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��14�5977 servi�es and subsequent charges each time remapp�ngs or similar�han�es occur which reas�nably m�ght affect such determination or certif cation. �orrower shall also be respons�ble for the payment�f any fees irriposed by the Federal Emerg�ncy Management Agency in c�nn�c�ian with the review of any fload zone determination resulting from an obj�ction by I�orro�ver. If�or�r��ver fails to ma�n�ain any of the coverages described a�o�e,�.�nder may obtain insurance co�erage, at Lender's option and Borra�er's expense. L�nder is under no ob�igation to purchase any partxcular�ype or amount�f co�erage, Therefare, such co�erage shal�ca�er Lender,but might or might nat protect Borr�wer, Borrower's equity in the Property,or the contents of the Proper�y,against any risk,ha�ard or liability a�d might pro�ide greater or lesser coverage than�vas p�eviously in effect. Barrower acknotivledges tha�th�cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Bo�rower could have obtained.Any amounts disbursed b�Lender under this Section 5 shall be�o�ne additioria�de�t of Borrower secured by this SeGuri�y�nstrument. These amoun�s s�iall bear interest a�the N�te rate from�he date of disbursement and shaii be payable,with such interes�,upon natice from Lender to Borrotiver requesting payment. All insurance palicies required b�Lender and rene�vals af�uch policies shall be subject ta Lender`s right to disapprove such palicies, shall inclu�.e a standard mortgage c�ause,and s�iall narne Le�.der as rnartgage� andfor as an additional loss payee. L�nder shali ha�e the r�gh�to hold the po�i�ies and rene�va�certificates. If Lender requires,Borro�er shall promptly give to Lender all recei�ts of paid premiums and renewal notices. If Borro�ver obtaias any form of in�urance coverage,nat other�vise required by Lender, f�r damage ta,or destruction Qf,the Property, such policy sha�l in�lude a standard m�rtgage clause and sha11 name Lender as mar�gagee andlor as an additional lass pa�ee. In the event of loss, B�rrower sha�l g��e prompt not�ce to the insurance carrier and Le�ader. Lender may make praof of�oss if not made prornptly by Borro�er, Unless Lender and Borrower othervvxse agr�e in w�iting,ar�y insuran.ce praeeeds,��eth�r or nat t�he unde��ing insurance was re��xi�ed by Len.der,shali�be applied to res�ora�ion or repair of the Property, if th�restoration or repair is ecanomic�.11y feasible and Lender's securi�y is not�essened. I�uring such repair and restorat�on period,Lend�r sha�I ha�e�he right to hald suc�ir�surance proceeds unt��Lender has h.ad an opp�rtunity ta inspect suc�Property to ensur�the work has been�ampleted to Lende�r's satisfaction,provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a sing�e pay�nent or�n a series of progress payments as the rvork is comple�ed.Unle�s an a�reement is made in writing or Applicabl�La� requires interest ta be paid on such insurance proceeds,Lender shail not be required to pay Borravver any interes�or earnings on su�h proCeeC�s. Fees for publ�c adjusters,or other third parties,retain�d by Borrawer shall not be paid out af the insurance proc�eds and shal�be the sole ob�igation of$orro�er.If the restora�i�n or repair is nat economica�ly feasib�e or Lender's security�vould be lessened,the insurance proceeds shall be applied to the sums secured by this Security Instrument,wh�ther or not then due,with the excess, if any, paid to Borro�uer. S�ch�nsurance praceeds shall be applied in�he order provided for in Section 2. �.f Borravver abandons the Property, Lender may file,negot�ate and settle any avai�able insuran�e claim�.nd re�ated mi,atters. If Borrot�ver does nflt respond��thin 3 Q da�s to a n�tice from Ler�der that tl�e insura�nce carrier has offered to settle a c�aim,th�n Lender may�.egotiate and settle the elaim. The 3Q-day period wi11 begin when the notice is given. In either event,or if Lender acquires the Property under Sectio��2 or other�ise,�orr�vver here'by assigns to Lendef�a�B€�rra�er's rights ta any insurance pioc�eds in an amount nat to exce�d the amount�unpaid under the Note or th�s Security Instrument,and�b}any other of �arrower's rights�other than the r��ht to any refund of unearned premiums paid by Barrower)under all insurance policies covering the Fropert�y, in�ofar as such r��ht�are applicable�o the coverage of the Property. Lender may u�e the in�urance proceeds either to repair or restore the Property or to pay amounts unp�id under the No�e or this Securit�r Instrument,whether ar n�t then due. NEBRASKA�in !e Famil -F�nnie MaelFr�ddie Mac UNIF�RM fNSTRLIM�NT WITH MERS �� Farm 3�28 1101 9 Y VMP Q VhllPfiA�NE}[13U2}.U4 Wvlters Kluwer Fina��ial Serrices Page 7 oi 17 q4333�439725 �233 275 �717