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<br /> THI S IN STRtJMENT PREPARED BY: AFTER REC�RDIN�RETURN T�:
<br /> Home FederaI Savings&Loan Assac�at�on�f Home Federa�Savings� Loan Assac�ation of
<br /> �rand Island �rand�sland
<br /> ��1 South Locus�Street 221 South LoCust Street
<br /> GRANI]ISLAND,NE 68$�1 GRAND I�LAND,NE 688Q1
<br /> tSpace Abo�e This Line For Recording Data�
<br /> L4AN�RZG�NAT�R NAME: L�sa Mayer
<br /> NMLS��MPANY�DENTIF�ER: 446443
<br /> NMLS ORIGINAT�R�DENT�F�ER: 494�63
<br /> I�EED �F TRUST
<br /> �PREAUTI-���IZ�I� ��P�N END} �R�DIT - FUTUl� ADVAN�ES AR.� SE�UREI]
<br /> �Y THIS DEED �F TRUS'�''}
<br /> TH�S DEEI3 �F TRUST ("Security �nstrument"� is made an Ju ly 14, ��14. The grantars are SC�TT
<br /> IIIRC�-IERT and �REIrTDA S �IIR�HERT, HUSBAND AND WIFE, vWhose address �s 4175 A�LEN AVE,
<br /> GRAND ISLAND,Nebraska�88�3 �"B�rr�vver"}. B�rrov�er�s nat n�cessar�ly�he saine as the Person or Persons
<br /> who sxgn �he H�me Equity Line of Cred�� Agreement, dated Ju�y 14, 2014 �t'�ontrac�"}. Th� obliga�iox�s �f
<br /> Borrowers v�ho d�d na� sigta �he Con�ract are exp�a�ned f.ur�her zn the sec�ion tX�ied Su�cessars and AsS�gn�
<br /> Baund;Jo�nt and Se�eral L�ab�ii�y; Ace�mm�rdaE�on Signers.The trustee�s Arend R. Baack,At�orney�vhose
<br /> address is P.�. Ba� 79�, �rand Is�and, Nebraska 68SUZ �"Trus�ee"�. Th� benef c�ary is H�me Federal
<br /> Sa�ings & Loan Ass�c�atxon of�rand Is�and, �vh�ch �s organ�zed and ex�s��ng under �he �aws of the Uni�ed
<br /> Sta�es of Amer��a and vvh�se address is 2Z1 Snuth Lo�ust S�ree�, �rand Island, Nebraska 68SD1 �"Lender"�.
<br /> SC�TT H�,R�HERT and BRENDA S HIRCI��RT have en�ered into a �antrac� v���h Lender as af Ju�y 14,
<br /> �U14, under�he �erms flf vvh�ch Borrovver may, from �xme ta �irne, obta�n advances n�t to exceed, a� any time, a
<br /> x�''�MAXI�VIUM PRIN��PAL AMUL3NT �EXCLUD�NG PRQTECT�VE ADVANCES�'�'''s''� of Fvrtywf�ve
<br /> Thousand and 4�I�.,Q4 Do��ars �U.S. $45,4��.UD� �"Cred�� L�nZit"}. Any par�y in�eres�ed �n the d��ails rela�ed �o
<br /> Lender's con��nu�ng ob��ga�i�n �o make advances to Barrower is advised t� �onsul� d�rectly ���h Lender. �f no�
<br /> paid ear�ier, the sums �w�ng under Borr�wer's Contra�� �v�th Lender v��I� be due nn Ju�y 15, Z019. Th�s �ecurz�y
<br /> Instrumen� secures to Lend�r: �a� the repaymen� of the debt under �he ��ntrac�, w�th �ntierest, in��ud�ng fu�ure
<br /> advances, and all ren�wals, extens�ons and modif�cations of the �on�rac�; �b� �he payment of aX� �ther sums, �vith
<br /> �n�eres�, a�.�an�ed to pra��c� the security of this Se�urity .�ns�rumen� under �he pr��is�ans of the sec�ion �i�Ied
<br /> Pratection flf Lend�r's Rights in the Propert�;and�c)�he perfarmance af Borro�ver's co�renants and agreemen�s
<br /> under�h�s 5e�ur��y Instrumen� and the C�ntrac�. Fnr thzs purpose, Barrflwer, iva c�ns�deratiian of th� debt and�he
<br /> trus�herein create�, �rre�ocab�y gran�s and can�eys t�Trustee, in trus�,vv��h pflwer of sale,�he follovv�ng descr�bed
<br /> praper�y�acated�n the CUU�TY�f HALL, S�a�e of Nebraska:
<br /> Address: 4�7�ALLEN AVE, GRAND�SLAND,Nebraska 6$8�3
<br /> Lega� Descr�pt�on: L�T THREE (3} �RAND �EST �'HIRD S UBDIVISI�N IN '�'HE �ITY �F
<br /> GRAND ISLAND,�IALL��i1NTY,NEBRASI�A.
<br /> T��ETHEI� ��TH a�� �he ixnpra�emen�s no� ar hereafter ere��ed on the praper�y, and al� easemen�s,
<br /> appur�enances, and f�x�ures nv�v or hereafter a pat-t of. �he property. Al� rep�acements and addit�flns shal� alsa be
<br /> covered by �h�s �ecurifiy Ins�rumen�. A�� of �he faregoing �s referr�d �o �n �h�s Securzty �ns�rumen� as the
<br /> "Proper�y."
<br /> B�RR�WER C�VENANTS tha�Borrov�rer�s Ia�vfu�ly seised af�he es�ate hereby cfln�reyed and has �he r�ght�o
<br /> grant and �on�ey �he Prope�-ty and that the Prflp�r�y is unencumbered, except f�r encu�nbrances af rec�rd.
<br /> Bflrravver warran�s and �rilX defend genera��y the ti��e ta �he Proper�y agains� a1� c�ai_ms and demands, subject to
<br /> any encumbrances af re�ard.
<br /> Borro�er and Lender ca�enan�and agree as fo��ows:
<br /> Paymen�af Pr�nc�pal and Interes�; �ther Charg�s.Borrov�rer�ha1�promp��y pay when due�he prYnczpa�of and
<br /> �n�eres�on th�deb�o�ved under�he Cont�act and late charges�r any a�her fees and charges due under�he��ntract.
<br /> C�2��4-2013 Complian�e Systems,I�c.9F9G-1260-2�t 3L2.a.721
<br /> ��nsumer Reaf Estate-5ecurity 1�strurnent DL�Q3d Page 1�f S www,cvm��iancesystems.com
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