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��14��745 �E} "Note"means the promissory no�e signed by�Borro�er and dated��tober 1�,2�14. The Note states that Eorro�er o�es Lender sixt�thousand and��I1��Do��ars(U.S.$6�,��4.��}pius interest. Borrov�rer has promised to pay this debt in regular Periodic Payments and to pa�the debt in ful�not 1a�erthan November 1,2�24. (F� ``Propert�"m�ans the property that is described be�av�under the heading "Transfer of l�ights in the Proper�y." (�} "Loc�n"means th�debt e�idenc�d by the Nate,plus interest,an_y�arepayment charges and late charges due und�r the Note,and ail sums due under this Security Instrument,p1u�interest. �H} "Riders"means all Riders ta this Se�urit��Instrument that ax�executed by Borr�wer.The fo��vvwing Riders are to be exe�uted by Barraw�r[chec�box as app�icable]: ❑ Adjusta.b�e Rate Rider ❑ Candominium Rider QSecond Home Rider ❑ Ba11�on Rider ❑ Planned Unit De�elopment Rider ❑1-4 Family Rider ❑ VA Rider ❑ Biweekly Payment Rider CaDther�s} [specify� (I} ``Appl�ca�le Law"means all controliing app�i�able federal,sta.te and Io�al statutes,regulations, �rdinances and adminis#rative ru1�s and orders�that ha��the ef�ect of la��}as vve�l as a1�appli�a�ie final,nan-appealable judicial apinians. (J} ``�'ommunrtyAssneiatro�Dues, �'ees, andAssessytae�ts"means all dues,fees,a.55es5men�s axld other charges that arc impased on Borrower or the Property b��a condominium assaciation,hameowners asso�iati�n or similar or�ani2atian. (I�} ``Elect�anic F�cnds Transfe�"means any transfer of fiinds,ather than a transaction originated by che�k,draft,or similar paper instrument,v�hich is in�tiated through an electron��terminal,teleph�n�� in�trument,computer,or magnetic tape so as to order,instruct,or authorize a financial institution to debit or credit an accaunt.Such t�rm includes,but is not Iimited t�,point-af-sa1�transfers,automated teller machin�tra.nsaactions,transf�rs initiated by tel�phane,w ire transfers,and automated��ar�nghouse transfers. �L} ``Escrow ItQm.s"means th�se items that are desCribed in Sectian 3. (M} "�rscellanenus P�aceecls''means any c�mpensation,settlement,award of damages,or proceeds paid by�any third party�other than�nsurance pro�eeds paid under the co�crag�s des�ribed in Section 5}for: �i}darnage ta,ar destru�tion of,the Property; �ii)��ndemnatian or other taking�f a.�l or any part of the Property; (�ii}con�eyance in lieu af condemr�ativn;or�i�}misrepresentations of,ar �missions as to,the Wa1ue andlor condition of the Fr�per�y. �N} "Martgage�ns�crcr��e"mea.r�s insurance pr�tecting Lender aga.inst the nonpayment of,or default vn,the Lvan. ��} ``Peraadre�a,�ment"means the regulaxly scheduled amount due for(i}principa.l and interest under the Note,plus�ii}any amounts under Se�tion 3�f this S�curity In�trument. HCFG-�D359 NEBRASKA-Single Fam�ly-Fannie MaelFredd��Mac L1NIF�RM INSTRtJMENT Form 3�28 11E11 VMP� �2114 Wolters Kluwoer Financaal Servioes 2a1410104 1�2815-J20140429Y Page 2 of 17 *322550�14�9?" l � .,J � � � �