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��14�54�7 Any amouuts disbursed by Lender under this Section 9 sha11 be�ome additional deht vf Borrower se,�ured by this Security Instrument.These amounts sha11 bear interest at th�Nate rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender tv Borrower requesting payment. If this Security Instrument is on a leasehold,Borrower shall comply with all the provisians of the l�ase. If Borrower acquires fee ti�le to the Property, th�leasehold and the fee�it1e shall not merge un�ess Lender agrees t�o the merger i.n writing. 1 D. MortgaQe Insurance. If Lender requir�d Mortgage Insurance as a condition af making the L�an,Barrower shall pay the premiums required to mai.ntain.the Mortgage Insuxance in effect. If,for any reason, the Martgage Insuran.ce coverag�required hy Lender ceases to be avaiiable from the mortgage i�surer that pre�iously pr�vided su�h insurance and Borrower was reqwired tv make separately designated payments toward the premiums for Martgage Insuran�e,Barrower sha11 pay the premiurns required to obtain ca�erage suhstantially equivalent to the Mortgage In.surance previausly in�ffect,at a�ost substantially equivalent t� the�ost to Borrower af the Mortgage Insurance previausly in effect, from an alternate mortgage insurer selected�y Lender.If substantially equivalent Mortgage Insuran��coverage is nat a�ailable,Barrvwer shat� continue to pay to Lender the amount of the separately designated payments that were due when the insuran�e coverage ceased to be in eff�t. Lender will accept,us�and retain.these paymen�s as a non-refundahle loss reserv�in lieu of Mvrtgage Insuran�e. Such lass reserve shall be non-refundable, notwithstanding the fa�t that the Laara�s ult.imately paid in full, and Lender shall not be required ta pay Barrower any interest or earn�ngs on such loss reser�e. Lender�an na longer require loss reser�e payments if Mvrtgage I�.surance coverage�in the amount aud for the period that Lender requires}provided by an insurer selected hy Lender aga�n becomes available,is abtained,and Lender requires separately desi�nated payments toward the premiums for Mvrtgage Insurance. If Lender ret�uired Mortgage�nsurance as a conditian of making the Loan an.d B�rrawer was required to make separately designated payments toward the premiums for Martgage Insurance,Borrower shall pay the premiums required to maintain Mortgage In�urance in.effect,or to provide a non-refundabie loss reserve,until Lender's requirement for Mortgage Insuran�e ends in accordance with any written agreement between B�rrower and Lender providing far such term�na�ian or unt�l.l termination is required by Applicable Law. Nathing in this Section ��affe�ts Barrower's obliga�ion to pay interest at the rate prov�d�l in the Note. Mortgage Insurance reimburses Lender�ar any ent�ty that purchases the N��}for certai.n lasses it may in�ur if Bormwer does not repay the Laan as agreed. $orrower is not a party to the Mortgage I�surance. Mortgage insurers e�aluate their total risk on all su�h insurance in for��from t�me t�o time,and may enter into agreements with other partiies that share vr modify their risk, or reduce 1�sses.These agreernents are on terms and candit�ans that are satisfactary to the mart�age insurer and the vther party�or parties}to these agreernents. These agreements may require the mvrtgage in.surer to ma.I�e payments using any source of funds that the rnartgage insurer may have a�ailable�which may in�lude funds ohtained frorn Mortgag�Insurance premiurns�. As a resul�af these agreements,I.ender, any purchaser af the Nate, anather insurer, any reinsurer,any other en��y,nr any affiliate af any af the fvregoing,may re�eive�directly ar indire�tly}amnunts that deri�e fr�m��r might be characterized as}a par�ion af Bvrrawer's payments for Martgage�nsuran�e,in exchange fvr sharing ar modifying the martgage i.nsurer's risk, or reducing losses. If such agreemeut pro�id�s that an affiliate af Lender takes a share of the insurer's risk in exchange for a share vf the premiums paid to the insurer, the arrangement is aften termed "caprive reinsurance."Further: 1215465�� 0891315D2 NEBRASKA-Singl�Farnliy-�annie Mar,IFred�i�Mac UNlF�RM INSTRlJME1dT WITH MERS Form 3428 11Q1 VMP� VMPSR�NE��1302).Oa Walt�rs 1{luw�r Fna�cial Sz�viees Pa�e 9 of 17 �^ r � r - �_ . r