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��14��731
<br /> The Funds sha11 be he�d in an institu#ion whose deposits are insured by a federal agency,instrumentality,ar
<br /> entity�including Lender� if Lender is an institution whose deposits are so insured3 or�n an�Federal Home
<br /> Loan Bank. Lender shall a�ply the Funds to pay the Escrow Items no later than�he time specified under
<br /> RESPA. Lender shall nat eharge Borrower for holding and applying the Funds, an.n.ually analyzing the
<br /> escrow account,or verif�ring the Escrow Iterns,unless Lender pays Borrawer interest on the Fu�ds and
<br /> Applicable La�permits Lender to make such a charge.Unle�s an agreement is made in�vriting or
<br /> Applicable Law requires interest to be paid on the Funds,Lender sha11 not be re�uired tQ pay Borrower any
<br /> interest or earnings on the Funds. Borrawer and Lend�r can a,gree in writing,however,that interes�sha��be
<br /> paid on�he Funds. Lender sha11 give to Barrower,without charge,an annual acc�unting of the Funds as
<br /> required by RE SPA.
<br /> If there is a surplus of Funds held in escrow,as defined under RESPA,Lender sha11 account to$orrov�rer for
<br /> �he excess funds in accor�ance�i�h RESF'A,If there is a shortage of Funds held in escrow,as de#"�ned under
<br /> RE SPA,Lender sha11 notify Borrower as requi.red by RE SPA,and Borro�ver shall pay to Lender the amount
<br /> necessary to make up the shortage in accordance with RESPA,but i�no more than 12 monthly payment�. If
<br /> there is a deficiency Qf Funds held in escro�vA as defined under RESPA,Lender sha11 notify Borrower aS
<br /> required by RESPA,and Borrower shal�pay to Lender the amoun�necessary ta mak�up the deficiency in
<br /> accordance with RESpA,but in no more than 12 monthly payments.
<br /> Upan payment in fu11 of a11 sums secured by this Security Instrument,Lender shat�promptly refund to
<br /> Borrower any Fun�is held by Lender.
<br /> 4. Charges;Liens.Borrower sha11 pay all taxes, assessments,�harges, fines, and irnpositions attributable to
<br /> the Propert�which can attain prior�ty over this Security In�trument, leasehold payments or gr�und rents on
<br /> the Proper�y, if an.y,and C�mmun�ty Assoc�a�ron Dues,Fees,and Assessments, if any. To the�xtent that
<br /> these items are Escrow Items,Barrower sha1�pay them in the manner provided in Section 3.
<br /> Bono�er�ha11 promptl�d�scharge any�ien which has priority o�er�his Security Instrum�nt unless
<br /> Borrov�er: (a}agrees in writing to the payment of the obligation secured by the lien in a manner acceptable
<br /> to Len�er,but only so�ong as Borrawer is performing such agreement; (b}contests the lien in good faith by,
<br /> or defends against enforcement of the lien in, �egal proceedings vvhich in Le�der's opinion operate ta preven�
<br /> the enforc�ment of the lien while those proceedings are pending,but only unti�such proceedings are
<br /> concluded;or�c}secures from the halder of the�ien an agreement satisfactory to Lender subordinating the
<br /> Xien to this Security Instrum�nt. If Lender det�rmines that an�part of the Froperty i�subject to a lien wh�ch
<br /> can attain priarity over this Security Instrument,Lender may give Barr�wer a not�ce identifying the tien.
<br /> �i�hin 14 days of the date o�which that notice is given,Borrower s�a��sat�sfy the lien ar take ane or more
<br /> of the actions set forth abo�re in this Section 4.
<br /> Lender may require Borro�er ta pay a one-time charge f�r a r�a�estate tax verif�ation andlor reporting
<br /> service used by Len�l�r in connection�vith tb�is Loan.
<br /> 5. Property Insuran+ee.Borro�er sha111�eep the i�provements�.aw existing or hereaf�e�erected�n the
<br /> Property insured against loss by fire,ha�a.rds inc�uded w�thin the term"extended coverageA"and any other
<br /> hazards including,bu�not limited�o, earthquakes and floods, for which Lender requires insuran.ce. Th�s
<br /> insurance sha�I be mainta.ined�n�he amounts�including dedu�tible leve��)and for the periods�hat Lender
<br /> requi�res. '�ha�Lender requires pursuant to the preceding sent�nces can change during the term of the Loan,
<br /> The insurance carrier providing the insurance shal�be chosen b}�Borrower subj ect to Lender's right to
<br /> dxsapprov�Borrower`s choice,whic�right sha11 nv�be exercised unreasonably.Lender may require
<br /> Borrovver to pay, in connection with this Loan, either: (a)a one-tirr�e charge far flood��ne dete�rmination,
<br /> certification and tracking services;or(b}a one-time charge f�r flood zone determination and certificatian
<br /> ��� � �� �
<br /> NEBRASKA�ingle Fami�y-�annie MaelFneddie Ma�UNIF4RAll INSTRLIMENT VIItTH MERS Form 342811Q1
<br /> VMP� VMP6A�NE}�13�2].U4
<br /> Woiters I{luwer Financial Se�vices P�ge 6 of 17
<br /> q�333ZQ54914 �233 297 4G17
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