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��14��4 services and subsequent charges each time remapp�ngs or similar changes occur which re�sonably might affect such determination or certificati�n, Barrower shal�alsQ be responsib�e for the payment�f any fees imposed by the Federal Emerg�ncy Manag�rr�ent Agency in conne�tion with th�r�v�ew of any�.00d zone determtnation resulting�tam an obj ection by B�rrawer. �f Borro�ver fails to mainta.in any�f the coverages described a�ove, i�ender may obta.in insurance caverage, at Lender's opti�n and Borrower's expense. Lender is und�r no o��gatiQn to purchase any particular type or amount af coverage. Therefore, such coverage sha11 cover Lender,�ut might Qr might not protect Borro�er, Barrower's equit�in�he Propert�,or the cantents of the Property,against any risk, ha�ard or liability and might pro�ide greater or lesser co�erage than was previously in effect. Borrower ackn�wledges that the cast ' of the insurance coverage so obtained might significantl�exceed the cost of insurance that Borrower could have�btained. Any amounts disbursed by Le�nder under this�ection 5 sha��become additional debt of Borravver secured by this Security�nstrument. These amounts sha11 bear interest at the Nate rate from the date of disbursement a�nd sha11 be payable,�rith such�nterest,upon notice from Lend�r to Barrower requesting payment. Ail insurance po�icies required by Lender and rene�uals�f such po�icies sha�l be subjec�to Lender`s right to disapprove such poiic�es, shatl inc�ude a standard martgage��ause, a�.d sha��name Ler�der as mortgagee andlor as an addit�ona�Ioss payee. Lender�hal�have the right to hold the pa�icies and renewal certif�cates. If Lender requ�res, �orro�ver shall promptiy gi�e to Lender all receipts of paid premiums and renewa� notices. �f B�rrawer obta�ns any form of insurance coverage, nat otherwise required by Lender, far damage �o,or destructron of,the Property, �uch policy shall include a sta.ndard mortgage�lause and sha11 name Lendei as mor�gagee andlor as an add��ona.l loss payee. �n the event of ioss, Borro`uer sha�1 give prompt notice to th��nsurance carrier and Lender. Lender may make proof of loss if no�made prompt�y b�r Borro�er. Unle�s Lender and Borra�v�r otherwise agre�in �vri��ng, any insurance proceeds,whether ar not th�under�ying insurance was required b�Lender, shall be applied t�restoration or r�pair of the Prop�rty, if the restoration or repau-is��onomica�ly feasible and Lender's security is not 1e�sened. During such repair and re�toratian period,Lender sha��ha�e the right to ho�d such xnsurance proceeds untr�Lender ha��ad an oppor�unrty�o ��spect such Prape�to ensuFe�h� vvork has been completed to Lender's satisfaction,provided that such inspectian shall be undertaken pramptiy. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of pr�gress payments as the work is Gomp�eted.Un�ess an agreement is made in writing or Applicable Law requires interest to b�paid on such�nsurance proceeds, Le�.der sha11 not be required to pay Barro�uer any interest or earning�on such proceeds. Fees far public ad�usters,or other third pa�ties,retained by Borr�wer shal�not be paid aut of#h� insurance pro�eeds and shall�e the sa�e obligation of Borrower. �f�he restoration or repair is nat economical�y feasible or Lender's secur�ty would be lessened,the insuranc�proceeds sha��be applied to the sums secured by this Security�nstrument,whe#her or not ther�due,�uith the excess, if any, pa�d to Borrow�r. Such insuranc�proceeds shall be applied in�he order pro�ided for in Sec�io�2. � If Barrower abandons the Property, Lender may file, negoti�.te anc�settle any avai.�able insurance claim and re�a�ed rr�a�ers. If Bor�o�er do�s nQ�res�aon��th�n 30 days�o a no��ce frorr�Le�tder�hat the�nsurance carrier has affered ta settl�a claim,then Lender may negotiate and sett�e the claim. The 3a-day period wi11 begin when�he notice is giuen. �n either event,or if L�nder acquires the Property under Sect�an 22 or otherwise,Borro�uer hereby assign�to Lender(a)Borro�uer's rights t�any insurance proceeds�n an amount not to exceed the amounts unpaid under t��1`Tote or�h�s Security�nstrument, and(b�any other of Borrawer's rights�other than the righ�to any refund af unearned premiums paid b�Borrower}under all i�.surance po�icxes cov��-��g the Pro�er�, i�.$a#'ar as such�rig�ts are a�p�Y�a�b�e ta the co�e�age of�he Property, Lender may use the insurance proceeds either to repa�r or restore t�ae Property or to pay amounts unpaid under the Note or�his Security Instrument,�vhether or no�then due. NEBRASKi4�ingle Famify-Fannie MaelFreddie fNac L1NIF�RM INSTRUMENT V111TH MERS Form 3028 1I�9 VMP C�7 1{MPSA�hIE}[1342}.QQ Walters�4luvuer FinanGiai 5er�iGes Page 7 of 17 q�33�9�53795 Qz33 555 �717