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WHEN RECORDED, MAIL TO: KEARNEY EATON EMPLOYEES FEDERAL CREDIT UNION 2600 E HWY 30, ROVAR PARK, PO BOX 1478 KEARNEY, NEBRASKA 68848 -1478 This instrument was prepared by: KEARNEY EATON EMPLOYEES FEDERAL CREDIT UNION 2600 E HWY 30, ROVAR PARK, PO BOX 1478 KEARNEY, NEBRASKA 68848 -1478 308 - 237 -5872 0 C.) fN CD '"'0 + `' ' CD U7 Co N N w+ w - CO Crl —L: Q.) [Space Above This Line For Recording Data] DEED OF TRUST (Line of Credit) DEFINITIONS (A) "Security Instrument" means this document, which is dated August 27, 2014, together with all riders to this document. (B) "Borrower" is BRADEN W SMETS, A SINGLE PERSON. Borrower is the trustor under this Security Instrument. (C) "Lender" is KEARNEY EATON EMPLOYEES FEDERAL CREDIT UNION, organized and existing under the laws of the State of NEBRASKA. Lender's address is 2600 E HWY 30, ROVAR PARK, PO BOX 1478, KEARNEY, NEBRASKA 68848 -1478. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is KEARNEY EATON EMPLOYEES FEDERAL CREDIT UNION. (E) "Secured Indebtedness" means: (1) The debt, interest, finance charges, and other fees and charges incurred under the terms of the Home Equity Line of Credit Agreement and Disclosure Statement ( "HELOC ") dated August 27, 2014; the HELOC matures on August 30, 2030. (2) Any advance made to Borrower or obligation incurred by Borrower pursuant to any contract or evidence of indebtedness benefitting Lender, regardless of whether such advance has been made or such obligation has been incurred in whole or in part as of the date of this Security Instrument. (3) Any sum paid and expense incurred by Lender under the terms of this Security Instrument. (F) "Credit Limit" means the maximum aggregate amount of principal that may be secured by this Security Instrument at any one time. The Credit Limit is $19,800.00. Except to the extent prohibited by Applicable Law, the NEBRASKA HELOC Deed of Trust Page 1 of 8 (,?t _ t" —S IDS, inInc. Borrowers) Initials .� c/5..c