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��14�7443
<br /> The Funds shall be held�n�n institution whose deposits ar�insured b}�a federal agency, instrumentality,or
<br /> entity�inc�ud�ng L�nder, �f Lender is an ins��tution whvse deposits are sa insured}or in any Federal Home
<br /> Loan Bank. Lender shatl apply the Funds t�pay the Escrow Items no lat�r than the time specified under
<br /> RESPA. Lender shall not charge Barrawer for holding and applying the Fuads,anuually a�alyzing the
<br /> �scraw account,ar verifying the�scro�r Items,unless L�nder pays Barrovver�n�erest on�he Fu�ds and
<br /> Applicable La�v permits Lend�r to make such a charge.Unless an agreement is ma�e in writing or
<br /> Applicable Law requ�res interest ta be paid an the Funds,Lender sha��not be required to pay Borrower any
<br /> int�rest or earnings on the Funds.Borrawer and Lender can agree in writing,ho�vever,that interest shall be
<br /> paid on the Funt�s. Lender sha11 gi�e to Borrower,without charge,an ann.ua�accounting af the Funds as
<br /> required by RESPA.
<br /> If there is a surplus of Funds held in escrow,as def�ned under RESPA,Lender sha��account to Borrawer for
<br /> the exc�ss funds in acc�rdance with RESPA. If there is a shortage of Funds held in escrow,as defined under
<br /> RESPA,Lender shall notify Borrower as required by RE�PA,ar�d Barrower sha11 pay to Lender the amount
<br /> necessary to make up the shortage�n accordance with RESPA,but in na more than 12 moath�y payments. If
<br /> �here i�a deficiency�f Funds held�n escrow,as defined under RESPA,Lender shall not�fy Borrawer as
<br /> required by RESPA,and Bono�ver sha11 pay to Lender the amount necessary to ma�e up the deficiency in
<br /> accordance with RESPA,but in no more than 1�monthly payments.
<br /> Upon payment in fu11 of all sums secured by this�ecurity Instrument,Lender shall promptly refund to
<br /> Borrower any Funds held by Lender.
<br /> 4. Gh��'�es��iens.Borro�er sha��pa�a�l taxe�, assessments, charges, f�.�s, and�rr�posi�ions attr�butab�e�o
<br /> the Property which can attain priority o�er this Security Instrument, Ieasehold payments ar�round rents on
<br /> the Property,�f any,and Community Association Due�,Fees,and Assessments, if any.To the ex#ent that
<br /> these items are Escr�w Items,Borrower shalt pay them in the manner provided in Sec�ior�3.
<br /> Borrower sha�1 promptly d�scharge any lien which ha�priority o�er this Security In�trum�nt unless
<br /> Borrower: �a)agrees in writ�ng to�he payment of the abliga#ion secured b�the lien in a manner acceptable
<br /> to Lender,but only so long as Borrower is performing such agreement;�b}contests the lien�n good faith by,
<br /> or defends against enforcement of the iien in, 1ega�proceedings which in Lenc�er's op�nion opera�e ta pre�ent
<br /> the enforcement of the�ien whi�e those proceedings are pending,but only until such proceedings are
<br /> cancluded;or(c}secures from the holder of the lien an agreement satisfactc�ry to Lender subardinating the
<br /> lien to this Security Instrumeat. Tf Le�der d�termines that any�ar�of the Property is sub�ect to a lien which
<br /> can attaia priority aver thi�5�curity Iastrument,Lend�r may gi�e Borro�ver a notice identify�ng the�ien.
<br /> Within 1�days of the date on�vhich�hat not�ce is given,Borrawer sha�1 satisfy the�ien or take one or more
<br /> of the actions se�forth above in this Sectian 4.
<br /> Lender may requue Borrawer to pa�a one-tim�charge for a rea�estate tax verification andlor reporting
<br /> ser�ic�used by Leader in c�anection with this Loan.
<br /> 5. Prapsrty Insurance.Borrawer sha11 keep the improvements notiv existing or hereafter erected on the
<br /> Property insured against loss by fue,hazards included w�thin the term"ext�nd�d coverage,"and any ather
<br /> hazards including,but not�imited to, earth�uakes and floods, for which Lender requires insurance. This
<br /> insurance shall be maintained in the amounts�including deduct�ble levels)and for the periods that Lender
<br /> requires.What Lender requires pursuan�to the preceding sentences can�hange duriag the term af the Loan.
<br /> The insuranGe carrier providing the insura.nce shal�be chosen b�r Borrov�er subj ect to Lender's right to
<br /> disapprove Borrower's chaice,which right sha11 nat be exercised unrea��nably. Lender may require
<br /> Borro�v�r ta pay,in connection with this Loan, either: (a}a ane-time charge for flood zone d�termination,
<br /> certification and tra�king se�vices;or(b)a one-time charge for flaod zone determ�nation and certification
<br /> NEBRASKA-�5ingle Family-Fannie MaelFr�sddie Mac UNIF�RM INSTR�MENT WITH MERS Form 3428 1141
<br /> VMP� VMPBA�NE�(13��}.4U
<br /> Wolters Kluwar Financial Sen►ices Page B of 1�
<br /> q�3333824714 4233 36� D511
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