��14��745
<br /> ��ligation to pay to Lender Funds for any or a11 Escrav�Items at any time.Any such vWa�ver ma��on1��
<br /> be in vvriting.In the�vent of such waiver,Borrower shall pay dire�t���,��hen and��vh�re payab�e,the
<br /> am�unts due for any Es�row�tems for v�rhich payment of Funds has been��aived by Lender and,if Lender
<br /> requires, shal�furnish to L�nder receip#s evidencing such payment within such time period as Lender
<br /> may require.B�rr�vver's obligation to ma1{e such pa�ments and to provid�rece�pts sha11 f�r all purposes
<br /> be deemed to�e a covenant and agr�ement con�ained in this Security Instrument,as the phra�se"covenant
<br /> and a�reement" is used in Section 9.If Borrovver�s o�ligated to pay EsCravW Items dire�t��,pursuant to
<br /> a vvaiv�r,and Borr�v�rer fails to pay the amount due for an Escrow Item,Lender may exercise its rights
<br /> under Sectian 9 and pay such amount and Borr�vver shal�then be obligated under Section 9 to repay to
<br /> Lender any su�h amount.Lender may revoke the waiver as t�any or a.�l Escrovv�tems at any time by a
<br /> natice���en in accordanc�v�ith Sectian 15 and,upan su�h revocation,Borrower sha11 pay t�Lender all
<br /> Funds,and in such amounts,that are then required under this Section 3.
<br /> Lender may,at an�T time,Gvllect and hold Funds in an amount�a} suff'icient to permit L�nder to apply
<br /> th�Funds at the time specified under RESPA,and�b}not ta exceed the ma�imum amount a lender�an
<br /> require under RESPA.L�nder shail�stimate the amount of Funds due on th�basis af current data and
<br /> reasonab�e�stimates of expenditures of future Es�rovv Items or�theru�ise in ac�orda.nce v�rith Applical��e
<br /> La��v.
<br /> The Funds shall be he�d in an instituti�n whose dcpo�its are insured hy a fed�ral a�en��,in�trumentalit��,
<br /> or entit���in�luding Lender,if Lender is an institution v�hose deposits axe so insured}or in an�Federa�
<br /> H�me L�a��Bat�.Lender sha11 apply the Fu��ds to pay the Es�rav�Ite��ls no later than t��e time specified
<br /> under RESPA.Lender shall not charge Borrv�ver for holding and applying the Funds,annually ana�yzing
<br /> the es�row account,or verifying the Es�rov�•Items,un�css Lender pa�s B�rrawer interest on th�Funds
<br /> and Applieab�e Lav�permits Lender to make such a charge.Unless an agreement is made in writing vr
<br /> Applica�le La«requires inter�st to�e pa.id an the Funds,Lender shall not be required to pay Borrower
<br /> ar�y intere�t nr earnings an the Funds.Borrower and Lender can agree in wr�ting,however,that in�erest
<br /> shall be paid on the Funds. Lend�r sha11 giv�ta Borr�wer,vv�thout charge,an annual accounting�f the
<br /> Funds as required b��RESPA.
<br /> If there is a surplus af Funds held in escrow•,as defined under RESPA,Lender sha11 ac�vunt to Borrower
<br /> for the e�cess funds in accardance with RESPA.If�here is a shortage of Funds helc�in escro��v,as defined
<br /> under RESPA,Lender shall notify B�rrower as reqx.ured by RESFA,and Borrov�er shal�pay t� Lender
<br /> the amount necessary ta ma1�e up the shortage in accordanc��vith RESFA,but in no m�re than 12 m�nthly
<br /> payments.If there�s a deficiency af Funds held in escr�vv,as defined under RESFA,Lender sh2�.11 notify
<br /> Borro`�er as required by RESPA,and Borrower shall pa�r to Lender th�amount necessary to make up
<br /> the de�ciency in ac�ordance�ith RESFA,but in no more than I�manthl�payments.
<br /> Upan payment in full of all sums secured by this Security Instrument,Lender shall promptiy refund to
<br /> Sorrower any Funds held by Lender.
<br /> 4,Charg�s; Liens.Borrovver sha.11 pay a11 taxes,assessments,charg�s,fines,and imp�sitions attributable
<br /> #o the Property which�an attain pri�rity over this Security Instrument,leaseho�d pa��ments or graund
<br /> rents nn the Propert�;�f any,and�ommunity Associatian DLtes,Fees,and Assessments,if any.T�the
<br /> e�tent that these items are Escrov�Items,Borra��ver shall pay them in the manner provided�n 5ection 3.
<br /> HCFG-Oa359
<br /> NEBRASKR-5ingls Family-Fannre Mael�reddi�Mac L1NIF�RM INSTRUMENT Farm 30281/01
<br /> VMP� �21�4
<br /> Wolters Kluwer FEnancial ServiceS 201410104 1 0 2815-J20140429Y Page 5 of 17
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