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��14�7553 ser�ices�an�subsequent charges ea�h tim�remappings or similar changes�ccur which r�asonably might a�ect such deterr�i��on or��r�if�cation.�3orro�ver sha�ll also be r�esponsible for the pa�me�.t o�an�fees imposed by the Federal Emergency Management Ag�ncy in connection w�th the revi�w of an�flood zone determina�ion resulting from an obje�tion by Borro�ver. If Borrower fa�ls to maintain any di the c��erages described above,Lend�r ma�obta.in insura.nce ca��ra.ge, �.�Lender's option and Borrower's expense. Len.der is under no obligation ta purchase any particular type or �mount vf coverage.Therefore,such coverage sha1�cover Lender,but might ar might not protect Borro�rer, �orrower's equity in the Property,or the contents�f the Prap�rty,again.st any risk,hazard ar liab��ity and might pr�vide greater or I�sser coverag�than was previous�y in effec�. Borrower acknowledges that the c�s� of the�nsurance coverage so obtained might significantl}�exceed the cost of insurance that Borrower c�uld �a�e obtained.Any amounts disbu.rsed by Lender under this Section 5 sha11 become additional debt�f Borrower secured by�his Security Instru.ment. These amount�sha�l bear interest at the No�e rate from the date of d�sbursen�ent and sha11 be payab�e,�vi�h such interest,u�on notice from Lender to Borro�er requesting payment. A�1 insurance policies required by Lend�r and renewals�f such po�i�ies sha11 be subj ect to Lender's r�ght to disapprove such po��ie�,sha��include a standard mortgage clause,and sha�1 nam�Lender as mortgagee an.dlor as an addi�ionallvss payee. Lender sha11 ha�e the right to�o1d the poticies and renewal certificates. Yf Lende�requues,Borrower sha11 pramptly give to Lender a��receipts of paid pren�iums and renedval notices.Yf Borrower obtains any f�rm of insurance co�erage,not otherwise r�quired by Lender, far damag� to,�r destruction of,�he Froperty, such policy shall include a standard mortgage c�ause and sha11 name Lender as mortgagee andlor as an additionalloss pay�e. In the event of 1oss,Borrower shal�give prompt notice to the insurance carrier and Lender, Lender may make praaf of loss if not made promptly by Borrow�r.Unless Lender and Borrower other�v�se agree in �rriting,a�.y ins�trance prQceeds,�hether or not t��nderl�ing i�nsura��e v�as req�iEre�b�Lend�erA sha11 be applied to restvratian or repair of the Propert�, if the rest�ration or repair rs economically feasible and I�ender's security is no#lessened. During such repair and restoration period,Lender sha11 ha�e the right to �a�d such insuranc��roceed�s��.til Lenc�er has had a�.oppartunity to inspect such l�rope�ty to ens�re the work has been completed to Lender's�atisfaction,provided that such inspection�ha11 b�und�r�aken promptly. Lend�r may disburse proceeds for the repairs and restoration in a single payment or in a seri�s of ��og�ess paymentS as�he wor1�is compl�ted.tJnless an ag�r�ement is made in�rriting or App��cable�a�v re�uires interest to be paid on suc�insurance proce�eds,Lender sha11 nat be required to pay Borrower any interest ar ea.rnings on such proceeds. Fees for pub�ic adjusters,or other third parties,retained by Borro�ver sha11 n.ot be paid out of t��insuran�e pro��eds and�hall�be the sole obligation of Barrower. If the res�orati�n or repair is not economically feasible or Lender's�ecurity wauld�e lessened,�he insurance proce�ds sha11 be applied ta the sums secured by this Security In�trument,whether vr not then due,with the excess, if a�.y, paid tv Borrovver. Such insuranc�pr�ceeds sha11 be appli�c��n i�1�e or�.�r pro�ided for in��ction 2. If�orrower abandons the Praperty,Lender may fi1e,negotiate and settle any availab�e in�urance�taim an�i related matters. If Borrawer does not respond within 3�days to a aotice frorn Lend�r that the insur�nce carrier has offered to settle a claim,#hen Lender may neg�tia�e a�d sett�e the claim. The 3�-da�period witl begin when�he notice is given. In either event,or if Lender acquires the Property under S�ct�Qn�2 or otherwise,Borrower hereby assign�to Lend�r(a)Barrawer's rights to any insura�c�proeeeds�n an.am�u�t not to�x�eed the amounts unpaid und�r the Note or this�ecurity Instrument,and(b}any other of B�rro�ver'�r�ghts(other than the righ�ta any refund of unearned pr�miums paid by B�rrower)under a�I insuranc�po lic ies covering the Prop erty,inso far a.s suc h rights are app�icab�e to the cvverage o f the Property.L�nder may use the insurance proceeds either to repai.r or restore the Property or t�pay amounts unpaid under�he N�te or this Security Instrument,�vhether or not then due. NEBRASKA�ingle F�mi�y-Fannie MaelFreddie Mac L1hIIF�RM 1NSTRLlMEhIT W1TH A►lERS Form 3U28 1{4� VMP C� VMPBA[NE)(1342}.QQ Wotters Kluwer Fir�ar�Gial Services Page�of 17 q03333�91145 0�33 25D �717