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��14�54�7 servi�es and subsequent char�es ea�h ta.me remappings or si.milar�hanges vccur whi�h reasvnably might affect such determination or ceYtifi�ation.Borrower shall also b�responsible for the payment of any fees irnp�sed by the Federal.Emergency Management Agen�y in connect�on with the rev�iew of any flaod zane determina�ian resultin.g fram an objection by Borrower. If Borrower fails to maintain any of the coverages described abv�e, Lender may ob�n insurance ca�erage, at Leuder's op�ion and Borrawer's expense. Lender is under nfl o�ligation to purchase any parxicular type or amount of coverage. 'I1�erefare, su�h�overage shall cv�er Lender, but mi.ght or rnight not protect Borrower, Borrvwer's eyuity in the Property,or the�ontents of the Property, against any risk,hazard�r liabili�y and might provide greater or lesser�o�erage than was previously in effect. Borrower acknowledges that the�ast of the insuran�e coverage sa abtai.ned might significantly ex�eed the cost of insuran�e that Barrower could have obtained. Any amoun�s disbursed by Lender under this Se�tivn 5 shall became addi�ianal debt of Borr�wer secured by this Security Instrument. These arnounts shall bear interest at the Note rate fram the date of disbursement and shall be payable, with su�h interest,upon not�ee from Lender ta Borrower requesting payment. All insurance policies r�quired by Lender and renewals of such policies shall be suhje�t to Lender's right ta disapprove such policies,sha11 include a standard mor�gage�lause,and shall name Lender as martgagee andlor as an addi�ional loss payee. Lender shall have the right ta hold the policies and renewal certificates. If Lender requires,Borrower shall promptly give to Lender a11 receipts of paid premiums and renewal notices. If$orrower obta�ns any form vf�nsurance co�erage,nat otherwise required by Lender, for damage to, ar destruc�i�n of, the Pr9op�erty, such policy shall include a standard mortgage clause and shall name Lender as mortgagee andlor as an additionallass pay�e. In the event of ioss, B�rrower shall gi�e prompt nati�e to the insurance carrier and Lender. Lender may make proof of lass if not made p�amptly by Borravver.Unless Lender and Borrower atherwise agree in wri�ing, any insurance proceeds,whether or no�th�under�ying insuran�e was required by Lender,sha11 be applied�o restoration ar repair of the Property, if the restora�ion or repa�x�is ecan�mically feasib�e and Lender's se�urity is not lessened. During such repair aud restaratian period,Lender sha11 ha�e the ri�ht to hold such insurance pr�eeds until Lender has had an opportunity t�inspect such Property to ensure the work has been completed to L.ender's satisfac�ion,provided that su�h inspec�ion shall be undertaken promp�ly. Lender may disburse proceeds for th�repai.rs and restaration in a sing�e payment or in a series of pro�ress paym�nts as the work is�ampleted.Llnless an agreement is made in writing or Applicable Law requires interest to be paid�n suGh insurance proceeds, Lender shall nat be required ta pay Borrower a,uy interest or ea.rnings on su�h p�aceeds.Fees for pu��ic adjusters,ar ather third par�ies,retained by Bvrrawer sha�l not be paid out af the i.nsurance proceeds and sha11 be the sole�bligation vf B�rrower. If th�restorativn or repair is not econami�ally feasible or Lender's security would be lessened,the insuran�e proceeds shall be applied to the surns se�ured by this S��urity Instrument, whether or nat then due, with th�excess,if any, paid to Borrower. Such insuran�e proceeds shall be applied iu the order pro�ided for in Section 2. If Bormwer abandons the Property, Lender may f�le, negotia�e and set�e any available insurance�laim and re�ated mat�ers. If Barrflwer daes nvt respand withi,n 3�days ta a natice frvm I.ender that the insurance �anier has offered to set�.ie a claim,then Lender may negotiate and settle the claim. 'I�e 3�-day period will beg3in when the notice is given. In eitrier��ent, or if Lender acquires the Property u.�der Section��or otherwise,Borrower hereby assi�ns ta Lender�a}Borrower's rights to any insura�n.ce proceeds in an amount not to exceed�he amounts unpaid under the Nate or this Se�urity Instrurnent, and[b�any other af Borrower's rights �vther than the right ta any refund of unearned premiums paid by B�r�wer�under a�i insurance policies co�rering the Property,insofar as such ri�hts are appli�able to the�overage of the Property. Lender may use the insurance proceeds eith�r to repair or restare the Property or to pay amounts unpaid und�r the Note ar this Security Instrument}whether or not thet�due. 1�154656� 00891315�2 NEBRASKA-5ingl�Family-Fanni�MaelFreddie Mac tIN[FORM INSTRIIMENT WITH MERS Fvrm 3�25 1101 VMP� VMPGA�IdE)[i 3�2j.D4 Wo##�rs Kluwer Finan�ial Ser�ices Page T af 17 � �.. . .� � �` � �