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��14��745 �P} "�2ES�'14."means the Real Esta.te 5�ttlement Prn�edures Act�1�U.5.�. Sectian��1 et s�q.}and its implementing regu�at�vn,Regulatian�� C.F.R.Part 1��},as they might be am�nded fr�m time to time,or a.ny additi�nal or successor�egislati�n or regulation that governs the same suhject matter. As used in this Security Instrument,RESPA refers to aIl requirements and restrictioz�s that are imposed in regard�o a"federally related mortgage Ioan"e�en if the Loan d�es nat qualify as a "federa.11y related mvr�gage l�an"under RESPA. �Q} '`►Successnr rn Interest o��or�o�ver"meax�s any party that has ta.ken titl�t�the Property,whether or nat that party has assumed Borrower's obligations under the Nate andlar this Security Instrument. Transfer af Rights in the Praperty. This Se�urity Instrument secures to Lender: �i}the r�pa��ment of the Loan,at�d a.li rene��va.1s,exten�i�ns and modifiCations of th�I��te;and (ii}the performance�f Borr�wer's co�enan�s and agreements under this 5ecurity Ynstrumen�and the No�e.For th�s purpose, Borrovver irrevo�ably grants and c�n�eys to Trustee,in trust,v�ith povver of saie,the follo��ving described praper��T�ocated in the�ounty�Type of Recording Jurisdiction�vf Hall[I�Tame of Recordin�Jurisdiction] E 11�Lot 1�&VL� �12 L�t 11,B�ock B,��od Rive�Village F�rst Addition to the Cit�af�Vood River, Ha�.l�aunty,Ne�raska Parcel ID Number: 40�177��[� �vhich current��has the address�f 404�V i ZTH 5T [Street�W��D RI�ER[City�,lrTebraska 68853 [�ip C�de] �"Propert��Address"}: T��-ETHER�ITH a11 the improvements now or hereafter�rected on the proper�y,and a�l�asernents, appurtenance s,and fiYture�n�vv or herea�ter a part of the praperty.A11 replacements and additians shali als�be�o�ered hy this Se�urity Instrument.All of th�foreg�ing is referred to in this Se�urity Instrument as th�"Property." BDRR��ER C�VENANTS that Barrav�•er is lawfully seised of the e�tate h�reby canveyed and has the right t�grant a�ad�onve�the Prvperty and that the Praperty is unencumbered,except f�r en�umbrarices af record.B�rrower warrants and u�ill def�nd�en�ra.l�y the titl�to the Property against a��C�aims and demands, sub�ect to any encumbrance s vf re cord. THIS SECURITY INSTRUMENT�ombines uniform covenants for nationa,�use and non-uniform covenan#s with limited�ariations by jurisdiction to constitute a uniform security ins�rument�avering real property. U niform Co�enants. Borrovver and Lender�ovenant and agree as foi�av�s: 'I. Payment of Principal, Interest,Escr�w Items, Prepaym�nt�harges,and Lat�Charges. Bnrrower shal�pay v�hen due the principal of,and interest on,the debt evidenced by the Nate and any prepayment chax�es and late�harges due under the Note.Borr�wer sha11 also pay funds for Escrow Items pursuant to Se�tion 3. Payments due under the I�ote and this Security Instrument shall be made in U.S. curren�y.Hawever,if any�heck ar other instrument received by Lender as pa��ment under the Note or this Securit��nstrument is returned to Lender unpaid,Lender ma�require that any or al�subsequen� paym�nts due under the Note and this Security Instrument he made in one or more of the followin�fonms, as selected hy Lender: ta�cash; �b�money�rder; (c}certified�heck,bank check,treasurer's check�r �a.shier's check,provided anyr such check is dra.vvn upan an institution whose deposits are insured by a f�dera.I agen�y, instrumentality,or entity;ar�d}El��tronic Funds Transfer. HCFG-DD359 NEBRASKR-S��g#e Family-Fanrne MaelFreddie Mac LlNI��RM INSTRLJMENT Farm 3028 1101 V M P� [321�4 Wolters Kluwoer Financial Serv�ces 2�141�'10�1 0 2815-J2fl140423Y Page 3 of�7 *32255�Q14217` � � � �