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��14�75�5 <br /> Any�pp1�c�.��o�a af payme��ts, znsura�ce proc�eds, or Mi5ce11�nea�s Prace�c�s�o principal c�ue t��de�f:�e Nfl�e <br /> s�la���Zo�ex�end or pasi:pone�he d�.e c�a�e, ar change�l�e�.in�u�.�, of�:1��Peri��.fc Payrne��s. <br /> 3. T'��nds for�scro,t�v I�e�n�, Baz•rovsrer s��a1�pay�a Let�c��r an�he c�ay Pet•iad�c P�.y��ex��s a�e due under�IZe <br /> Na�e, un�i�tlle No�e�s�aid i��fu�l, a su�n��he"FL��1C�St'� to provide fflr paymen�of a���ou�ts due for: �a}taxes <br /> a�ld assessmei����r�d o��1er it���ns wh�ch��n at�air���r�ority aver�hzs Secut i�y rns�r�.x�nen�as�.�ier�or <br /> encu�l��ra��ce on���e Pz•operty; �b� Iease��o�d pay�nents ot�grour�d ren�s o�1��ze P�o�ertiy, �f�.���r; �c}pre�niu�ns <br /> fo����y ar�d a11 it�surance requi�ed.by Lende�L�n�.e� Sec�ior�5; a.n�.�d�Mortg�.ge Ti�sura�ce pre�niutns, zf ai��, <br /> or a.ny surn�p�.yal����y Borraw�r to L�nder i�rieu of�he�aytner�t of M�r�gage��.s�r�.��ce premi�.�ms i�. <br /> �.ccordance vvi�h�he�rovisioz�s of Sect�afz 1�, T�lese i�etns�r���.�Ied"Escro�t7v I���ns�" A.�origina�ion o�at <br /> azzy��ane�.uring the�eiin Qf��Ze Loa.t�, Len�.er�nay t equire�ha�Ca��l�nun��y A�socia�ian Dues, Fees, �nd <br /> As�ess�nen�s, if�.r�y, b�escr�wed l�y Borr�wer, a�d�uc��c�u�s, Fees a.1a.�.assess�nen�� sha�1 be an�scro� <br /> I�e�n, Borrav�er s�za��pro�np�ly furt�ish�o L�za.�.e�• a11 no�i�es of alnoun�s�o be}�aid.ur�c�er�;hfs.Sec��o�. <br /> Bo�1 owe�r s��a1l pay Lender��Ze Fu�c�s fa�•Escrow I�etns ui�less Ler�de�wa�ves I3or��vt�er`� ob�iga��a�l ta pay <br /> t�e Funds Far a�y a�a��Escrow I�e�7�s. �ender�nay w�.ive Bor�awer's ob�iga�;i��z�a pay�o�e�ader Fu�ds for <br /> a�.y ar a�l Escraw�tenls�.�a�zy�ime. Any such vvaive��n�.y ar�ly�e��z vvt iting. I���1e even�of stxch vvaive�, <br /> BorrQv�er s�aa.�1�pay directly, v�iher�azz�.vtr��er�pa�a�le, �he a.tr�au��.�s�ue lor�y Escr�w Tte�ns far v���.xc11 <br /> payme�l�of Fu�ac�s has�een wazved by Lender G�tad, if Lenc�e�requires, s1za1� f-urnish�a Lender�ece�pts <br /> ev��.enci�g suc�l p�yme��u���h����t�c11�i��.e�eriod�s Len.�er�nay rec�t�ire: Bor���wer'� n1al�ga�i���.to 1na1c� <br /> such paytne�lts an�.�o prov�de rece�p�s s��a1� fo� a�l�urposes�e dee�ned to�e a covetla.n��.r�d agree�netl� <br /> conta�n�c�i�l�hzs Se�urity rtlstr�:��r�en�, as�he p��t�ase"cove���n�:an�.agreet�nen�" �s u�ed i�Sec�io�z 9, rf <br /> I3orravv�r is flbliga�ed�o�ay�sc���w T�e�-ns c�i�ec�ly, �ursuar�t f:o a waiver, an�.Barro�e�r fails�o�a�t�1e <br /> a�noL�.ri�due f�r���s��row I�efz1, Len�e�m�.y exerc�se��s�igh�s u�1�e�� Sec�:ion 9 a�zd pay�uch a�r�o�.�nt atld <br /> B��rowe�•sh�.