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��14�513� <br /> require��y R�SPA, and Borraw�r shall pay ta L�nder the amount necessary to m�ake up the deficiency in <br /> acc�rdance vWith RESPA, bu��n n� more��aan �Z monthly pay�nen�s. <br /> Upon paym�nt in fu11 �f all sums s�cured by �his Security �nstrumen�, Lender shal� pr�mpt�y refund�o <br /> Borro�ver any Funds he�d by L�nder. <br /> 4. Charges; L��ns. Borr�wer shal�pay all taxes, assessments, charges, �nes, and imposi�i�ns attributable to <br /> �he Propert� wh�ch can attain priori�y�ver this Security Instrum�nt, ��asehald paym�nts or ground rent�on <br /> �he Proper�y, if any, and C�mmuni�y Association Dues, F�es, and Ass�ssments, if any. To the ex�ent�hat <br /> these items ar� Es�row It�ms, Borrower shall pay �hem in the manner pra�rided in Sec��on 3. <br /> Borrower sha��prompt�y discharge an�lien wh�ch has priorit�over�his Se�ur�ty �nstrum�nt unless <br /> Barrflwer: �a} agrees in vvr���ng ta the pa�m�nt of the�bligation s�cur�d b�th�l��n in a manner acceptable <br /> t� Lender, but on�y so long as Borrower is perform�ng such agreement; �b} contests the��en zn g�od faith by, <br /> or defends agains�enforCement of the��en in, lega�proc��d�ngs wh�ch �n L�nder's opinion�perat�to pre�en� <br /> th��nfarcem�n�af the lien�hile those pr�ceedings are pending, but on��r until such pro�eedings are <br /> conc�uded; or�c} secures from the holder of th�lien an agreement satisfac�ory to Lender subardina�ing the <br /> lz�n to this�ecurit�Instrument. If Lender determ�nes that any par�af th�Proper�� �s su�bjec�t�a l�en v�rhich <br /> can attain priority o�er this Secur��y �n��rument, L�n�der may g�ve Borrower a no�ice ident�fying the lien. <br /> tiV�thin ��days�f�he date on which�hat notice is given, Borrower shall satisfy the lien or tak�one or m�re <br /> of the ac�ions set for�h abo�e in this Secti�n 4. <br /> Lender ma�r r�qu�re Borrower to pa� a one-�ime charge for a real es�ate tax�erzf�cat�on andl�r reporting <br /> ser�i�e used by Len�er in cnnnection wi�h th�s Loan. <br /> 5r Prvp�rty lnsurancex Borrower shall keep �he i�m�ro�em�nts novv existing or h�r�after�rect�d on the <br /> Proper�y insured aga�nst�oss by �re, hazar�s includ�d with�n the term "extended co�erage," and any other <br /> hazards �ncluding, bu�not��mi�ed��, ear�hquakes an�. floods, for which Lender requires �nsuran�e. Th�s <br /> insurance shal� be maintai�.ed in the amoun�s ��ncluding deductible le�el�} and far the periods�ha� L.ender <br /> r�qu�r�s, Wha�Lender requires pursuant�o the preceding sentenc�s car�change during the t�rm of�h�L.�an. <br /> Th.e in�urance carrier providing�he�nsurance shall be chosen by Borrower subject to I.�nd�r's right t� <br /> disappra�e Borravver's choice, which righ�shall not be exercised unreasonably. Lender rnay require <br /> Borrower to pay, in connection with th�s Loan, ��ther: �a} a one-�ime charge for flood zon�d��erminat�on, <br /> cer�ifica�ion and trackzng services; �r�b} a aneW�xme charge far flood zone de�ermination and cer�ificatian <br /> serv�ces and subs�quent char�es ea�h time remappings or simi�ar chang�s occur which r�asanab�y m�ght <br /> affect�uch d�termination or cer�x��at�an. B�rrower sha�I a�so�e responsib�e for the payrnent�f any fees <br /> imposed by the Federal Emergency N�anagement Ag�nc� in cannec��on vvith�he re�iev�af an�flood zone <br /> deterznina�ion resu�ting fronz an o��ectian b�Borrower. <br /> �f Borrow�r fazls��ma�ntain any of the c��erag�s described a�ov�, Lender ma� �b�ain�nsuran�e co�erage, <br /> at Lender'�option an�i Borrflwer's expense, Lender is under n��b�iga�ian ta purchase any par�icu�ar t�pe or <br /> amount of co�erage. Ther�fore, such co�erage sha��ca�er Lend�r, bu�m�ght or migh�not protec�Barrawer, <br /> Borrower's equi�� �n the Prop�rty, or the�antents of�he Proper�y, against any risk, hazard or liabi�i�y and <br /> might prov�de greater or�esser c��erage��an was prev�ously zn effec�. Borrower acknow�edges that th�cost <br /> of�he insurance cov�rage so obtained m��ght sign�f�cant�y exceed th�c�st of znsuran��tha�Barrower cauid <br /> have ob�a�ned. Any amoun�s disbursed by Lender under�his S�ction S shall become additi�na�� debt af <br /> B�rrower secured by this Securi�y �nstrum�n�. Th�s� arnounts shal� bear�n�erest at th� No�e ra�e fram�.the <br /> date af disburs�ment and sha�l be paya��e, w�th such �nterest, upon n�t�ce frorn.Lender to Borrower <br /> request�ng pa�nz�n�. <br /> N�BRASKA-Single�amily-Fannie MaelFreddie Mac UNIFORM INSTRUM�NT �vrm 302$1 JQ'� <br /> VMP Q VMP6tNEy[7 3423 <br /> Walters Kluwer�inanc�al 5er�ices Page S of 17 <br />