument�n writing, and Ys approved by Lender, shal�vbtain alI of Borrou�er's rights and benefits under this Security Instrument. Borrower shall not he re�eased from ; Barrovver's obliga�ions and liabYlYty under this Security Lnstrument unless Lender agrees to such release in � u�riting. The covenants and agre�nlents of this Security Instrurnent shall bind�ea:cept as�rovide�in Section ��} and l�ene�t the suc�essors an�assigns�f Lender. 7 4. L.��harg�s.Lender may charge Borrower fees for services performed in cannection with Borrotiver's � defaul�,for t�ie purpose of protecting Lende�'s interest in the ProperCy and rights und.er this Security Instrum�nt, includa.ng,but not limited ta, attorneys' fees,prvper�y inspec#iv�and valuation fees. In regard t� any ather fees,the abs�nc�af e�.rpress authority xn thxs Security Instn�ment to charge a spec�f'�c fee tv Borrvwer shall nat be cox�trued as a pr�hibxt�on vn the char�ing af such fee. Lender may not charge fees tha.t are e�rpressly prohibited by thxs Security Instrument or by Applic�.b�e Law. If the Lvan is subject to a Iaw which sets m�aa:xfm.um Yoan charges, and that 1aw is finall.y�nterpreted so that the interest or�ther�aan charges coll�cted or tv be c�llected in connection with th�Loar�.e�ceed the permitted Iimits,then: (a� any su�h�oan charge shall be re�luced�y the amount necessa�y to reduce tbe ; c]harge to the pern�itted Iimit; an�.(b� any sums already callected from Borrov�er which e�ceeded permitte�l �imits will be refunded ta�Qrrower. Lender may cho�se to make this refiind by reduc�ng the principal�wec� under the N�te or by mal�ing a clirect payment to Barrower. If a refund reduces p�incipal, the reduction wil� be treated as a partial prepayment�itbout any prepayment charge �w�iether ar nQt a prepayment charge is pr�v�ded f�r under the Nnte�. ]Borrotiver's a��ep�ance�f any such refund made by direct payment to ]Barr�wer wi1Y�onst�tazte a waiver of any right of action Bvrrower might have arisrng vut of such overcharge. '��. Not��s.AII not�ces given by B�r�a�ver or Lender�conneci�on w�th th�s Sec�rity Instru.ment must be�� writ�ng. Any notice ta�orrower in.cannection with this 5ecurity Y�stn�.ment sha.�l.be deemed to ha.ve been given to Borrotiver�hen mailed by first class mail ox�vhen actually delivered to Barro�ver's notice address if sent�y ather means. Na�ice ta any one Borrourer sha11 const�tute notice t� all Borrourers unless App�xcable Lativ e�pressiy requ�res otherwise. The no#ice address shall be the Propezty Address�1ess Borrotiver has NEBRASKA-Single Family-Fannie MaelFreddie Niac UNIF�RM INSTRUMENT Form 3028'Ilp1 VIVIP C� VMPS�NE}(13�2}.QO Wofters Kfuwer Financiaf Services Page 11 of'f7 i