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��14��745 Borro�ver shali promptly dis�ha�ge any lien whi�h has priorit��aver this Security Instrument unless Borrower: �a}agrees in�rriting to the payment of the ahligation secured by the lien in a manner accepta.ble ta Lender,but�nly so long a�Borrov�er is perform�ng such agreement;�b}cantests the�ien in g��d faith b�,or defends against enf�rcement of the lien in,lega.�proceedings v�hich in Lender's apinion flperate to prevent the enfor��ment�f the lien t�hile those proceedings axe pendin�,but only until such praceedings are con�luded;or�c}se�ures from the h�lder of the lien an agreement satisfactory to Lender subordinating #he lien t�this Security Instrument.If Lender determines that any part of the Fr�perty is subject to a lien whi�h can attain pri�rity over this Security Instrument,Lender may gi�e B�rrovver a n�tice identif��ing the 1ien.��thin 1 U days af the date on vvhi�h that nvtice is given,Bvrrflvver shall satisfy the lien or ta1�e on�or mare of the a�tions set f�r�h above in this Se�tion 4. Lender may require Borro�er to pay a one-time charge for a real estate tax�erificati�n andlor reparting �ervice used b�r L�nd�r in connection with�his L�an. 5. Prvperty Insurance. Borr��er sha11 keep thc impro�ements n�«existing�r hereafter erected an the Property insured a�ainst l�ss by fire,hazaxds included within the term"extended c�verage,"and any �ther hazards including,but n�t limited to,earthqual�es and fl�ods,far which Lender re�uires insurance. This�nsurance sha.��be maintained in the amour�ts�including deductible le�els}and for the periods tha� Lender requires.�hat Lender requires pursuant to the preceding senten�es�an change during the term gf the Loan.The insurance carrier pra�iding the insurance shall be chvsen by Borrower subj ect to L�nder's ri�ht t�disapprove B�rrovver's GhaiCe,vvhich right sha��nvt be��er�ised unreasonabl�. Lei�der may require Borrov�er to payf,�n cannection��vith this Laan,either: �a}a one-time charge for flood zone determination,certification and tra.cking ser�ices;or�b}a�nc-time chaxge for flaod zone determinati�n and certif�cation servi�es and subsequent cha.rges each time remappings or sirnilar�hanges o��ur�hich reasonably might affect such determinati�n or certificatian.Barr�vver shall alsa b�respansib�e for the payment�f any fe�s impased by the Federal Emergen�y Management Agency in connection�vith the revievv af any flood z�ne determination resulting fram an ob�ection by Borro��er. If B�rr��rer fails to ma.intain any ofthe�o�erages descri�ed abo�e,Lender may obta.in insurance Caverage, at Lender's option and Borrvwer's expense.Lender is under no obligation ta purchase any particu�ar t��pe �r amount of covera�e.Theref�re,su�h co�era�e shall cover Lender,bu�might or m�ght not protect Borrower, Borrov�er's equity in the Propert�,ar the c�ntents of the Proper�y, against any risk,hazard or liabilit�T and might pro�ide grea�er or lesser�v�rage than wa,�previousl�T in ef�ect.BorrQ��ver acknawle�ge� that the cost of the insurance cQvera.ge s�obtained might significantly exce�d the cost af insurance that Borr�wer Cou�d have obtained.Any amounts disbursed by Lender under thi� Secti�n 5 sha11 become additi�nal debt of Borrower secur�d by this Securit�Instrument.These amounts shal��eax interest at the N�te rate from the date of disburs�ment and sha11 be paya�le,with such interest,up�n notice from Lender to Borrawer requesting payment. All insuranc�policies required b�T Lender and renev�als�f such poli�ies sha11 b�subject ta L�ndcr's right t�disapprove such p�licies,sha11 include a standaxd mortgage clause,and shall name Lender as mort�agee andlor as ax1 additiona.l loss payee.Lender sha.��llave tl�e right to ilold the pQlic�es a��d renewal certifica�es. If Lender requires,BorrovWer shall promptly gi�e to Lender all receipts of paid premiums and renewa.l noticcs.If Borro��er�btains any form of insurance�o�erage,not otherwise r�quired by Lcnder,for HCFG-�D359 NEBRASKA-Single Family-Fann�e MaeJFred�ie Mac UNiF�RM INSTRLIMENT Form 3�28�101 VMP� 42114 Walters Kluwer Fir�ancial Services 2a1490104 1 0 28i5-J20140429Y Page�of�T *32�55�014217' � � � � �