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��14�5�1� <br /> 2�14U4�S4 <br /> ��RR��E�2 CDVE�ANTS that Borrower is �awfully seised o#'the estat�h���by conveyed and has the righ�to <br /> grant and c�nve��he Pr�perty and�hat the Pro�er�y is unen�umb�red, excep�far en�umbrances of recard. <br /> Bo�ra�er warran�s and wiil defend gene�-ai�y�he�i�Ie�o t�e F�op�rt� against all c�aims an�i demands, subjec��o <br /> any�ncumbrances�F rec�rd. <br /> TH�S SE�UR�TY��STRUMENT c�mb�ne�uniform covenants for national us�a.r�d non-uni#�rm cavenants with <br /> �imi�ed�ariations�y jurisd�c�ion�o const�tu�e a un�forn-z security instrum�nt c�verin�reai proper�y. <br /> Uniform �aWenan�s. Barrower and Lender cov�nan�and agre�as fflllavvs: <br /> 1. Paym�nt �sf Pr�ncipal, �nterest, Escrvw items, P�epaym�nt Charges, and Late �harges. Borrawer <br /> shall pay�rhen du�the p�incipal�f, and inter�st�n, the deb���ridenced by the N��e and any prepayment <br /> charges and lace charges due u�d�r the N�te. Bo�rowe�r shal�ais�pa� funds fflr Escrow�tem�s pursuan��o <br /> Sect�on 3. Paymen�s due under�he I��te and�his�ecurity���strumen�sha��be made in tl,S. �u�rency. <br /> However, if any check or o�her instrument received by Lende�r as payment under[he�Iot��r�his Security <br /> �nstrum�nt�s re�urned tfl Lender unpa�d, Lender may require that an�or a��subs�quent pay�ents du�under <br /> the Nat�and this Securit}r Instrument b��made in ane or�are�f the fa�lowing forms, as selected by Lend�r: <br /> �a}c�sh; �b}mone�r�rder; �c�cer��f�ed�h�ck, bank check, treasurer's�heck�r cashier'�che�k, pra�ide�any <br /> such Gh�ck is dra�rn upon an institut�on�rhose deposits are insured by a fed�rai agency, instrumentality, ar <br /> entity; or�d� EIeG�ronic Funds T�ansfer. <br /> Pa�ments are deemed r�ceived by�ender when�recei�ed at�he�ocatian designat�d �n the Note or at such <br /> other Iocatian�s may��d�s��nated by L,ender in accordanc��vith�he notiGe pra�isions in Section I5. <br /> Lender may return any payment or par�ial paymen� if�he pa�ment or par�ia�paym�n�s are insuff��ient�a <br /> bring�he Loan curren�. Lender may accep�an�payrn�n�or par�ial paymen�insuff�c�en�to bring the L�an <br /> cu�rent, without waiver of any righ�s hereunder or pre�ud��e��i�s rights to refuse such payment�r par�ia� <br /> payments in the fu�ure, bu�L�nder�s no�obligated t❑ apgl�such payments at the tim�such payments are <br /> ac�epted. �f each Perifldic Paymen� �s appize� as of it�scheduled du�da�e, then Lende�r need no�pay interest <br /> on unapp�ied funds. Lender may h��d such unapplied fund�un�i� Borzower makes pa�rrnents�o bring�he <br /> Loan current. If Borravver does nat da�Q �ithin a reasonable period of time, Lender shall ei�her apply su�h <br /> funds or return�hem to Borrawer. If no�appl�ed ear�ier, such funds��ri�l be applied to the autstanding <br /> prin�ipa�ba�anc�under the�tote immediately prior ta f�reclo�ur�, I��nffset ar ciain��rhich Barra�aer mi�ht <br /> have now�r�n the fu�ure a�ain�t Lender shal�re��eve��rrower fr�m making pa�ments due under the N�t� <br /> and�his Se�ur�ty�ns�rumen�or perform.ing the covenants and agr�emen�s s�cured by this Securi�y <br /> Ins�run�ent. <br /> �. App�Eca�ian of Payments or Pro���ds. Exc�pt a�a�herwise des�ribe�in this S���ion 2, all payments <br /> acc�p�ed a.�d appl�ed by L.ender�ha�l be app�i�d in the f�l�owing order flf priarity: �a} int��rest due under the <br /> Note; tb}�r�nc�pa�due under the No�e; �c}amoun�s due under Section 3. Such pa�rments shalZ be a�pl�ed�o <br /> �ach Periad�c Pa�ment in�he arder in which i�became du�. Any rexnain�ng amounts s�►ail be applied f�rst to <br /> �ate charges, s�cond to an�other amoun�s due under�his Securi�� �ns�rument, and�hen to reduc�th� <br /> principal balance of�he No�e. <br /> �f Lender r�ce��res a paym�nt from Borrower for a del�n�uent Periodic Payment wh����nc�udes a suffi�ient <br /> amount to pay any late cha�cge due, the payment ma��e app��ec��o the de��nquen�pay�rnent an�i the I�te <br /> cha�ge. �f more than ane Per�odi� Payment is outstand�ng, Lender may app�y any payment rec�i�ed fr�m <br /> Borrower t��he re�aymen�af the periodic Payments if, and���he ex�ent that, each payment can be paid in <br /> fuii. Ta �he extent�ha�any e�c�ss exis�s after the pa�rnent�s appii�d ta the full payment af one n�more <br /> F�riod�c Paymen�s, such ex�ess may be applied to any la�e�harges due. Volun�ary prepayments shall�� <br /> applz�d fiXst to any pr�pa�rment cha�ges and then as d�sc��bed in the�ote. <br /> NEBRASKA-Single�ami(y-Fannie M�el�redd'se Mac UNIFORM INSTRUMENT Form 3428 114] <br /> VMP� VMP6{N��{#�❑�} <br /> W�it�rs K�uwer Financiai 5er�ices Page 4❑f i 7 <br />