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��14�7553
<br /> The Funds shall�e h�ld in an insti#ut�on v�hose deposits are insured by a federa�agency, instrumer�tality,or
<br /> enti�(includi�.g Lender,if Lender�s ar��ns�i�ution.v�hose dep�sits are so in.s��ed}or in any��deral�Ion��
<br /> L�an Bank.Lender shall apply�he Funds to pay the Escrow Items no later than the time spec�fied under �
<br /> RESPA.Lender shal�not chaerge Borro�uer for hald�ng and apptying the Fun�is,annua��y analyzing the
<br /> esCroW aCC�Unt,�r verify�ng the Escrotiv It�ms,un.less i,ender pays�orrower interest on the Funds and
<br /> Applicabl�Law permits Lender to mak�such a charge. Unless an agreement is made in wr�ting or
<br /> Agplicable La�v requires interest to be paid on the Funds,Lender sha�l not be required to pay Borrower any
<br /> interest or�arnings on th�Funds.Borrower and Lender can agree in v�r��ing,however,that interest shall b�
<br /> paid on the Funds. Lender sha11 give ta Borro�er,�vithout charge,an annual accounting of the Funds as
<br /> requ ired by RE SPA.
<br /> If there is a sur�lus of Funds held in escraw,as d�f ned under RESPA,Lender shal�accoua�to Borra�ver for
<br /> the excess funds�n accordan.ce with RESpA.If�here is a shartage af Funds held in escrow,as defined under
<br /> RE�PA,i.ender sha11 not�fy Borra�er as r�quire�.by i��PA,and Borrower sha11 pay ta Len�.er the amount
<br /> necess�.ry to make up the sh�rtage in�ccordance w�th RE�PA,but in no more�han 12 monthly payments.If
<br /> there is�.deficiency of Funds he�d in escrotiv,as defined under F�ESPA,Lender sha11 notify Borro�er as
<br /> required by RESPA,and Borrower shall pay to Len.der�he amount n�cessa.ry to make up the def�c�ency in
<br /> �.ccordaace with RE SPA,but in no rnore than �2 monthly payments.
<br /> �Clpon payment in fu11 af a11 sur�s secured b�this S�curit�Ins�a�nent,�.�n.der sha�l��a�ptly refu�d�o
<br /> Sorrower any Funds held by Lender.
<br /> 4. Char�es;L�ens.�orrow�r sha11 pay al�taxes, assessments, charge�, fines, and impasitions attribut�.b�e t�
<br /> the Praperty which can attain pr�arity over this Sec�trity Instrument, lease�ald payrnent�or gro�nd rents on
<br /> �he Praperty, if a�y,aad�ommunit�Asso�iati�n Uues,Fees,and Asse�sments, �f any. Ta th�extent that
<br /> these items are Escrow Items,Borrower sha�I pay them in the manri�r pro�rided in Section 3.
<br /> Borrawer sha11 promptly discharg�any lien�rhich�as pr�.ori�r o�er this Security Instrument un�ess
<br /> Borro�ver: (a}agrees in writing ta the pay�nen�of the obligation secured by the lien in a manner acc�ptab�e
<br /> to Leader,bu�only so long as Borro�ver is performing�uch agreem�nt;�b)�ontests the lien in��od fa��h by,
<br /> or defen�is against enforcemen�of the�ien in, lega�pr�c�ed�ngs which in Lender's opinion apera�e to prevent
<br /> the enforcement of the lien while those pr�ceedings are pending,bu�only until such proceedings are
<br /> conc�uded;or�c}secures frorri the ho�der of the lie��n agreernent satisfact�ry to Lender sub�rdinating�he
<br /> ��en ta this Security Instrument, If Lender determines that any part of the Property rs subj ect to a Iien whi�h
<br /> can attain priority�ver th�s Securit�Instrumen�,Lender may give�orrower a notic�identify�ng the lien,
<br /> Within 1�da�s of the date on whi�h tha�n.o�ice is gi�en,Borro�ver sha11 satisfy the lien or ta.ke one�r more
<br /> of�he actions set forth above in this S�ctian 4.
<br /> Lender may require Borrawer ta pa}�a one-t�me charge for a r�al estate tax�erification andl�r reporting
<br /> ser��ee used by Lender in connection w�th�his L�an.
<br /> 5, property�nsur�r�ce.Barrawer shal�keep t���n�pro���ents now existing or�ereafter erect�d on th�
<br /> �'roperty insured against toss by fire,ha�ards included within the term"e�tended co�erage,"and any oth�r
<br /> haZardS 1nCluding,but nat limit�d to,�arthc�uakes and floods,fvr whi�h Lender requires insurance. This
<br /> �nsurance�ha11 be mainta.ined in th�amounts��neluding dedu�tible 1��e1s�an�for the periads��at Lender
<br /> requues. 'L�Vhat Lender requires pu�rsuant to the preceding sentences can change during th�term af the Lvan.
<br /> Th�insurance carrier�aroviding the insurance sha�l�e chas�n by Borrower subject�o Len.der's r�ght to
<br /> disappra�e Borrower's cho��e,which right sha��not be exercised unreasonably.Lender ma�require
<br /> Borr��er to pay, in eonnection wi�h this I.�an, either: (a}a one-tim�charge far fla�d zane determination,
<br /> cert�fication and tracking ser�icess ar(b}a one-time charg�f�r flaod zone determ�nation and�ert�fication
<br /> NEBRASKA�ingle Family-Fannie MaelFreddie Mac L1NIFQRM INSTRUME[VT WITH MERS Form 3428 11❑1
<br /> VMP� VMPBA(NE}(9302]A�
<br /> Wolters K!�€we�Finan�ial 5ervices Page fi of 17
<br /> q�3333691145 d233 254 �617
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