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��14�75�5 <br /> B�RR��ER C�VENANTS�1�.��Bo�row�r is�awfully seised of�1ze es�a�e�ereby canveyed a�d has�:he righ��o <br /> gran���zd.caizvey tlle Pr��er�y a�zd t��a�:t�ze Pr�per�y is u�.e�cu�nbered, exce��fo�r encutl�bra�zces oF t�ecorc�. <br /> B�rrower vvarrants ar�d�v��� c�efetzd generally�1�e tit�e�:o �he P��oper�y�:gains�a11 claitl�s and c�e�n�.nc�s, subjec�to <br /> ar�y encu�nl�rances flf re�orc�, <br /> T�-I�S SECURITY INSTRUMENT co��nbi�les unirar�x�cove�a�f:s For�za�ior�al use a��c�na���unifor�n covenants v����1 <br /> �i�ni�ed v�ria��ans by jut�is�zc�io���o constii;�te a un�farin securz�y�ns�t�L��nent coveri��g�ea1 pra�er�:y. <br /> lJ r�if arm Cove na n��. ]3orrower and Ler�c�er covetlar�t��.d agree as lo�laws; <br /> �. ��ymer�t af Prir��ipal, N n�erest, I��crow ��ems, Prepaym�n� Charges, and La�e �harg��. Borrawe� <br /> sh�.11 pay vv��e�c�ue�1z�prir�cipal af, a��c��n�eres�on, tlle�.e��evidetice�.by�he No1:e az�ci.ar�y�re�ayir�e�� <br /> c�larges �.r�c�.�a�e�harges due un�.er�he Na�e, Borravver sha�l a1�o pay fi�nc�s fot�Escrow�f:eins�aursua��t�a <br /> Sectio�3, Payments�.ue u�z�er��ze No�e ar�d��.i� Security Ins�ruzne�l�s1�a11 Ue znade in U.S, currency, <br /> However, if�.�Zy checl�aar a�1�et ir�stru�nen��received by Ler�c�e�as pay��lez���u�zder�he No�e or��zis Securi�y <br /> Ins��ru�ner��xs�e�urned�o Lende�•unpa��, Le��c�er�z1ay reqtxire��zai:a�y o��.11 subseque�l�p�.yt�ler�ts d�e�.��der <br /> �he No�e at�d�Iiis Secu�`ity Zns�ru�lzet��be�na�e z�a�ze or more of�he Fa1low�ng farins, as se�ec�e�b��:etldez•; <br /> �a� �ash, �b}�nozze�r order; �c� ce��i:if�ee�che�l{, �at�1�c�1ec��, ��easure�'� c�leck a�cas��ier`s c�ie�lc, p�ovic�ed a�.y <br /> such cla.e���is dr�.wr1 upo�a�.��.s�itu�ion whose depasi�s a.re illsured by a fede�{a�agency, i�stru��en�ali�y, �� <br /> en�ity; or����l�c���oni�F��nds Tr�ns�er. <br /> P�.yia�en�s are e�ee�a.zed rec���e��ay Lene�er vv��len�ece�ve�.a�t�l�l�catin�z designated��.�1ze No�e or at suc�a. <br /> o�lier tocati��as may�e c�esigna�ed by Lenc�e����accorc�a�ce v��th�1�e fzo�ice�rovis�ol��iiz Sect�o� 15. <br /> Ler�der�nay re�urn a.�iy�ay��nen�fl�•par�ial�ayment if�he p�.yinen�.or�ar�ial�ay�nen�s a.re�nsuf�c�e����a <br /> brii�g the Loar�ct��re��;. Lender�r��.y�cce���:ny pay�alexa:�ar par�.ia1 paymer��iilsuff�c�e�t�o bring�1ze Loa.n <br /> cu�,re�t, v�ri�hou�waiver af any r�gh�s lzeare��de�or preju�.ice to z�s rzgh�s��reFuse�t�ch�ay�nen�a�par�ial <br /> pay�ne��s z�z the f-u.�ure, Ut��Le�.c�er is�zat obliga�e�.