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When Recorded Return To: <br />Nebraska Energy Federal Credit Union <br />1414 15th Street <br />Columbus, NE 68602 -0499 <br />PLANNED UNIT DEVELOPMENT RIDER <br />Parcel ID: 400471515 <br />Loan No: 16178 -28 <br />THIS' PLANNED UNIT DEVELOPMENT RIDER is made this 10 th day of October <br />2014 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br />of Trust, or Security Deed (the "Security Instrument ") of the same date, given by the, undersigned <br />(the "Borrower ") to secure Borrower's Note to <br />Nebraska Energy Federal Credit Union <br />(the "Lender ") <br />of the same date and covering the Property described in the Security Instrument' and located at <br />26 Kuester Lake <br />Grand Island, NE 68801 <br />[Property Address] <br />The Property includes, but is not limited to a parcel of land improved with a dwelling, together with <br />other such parcels and certain common areas and facilities, as described in <br />(the "Declaration "). The Property is a part of a planned unit development known as, <br />Koester Lake [Name of Planned Unit Development] <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or <br />equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners <br />Association ") and the uses, benefits and proceeds of Borrower's interest. <br />MULTISTATE PUD RIDER - Single' Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3150 1101 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3150 1/01 Page 1 of Initials: <br />