�I�hen be o1��igaf:ed u��iet• Se��ia��9 to re�ay�o Len�er a��.y suc��a�noun�, Lender�n�.y r�vol�e <br /> ���e v�ra��er���a a�1y or a��Escro�v Iteins a��.�xy�itne by a z�o��ce given�z��.ccordance w�tli Sec�io� �.5 and, <br /> txp�t�s�.�c����ev�cat�a�, 13orrawer sha�l�ay�a Letlder a1�I'L�i�ds, a.nc��n�uc1�aYnounts, t11a��.�e��ie�z required <br /> L111C�Ef��115 S�C�I�11�. <br /> Le�ader a.nay, a�any�i�ne, collec�ar�d lzald Fu�1ds ��a��al�naur�t�a} suf�ciet���o per�nit Lef��er�o apply�he <br /> F�.���ds a��l�e tiir�e specifie�.u�zde�I�S�'A, and�b}noi:to excee�.�he ina.�iintt�n a�r��ui1�a�e�.der can rec�uire <br /> ui�de��RESPA. Lenc�er s�za11 estim�.te��Ze a�naun��r Func�s due o����le basz� of cur��ei1�c�a�a and reason��le <br /> estiir�a�es of expen�xtu.�es af future�scrow I�etns o��o�herw�se i���.ccor�azzce tivith App��c�b1e Lavv. <br /> T1�e Funds s11a11 be�le�d i�an i��stitutior�vv��os�de�osi�s are��as�.t ed by a�ederal agency, zx�s�r�.���1er���.1i�y, or <br /> entity�including Le�lc�er, �f Lender is an�ns�x�u�iox�wllos�deposi�s are so ir�surec�} o���n a�y Fe�.era1��o�ne <br /> Loan Ba�xl�, Lender sha1�apply�l�e Funds to pay��ze�scr�w r�e�ns i�a�ater�11an��ze�itn�specifie�.un�er <br /> RESPA, Ler�det s��a.�1 no�cha.rg�I3a�rower for�olc�i���a.t�c�applyi�.g�he Fun�s, a��x��.ia11�analyzing�he <br /> escravv accoutl�, or ver�fyx�.g�lze�sc�aW rte�ns, u��less Lender pays I3o�rower iz��ere�t on the Ft�nc�s a.r�d <br /> A�plica��e Lav�pei�tni�s Lex�.�.er ta ina�{��uc11 a cha�ge. Unless a�agreetnetlt�s�nade in wri���1g or <br /> Appl�ca�le Law requ�x�es���eres��o be�a��.a�z t11e Funds, Le�.der shall no�be re�uired��p�:y i3orrovver��ny <br /> ��z�eres�or eart�ings o����e I`unds. Borro�w�t ai�d Lender ca�z agree rn writ�ng, however, �ha�in�erest s�aa.��be <br /> �aic�.on��ze Fu�1ds. Let�c��r s1ia11 give�o Lorrower, Vv���zo�u�chat ge, ��z a�a�ztXa1 accaun�ix�g of t�1e Fut�ds as <br /> �equ��ec�by RESPA. <br /> I����e1 e�s a sti�rplus of Funds�1�1d x�z escrow, as de��e�t��a�.e�R�SPA, Le��c�er s1��.IZ accou�z�to Borrower for <br /> �.11e e�cess fut�ds ��z acco��da�ce vvi�11 l�ESP.�, �F t11e�•e�s a sha�r�age�f Fu�.�s��eld in escr�vv, as�.efin�c�under <br /> I�SPA, Le�.c�e�r sha����o��fy Borrower as required by It�SPA, a�.c�Bo�ravver s�za�l pay�o Ler�c�.e�i:�ze ainoun� <br /> t�e�essa��y�o��zal�e u��1�e���or��.ge in accordat�ce�vith RESPA, bu�i����nore���a�� 1�ra�la�z��1�Y�aYm�tlts� Tf <br /> ���ere�s a�ef���e�zcy o�'FL�ri�s IZ�Id i��.esc�row, as c�e�r�ec�u�z�e�RESPA, Lexlder s�1a��no�ify Bar�•ower as <br /> ��0�7�$� <br /> N��RASKA-Single FamiEy-�anr�i�M��IFreddie Mac[JN1�4RM �N5TRLIM�NT Farm 3428 11a9 <br /> VM P Q VM P6�iVC}{13fl2} <br /> Woltsrs Kluw�r FlnanclaE Seruic�s Pa�e 5 af�7 <br />