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��14�7443 ser�ices and subsequent charges each t�me remappings or similar changes occur which reasonably might affect such determination or certification.Borrower sha11 also be responsible for the payment of any fees imposed by the Fed�ral Emergency 1Vianagement Agency�n cannection with the revietiv of any flood zone determ�n.at�on resulting from an obj ection by Borrawer. If Borrovver fa�ls to maintain any of the coverag�s described above,Lender may obta.in insurance caverage, at Lender's op��on and Borro�ver's expense. Lender is under no obligation ta purchase any particu�ar type or amount of coverage.Therefvre,such coverage sha11 cover Lender,but might or might not protect Borro��r, Barrower's equity in the Property,or the contents of the Property�against any risk,hazard or liabi�ity and might provide gr�ater or�esser coverage than�vas previ�u�ly in effect. Barrawer ackn.awledges that the cost af the insuran�e coverage so obtained might significantly exceed the cost of insurance that Borr�wer could ha��obtained.Any amounts disbursed by Lender under this Sec�ion 5 sha11 become additional debt of Borrower s�cur�d by this Security Instrument. These amounts s�a�l bear intere�t at the Note rate from the date af disbursement and sha11 b�payabie,�vith such interest,upon�otice fram Le�der to Barrower requesting pa�ment. A�1 insurance po�icies requued by Lender and re�ewals af such policies shall be subj ect to Lender's right to disapprove such policies,sha11 inc�ude a standard mortgage clause,and shall name Lender as mflrtgagee andlor as an additionalloss paye�. Lender shall have the right to h�1d the policies and renewal certificates. If Lender requir�s,B�rrower shall promptly give�v Lender al�receipt��f paid premiums and renewal notices. If Borrower obtains any farm af insurance coverage,not�therwise required by Lender, far damage to,or d�structi�n of,the Prop�rty, such pol�cy shall inc�ude a s�andard mortgage clause and shall name Lender as mortgagee andlor as an additional loss payee. In the event of 1oss,Borrower sha11 give prompt notice to the in.surance carrier and Lender. Lender may make praof of loss if n.ot made promptly b}�Borrower.Un�ess Lender and Borrower othervvise agree in �riting,any�nsurance proc��ds,whether or not the underlying insurance was required by Lender,sha11 be applied to restoration or repair af the Property,if the restoration or repa�.r is economically feas�ble and Lender's security is not lessened. During such repair and restoration periad,Lender sha11 ha�e the r�ght ta hold such insurance proce�ds until Lender has had an opportuaity to inspect such Property to ensure the worl�has been completed to Lender's satisfaction,pro�ided that such inspection shall be undertaken pramptly.Lender may d�sburse proce�ds for the repairs and r�storation in a single paym�nt or in a series of progress payments as the work is completed,Unless an agreemen.t is made in writing or Applicable Law r�quires in.terest to be paid on such insurance proceeds,Lender sha�1 not be required to pay Borrower any �nterest or eamings on such proceeds. Fees for public ad�usters,or other third parties,retained�y Borrower sha11 not be paid out of the insurance procee�s and sha11 b�the so�e obligation of Borro�ver. �f�he restorat�on or repair is nat ecanomica�ly feasib�e or Lender's security would be��ssened,the in.surance proceeds sha11 be applied to the sums secured by this Security In�trument,whether or not then due,with the excess, if any, paid to F�orraw�r. Such insurance praceeds shal�be applied in the order provid�d far in Sectian 2. If Borrower abandans the Property,Lender ma�file,negatiate and settle any available insurance c1a�m and related mat�ers. If Barrower doe�not respond with�n 3�days to a notice from Lend�r that the insurance carrier ha�offered to settle a claim,then Leader may negotiate and settle the claim. The 34-day p�ri�d�itl begin when the n.otice is given.In either event,or if Lender acquires the Froperty under Section�2�r o�herwise,Borrower hereby assigns to Lender(a}Borrower's rights�o any i.nsurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument,and(b}any other of Borro�ver's righ#s��ther than the right to any refund of unearned premiums paid by Borrawer}under a11 insurance policie5 co�ering th�Propert�r,insafar as such rights are applicable to the coverage of the Property. Lender may u�e the insurance proceeds either t�repair or restore�he Property or ta pay amounts unpaid under the Note or this Security Instrument,whether or not then due. NEBRASKA�ingle Family-Fannie MaelFreddie Mac L1NIF�RM fNSTRUMENT WITH MERS Form 3428 1101 VMP� VMPBAtNE}(1342}.44 Wolters Kluwer Financial Services Page 7 of 17 q�333382471� 4Z33 3G4 U717