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��14��731 <br /> ser�ices an.d subs�quent charges each t�me remappings or similar changes occt�r which reasona��y might <br /> affect such determination or certification. Barrower sha��a�so be responsible for the payment of a�y fees <br /> imposed by the Federal Emergency Management�gency in�onnection with the re�iew of any flood zone <br /> determina�ion resu�ting from an�bjection by Borro��r. <br /> If Borrower fails to mainta�n any of the coverages descri�bed above, Lender may obta.in insurance coverage, <br /> at Lender's option and Borrawer's exp�nse. Lender is under no obliga�ion to purehase any particular type ar <br /> amount of coverage. Therefore, such coverage sha11 cover Lend�r,but mi�ht or might not pr�tect Borrower, <br /> I3orrower's equity in the Praperty,or the co�tents of the Property,against any risl�, hazard or�iability and <br /> might provide greater or lesser co��rage t�an was previous��in effect. Borrower acknowledges�hat the cost <br /> of the insurance ca�erage so obtained might significan��y exceed the cast of insurance that Borrower cou�d <br /> have obta�ned. Any amounts disbursed by Lender under this Section 5 sha11 became additional debt of <br /> BarrQwer secured by this Security Instrument. These amounts sha�l bear interest at the No�e rat�from the <br /> da�e af disbur�ement an.d shall be payable,wi�h such interest,upon no�ice from Lender to Borrower <br /> reques�ing payment. <br /> All insurance policie�required by Lender and renewals of such policies sha11 be subject to Lender's right to <br /> disapprove such polici�s, sha11 include a standard mortgage c�au�e,and�ha11 name Lender as mortgagee <br /> andlor as an addi�ionalloss payee. Lender shall ha�e the right to hold the poli�ies and r�nevval certificates. <br /> If Lender�requires, Borrower shall promptly give to Lender all receipts of paid prem�ums and renewal <br /> notices. If Borrower obtains any form of insurance coverage,no�other�is�required by Lender, for damage <br /> to,or destruction of,the Property, such palicy sha11 include a standard mor�ga�e clause and sha11 name <br /> Lender as mortgagee andlor as an additional loss payee. <br /> In the e�ent of�oss, Borrower shai�gi�e prompt not�c�to the insurance carrier anc�Lender. Lender may <br /> make praof af loss if not made prorriptly by Borrower.Unless Lend�r and�orrower ather�vise agree in <br /> wri�ing,any insurance proceedsA whether or no��he underlying�nsurance was required b�Lender, shall be <br /> applied to restoration or repair of the 1'roperty, if the r�storation ar repair is economi�ally feasib�e and <br /> Lender's security is not lessened. During such r�pair and res�oration period,L�nder shall have�he right t� <br /> hold such insurance proceeds until Lender has had an€�ppor�.nity ta in�pect s�ch Praperty ta ensure the <br /> work has been cnmp�eted to Lender's satisfacti�n,pro�ided that such in.spection shall be undertaken <br /> promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of <br /> progress payments as the�vork is completed. Un�ess an agreement is n�ade in writing or Applicable Lav� <br /> requires interest to be paid on such�nsurance proceeds,Lender shall not be requued to pay Borrower any <br /> interest or earnings an such proceeds. Fees for public ad�usters,ar other third parties,reta.ined by Borrower <br /> sha11 not be pa�d.�ut of the insurance�roceeds an�shall be the sole obligation of Borrow�r, �f the restoration <br /> or repai.r is not�conomically feasible or Lender's security vvould be lessened,the insurance proceeds sha11 be <br /> a�plied to the sums secured by this Security Instrument,whether or nat then due,with the excess, if any, <br /> pa�d to Borrower. Such insurance proceeds sha��be applied in the nrder provided for in Sectian 2. <br /> If Borrow�r abandons the Property,Lender may file,nego�iate and settle any available insurance claim and <br /> related matters. �f Borra�ver does not respond within 3�day�to a notice fr�m�ender that the insurance <br /> �arrier has offered to settle a ctaimA then Lender may negotiate and sett�e the claim. The 3�-day period,will <br /> beg�n when the notice is gi�en. In either e�ent,or if Lender acquires�he Propert�under Section 22 or <br /> o�her�vise,Borrower hereby assigns to Lender(a}Borr�wer's rights to any insuran�e proce�ds in an amount <br /> not to exceed the amounts unpaid under the Note or this Security Instrument,and�b}any other af <br /> Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower}under a11 <br /> insurance pal�cie�covering the Prvperty,insvfar as su�h rights are applic�.ble to the co�erage of the <br /> Property. Lender may use the insurance proceeds either t�repair or restore the Property or to pay amounts <br /> unpa�d under the N�te or this Security Ins�rument,whether or n�t then due. <br /> ��z� �� <br /> NEBRASKA-Single Family-Fannse MaefFr�eddie Mac LiNIF�RM IIVSTRIJMENT WITH MERS � Form 3U28 1i41 <br /> VMP� VMPfiA[NE)[1302}A4 <br /> Wolters Kluwer Financia#Servi�es Page 7 of 1? <br /> q�333ZQ5�3�14 Q233 �97 �717 <br />