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a ' ��14��73� S�HEDULE A ATTACHED HERET� AND MADE A PART OF. which currently has the address af 4 6�4 DEVA DR [str�et� GRAND I S LAND NEBRAS�A �8 8 01 ("Property Address"}: [City] [State] �Zip Code] T�GETHER WITH a11 the impro�ements now or hereafter erec�ed on the property, and all easements, appurtenances, and fixtures now ar hereafter a part flf the property. A�l replacements and additions shall a1s�be co�ered by this Security Instrument. All of�he for�going is referred to in this Security Instrument as the"Property." B�RR�WER��VENANTS that Borrower is�awfully seised af the estate hereby canveyed and has the right to grant and convey �he Property and tha� the Proper�y is unencumbered, except far encumbrances of recard. Borrower waxrants and will defend generally the title to the Property against alI claims and demands, subj ect to any encumbrances of record. ADVANCES. During the Draw Period descrihed in the Agreement, the Borrawer may repeatedly take and repay any advances that Lender makes t❑Barrower under the terms of the Agreement and�his Security Instrument, subject to the terms that the Agreement and this Security Ins�rument impase. The Agreement and this Security Ins�rument will remain in full farce and effec�no�withstanding that the Account Balance und�r�he Agreement may occasional�y be reduced to an amount of equal t�or Iess than zero. Any amo�ants�hat Lender advances to Borrawer in excess of the Credit Limit�vill be secured by the terms of th�s Security Instrument unless applicable law prohibits th�same. Lender shall not b�obligated to increase the Credit Limit forma�Iy or to make additi�nal Ad�ances in excess af the Credit Limit stated in the Agreement e�en though the Credit Limi�has been exceeded ane ar more times. The I}raw Period may or rnay nat be fol�owed by a Repayment Period, as described in the Agreement, during which additiona� Ad�ances are not a�ailable. Dur�ng bath the Draw Period and the Repayment Periad the Lender may, at �ts aption, make Ad�ances fram the Acc�unt to pay fees, charges,or credit insurance premiums due under the Agreernent or this Security Instrument, ar make other Ad�ances as allow�d by this Security Instrument. THIS SE�URITY INST`RUMENT combines uniform covenants for nat�ona�use and non-uniform ca�enants with limited varia�ians by jurisdiction ta cvnstitute a un�form security instrument covering rea�property. U N[FORM C[3VE NANTS. Borrower and Lender covenant and agree as follaws: � 1. Payment of Secured Debt. Bvrrower shall pay when due ali S�cured Debt in accardance with the Agreement and this Security Instrument. All payments sha11 be made in U.S. currency. Hawe�er, if any check or other instrument recei�ed by Lender as payment under the Agreement ar this Security Instrument�s returned to Lender unpaid, Lender may require that any or ali subsequent payments due under�he Agreement or S�curity Instrument be by a methad of Lender's choos�ng. These methads include, but are not limited ta: �a�cash; �b} money order; �c} certified check,bank check,treasurer's check ar cashier's check,pro�ided any such check is drawn upvn an institutian whase deposi�s are insured by a federal agency, instrumentality, or entity; ar�d}Electranic Funds Transfer. Payments are deemed recei�ed by Lender when rec�ived at the Iacation designated in the Billing Statement ar at such oth�r location as may be designated by Lender in ac�ordance with�he notice pro�isians pra�ided in Section 15. Lender may return any payment or partia�payment if the payment or partial payments are insuff cient to bring the Account current. Lender may a�cept any payment or partial payment insufficient�o bring the Account current, VICRI L RISSLER/995142591Z36340 NEBRASKA H�ME EQUITY LINE�F CREDIT DEED�F TRUST DvcJl�a�f�� 4 ZD08 a�CMAC�IG, INC. www.docmaglc.com NF_HESI.B�A Os104113 Page 3 vf '13