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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it <br />Witnesses: <br />[Space Below This Line For Acknowledgment] , <br />STATE OF NEBRASKA, � `i County ss: <br />On this 10 th day of October, 2014 ,, before me, the undersigned, a Notary. Public <br />duly commissioned and, qualified for said county, personally came <br />David J Humphrey <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my, hand and notarial seal at <br />in, said, county, the date aforesaid, <br />My Commission expires: 30 I <br />GENERAL NOTARY - State of Nebraska <br />ELIZABETH A. GARDUNO <br />My Comm. Exp. March 2, 2017 <br />Loan Origination Company & NMLS Id: Nebraska Energy Federal Credit Union - <br />Loan Originator & NMLS Id.: Joy Anderson - 712776 <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA302B 9/11 Page 13 of 13 <br />David J Humphre <br />0140650 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />. -Borrower <br />(Seal) <br />-Borrower <br />A <br />0 <br />-Notary Public <br />