�o �.p��y sLx�h�ayzlzents a��he�ime such pay�zzetlts a.re <br /> a�ce��e�.. Tf e�.c�i Period�c Pay�ne��is appliec�as af i�:s schec�.u�e�.due da1:e, t��.e�.Le�der need ria�}�ay inf:eres� <br /> on ixnapplied fun�s. Lender tnay 1�alc�suc�i�.�napplied fi..��c�s�.�zi:il Bai�rov�rer�nal�e�payznezz�s ta�t•i�1g�he <br /> L�an curre��, If Lort owet does nof��.o so vvithin�.reaso��.ab�e periad of���ne, Le��er slzall ei�her ap��y such <br /> fu�lds ar ret����z��ze�n to Borr�wer. If��.a��.ppl�ed earlie�r, suct�fun�.s wi�1�e applied�o�he outs���d�r�g <br /> pr��.ci��.1�aal��lce ut�def�he N��e��n�nec�i�ttely�rior �o fore�losure. No affset or c1a.i�n w���c��Borravver�nigh�. <br /> h�.v�now or��.�he Future agai��s�Lendex sha11 re�i�ve I3or�ovver fro�n�na.�{i��g payinen�s due ut�de�t��e Nate <br /> and��1is Secu:�•��y Tx�stru�netlt o�•perfox Xr���g the cnver�az��s��d a�ree�netl�s secure�.b���i�s S�cL�t•i�.y <br /> Itls�rurnen�. <br /> Z. �4pplica�i�n of Paym�n�s or lProceed�. Ex�ep�as o�herv��se�.escribed in�11is Sectio�Z, all paytnents <br /> accep�ed axzd a�plie�.by Ler��.e�s�aa11�e applied i�1��ze follov�ing o�de�af priarity: �a� ��.�erest due u��der���e <br /> No�e; �b}�rincip�.1 dLte under�1�e No�:e; �c} a.�nau�z�s dL�e un�.er Se��iori 3. Suc1�pay�netl�s s�1a�1 be app�ie�.to <br /> �ach Perioc��c Pay�n�n�in�he order i��whzcla.�t bec�xne due. .Ar�.y�•e�nair�ing a�r�oun:�s sha1l be app�ied f�rs��:� <br /> �a�e c��a.rges, seco�zd.to any o�:��er��nouz��s due ut�c�er tihis SecL��i�y r��stru�ne��, and then tfl rec�.uce�he <br /> pri�.cipal�a1a�z�e af��z�No�e. <br /> If Lcnder rece�ves �.paymetzt fi�o��1 Bar��ovtre�r for a delznqt�e�.�Periodic P�.y�nelz��t7v�licli�nc�udes a suf�c�en� <br /> a�n�uz1�to pay�.��y l�.�e charge due; t�1e pay�nen��nay be app�ied�o the c�el�tlque��pay���etzt a�.d�he 1a�e <br /> �h�.rge. If rl1a�e�han.aize Perioc�ic I'�.y��e�.�is autsta�ldi�g, Le���e�•�n�.y a�p1y a��y pay���er�f;t•�ceivec�fi o�rz <br /> Bor�•ov�et 1:a��1��repa�znefzt of�:��e Pet'1QC�1G PcL�11�I1�S 1l, a.�lc��Q����ex�en��;ha�, eac��pa��nent can be paid i�z <br /> fu1l. To�he ex�en����.a��.ny excess exis�s af�er�Iae�ayi��etlt is app�xed to�he fu11 payzne�z�of aile or�ZZ�x e <br /> Peir�a�.�c P�.y�nen�s, s��tclz excess�nay be appliec��:o any��.te c��.arges due. Vo��.���ary p��epayments shal�lae <br /> �.ppliec�fi�s��o a�a.y�repa.yrller��ch�rg�s and�1�er��s descr'i�e�xx�the No1;e. <br /> ����7�s� <br /> IVEBRASKA�Single Family�Fannie N}aelFreddie M ac L]NIFORM 1NSTRUM�NT �orm 3��8 �ID� <br /> VM F Q VM P�[NE��13Q�} <br /> 11Va�ters Kluw�r FinanGia�S�rvices Page�of�7 <br />