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��14�5977
<br /> The Funds shall be held in an institutxon whose deposits are insured by a federal agency, instru�nentality,or
<br /> eriti�y�including Lender, if Lender is an institutian�uhose deposits are so insuxed}�r in any Federal Home
<br /> Loan$ank. Lender sha11 apply the Funds to pay th�Es�row I�ems no l�.ter than the time specif�ed under
<br /> RESPA, Lend�r shal�not charge Borrower f�r holding and applying the Funds,annual�y aaalyzin�the
<br /> � escrow account,ar verifying the Escro�r Items,ur�l�ss Lender�pays Bax7rowe�int�rest on the Funds and
<br /> Applicable Law perm.its Lender to make�uch a charge. Unless an agreement is made in wri��ng�r
<br /> App�i�able La�v r�quir�s interest to be paid on the Funds, Lender sha�l nat be required to pay Borrower any
<br /> interest or earr��ngs on�he Funds. F3arrower and Lender can a,gree in writ�ng,ho�vever,that interest sha11 be
<br /> paid on the Fun�s. Lender sha11 give to Borrower,wi�hout charge,an annual accour�ting af the�uncis as
<br /> ; required by F�ESPA,
<br /> If there is a surptus of Fund�he�d in es�raw, as def ned under RESPA,Lender sha�l acc�unt to Borr�wer for
<br /> the excess funds in accardance�vith RESPA. �f there is a shortage of Funds held in escro�,as def ned under
<br /> RESPA,Len�ler sha11 notify Borrower as required by RESPA,and Borrower shall pay ta L�nder the amount
<br /> necessary to make up the shortage in accordance�ith RESPA,but in no more than �z monthly payments. If
<br /> �here is a deficiency of Funds heid in escrow,as defined under RESPA,Lender shaii notify Borrower as
<br /> required by�ESPA,and��arrower shall pay�o Lenc�er the amount nec�ssary to make up the�eficien�y in
<br /> accordance with RESPA,but in no more tha� ��monthiy payments.
<br /> LTpan payment�n fu11 of alI sums secured by this Security Instrument, Lender shall promptly refund to
<br /> Borrawer any Fund�heid by Lend�r.
<br /> �. �harges;Liens.Borrower sha11 pay al�taxes, assessmen�s, charges, fines, and impositions attributable ta
<br /> the Property which can a��ain priority over th�s Security Instrument, leasehold payment�or ground rents on
<br /> the Property, if any, and�ammunity Associ�.tion Dues,Fees,and Assessments, if any. To the ex�ent that
<br /> the�e items are Escrow Items,Borrower shali pay them�n the manner provided in Section 3,
<br /> Barrower shall promptly discharge any lien�vhich has priority over this Securrty Instrurnent uniess
<br /> Borr�wer: (a}agrees in writing to the pa�ment af the ob�igatian secured by the lien in a manner accepta�le
<br /> to�.ender,but on�y�o�ang as�orrow�r�s p�rforming su�h a�reement; �b}contests the Iien in good faith by,
<br /> ar defends against enforcement of the lien in, legal pro�eed�ngs which in Lender's apinion operate to prevent
<br /> th�enforcement of the lien�hi1e those proceed�ngs ar�pe�nding,but only until such procee�ings are
<br /> concluded;or(c}secures from the hold�r of the lien an agreement satisfactory to Lender subordinating�he
<br /> �ien to this Security�nstrumen�. If Lender determines that any part of the Pr�p�rty is subject to a lien�vhich
<br /> can attain priority over�his Security Instrument,Lender may gi�e Borrower a notice identifying the�ien.
<br /> Within 1�da�s of the date on which that notice is gi��n, B�rrower sha11 satisfy the lien or take ane or mare
<br /> of the act�ons�et for�h above in this Section 4.
<br /> Lender may require Borrower to pay a one-time charge for a real es�a�e tax�erificat�on a�.dlar reporting
<br /> se�vice used by Lender in connection�vith this Loan.
<br /> 5, Prope�ty R�sura��e.Borrot��r sha11 keep t�.e improver�ent�nov�existing or her�after erected on the
<br /> Property insured against loss by fire,hazards included within the term"extended c�verage,"an�any other
<br /> hazards in�lud�ng,but not��mited to, earthquakes and flonds, far�hich Lender re�uires insurance. This
<br /> insurance sha��be maintained in the amaunts(inc�udi�.g deductible levels)and for th�periods that Lerader
<br /> requires. �hat Lender requires pursuant�o the preceding sen��nces can ch�nge during�he term nf the Loan,
<br /> The insurance carrier pro�iding�h� insurance shall be chosen by Borrower subj�ct to Lender's right to
<br /> disap�rove Barrou�er's choice,v�rhich right shal�not be exercised unreasonab�y. L�ender may re�uir�
<br /> Borro��r to pay, in connectian with this Loan, either: (a}a one-tirne charge f�r flood�one determina�ion,
<br /> certification and tracking se�vices;or�b}a o�ae-time charge for flood zone determination and cer��f�cation
<br /> NEgRASKA-Single Famify-Fannie Mae{Freddie Mac UNlF�RM 1N5TR�MENT WlTH MERS �� FoRn 3028 1141
<br /> VMP C�7 1�MPfiA�NE}[13�2).dtl
<br /> Wolters Kluwer Financial 5ervices Page 6 of 1�
<br /> q�333443�725 �233 27S p�17
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