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��14�4999 <br /> requ�re�.by RESPA, an�.BQrr��e�•s�za��pay to Le�c�er t�e a�nour�t�eGessa�y�o��aal{e up the defici�r�c�r i�. <br /> accordance wi�h R�Sl'A, bu�t�n n�inore�han �Z mon�Izly pay��ne��s. <br /> U�on�aayine�.�zn 1u11 af a��su�ns �ecured by thi� Secur�ty rnst�`ulne�a�, Lender shal�prot�p��y refund ta <br /> �3orrower a�.y Funds he�d by�.:�e�der. <br /> 4. �harge�; Lien�. Bar�ower s�al�pay a11 taxes, assesstne�ts, �harges, fines, and xmposi�ions a��;ributal��e to <br /> �he Prope�ty wh�c��ca�.a��a.in prior�ty over 1:his Secur�ty rns�ru�nen�, 1�asello��.pay�nentis ar grour�d re�.�s o�� <br /> �11e I'ro�er�y, �f�.r�y, and�orr�nu�zz�y Asso�iatio�.Dues, Fees, az�d Assess�nen�s, xf a�y. 7`� �he ex�en�that <br /> �hes�items are Escrov�r I�e��s, Borrov�rer sha11 pay�hem fn�he rnax�ner pravided in Section 3, <br /> Borr�wer�sh��pro�-n��t�y c��sc��arge a��r 1�en,wh�clz�Z�s�riori��ove��h�s Security Ins�ru�nenl;un�ess <br /> Bor��vve�r: �a} a�;�•ee�i�v�rrii.i��g.�a��Ze�ayme�t of the obliga�io�1 secu�ed�y��.e�ien i�l a lnantaer acceptable <br /> to L�n�er, �ut�ra.1y�o �o�g as Borr�we�r xs perf�r�ni��g such agreeme�z�; (b� contes�s�he lien ir�goo�.fai���by, <br /> or defends agains�e�.farceir�en�of��ae 1�e��n, �ega.1�rocee�i�gs w�lich ir�Lender's opinio�.operate to p��ven� <br /> �he es�forceme�a.�of th��ien�wh�1�thase proceeding� are���c�in.g, b�.�t only u��i1 such��oceedings are <br /> caricluded; or�c� secures from the ha�c�er of tihe 1ie��.a�ag�eernen�sa�isfac�ory�o Le�.�.er subardina�ing���e <br /> ��en�a��us Secur�ty Ynstru�ne�a�. If Lende�de�erinines t��a�a.ny par�af�he Praperty is subject to a lie�1�1zic�� <br /> ���a��a����'iar��y�ver 1;his Security In��ruxne�t, �.endex rnay give Borrower a notice��e�tifying�1�e 1ien,. <br /> Wx�hi� ��days of the c�ate on vvhich tha��zo�ice is given, I3orrowe���a�.�l sa�isfy�:he lien or ti���e one ar lnore <br /> of���e�.ctions se�f�r��i above in this Sec��on 4. <br /> Lenc�er�nay re�uire Borrower�o pay a or�e-�z�ne c1l�rge fo�a�eal es�:a�e tax ve�r�fi�atioi�aizdlor repor�ing <br /> ser���ce used by Lenc�er in cor�ec��on vvi�h�his La�.n. <br /> 5. F�roperty In�urance. Bor�ower sha�1�{eep i.he Ym�rove�nen�s now exis�i�.g o��et•eaf�e�e�ec�ed on the <br /> Proper�y���stxt�ec�agai�.s�IosS by�'ire, 1�aza.rc�s incluc�ed w��hi�the tertn"ex�ex��.ed covera�e," atzd a��.y o�lzer <br /> hazards includ�r1g, but no�1i�r��ec�i.o, eai thc�uakes ar�c�floo�s, fo�v�hi�h Lender rec�ui�res�nsura��e. T��is <br /> i�sur�nc�shaX�Ue�naitltaizze�.xr�t�le amaun�s �inc�uding dec�uc��b�e�evels} and for�he�er�od���lat Ler�der <br /> �e�uires. ��aa�Ler�der requi�res pu�'sua������a.e�re�ec�ing�et��ences ca.n cl�ange�uring�he�ern�of��Ze Laa�. <br /> T�Ze�nsu��.nce��r�ier p�oviding�he irisu�ance sha11 be c��osen by Borrov��� sub,�ect�:o Len�.er's rig�lt to <br /> disa�pr�ve Bar�c�we�r's choice, w�zich r�g�1�s��a11�Zo�;be exercised unreas�na�ly, T�e�a.c�er�nay requit e <br /> I3arrowe�to�ay, ix�connection vvi��z��iis Loa�, e��;hc�: �a) a�zae��i��e c�lar�e ror flooc�.zone de�er�ninatio�z, <br /> cer�ifical:ia���d�rac����g se�vices; a��l�} a oi7e-��tne��.ax�ga fo��Iaod zotle detel min�.�io�z a�zd cer���"�c�.�io�z <br /> services a.�d sL�bsec�uen�charges eac11 ti�zze re�.na��itl�s or si�ni�ar char�ges accur wllich reasonab�y�night <br /> affec�su�h detet•�r�na�fo�ar certificatiot�, Borrov�ez•s��al� also be respai�sible�or t�le paymer��of a�y fees <br /> i�npos��.by�he Fec�eral Emergency Manage�nent Agency�n co�nection wi�h��ie�e�r�ew�f any fl�ac�zo�1e <br /> ��etermina�ior�resL�li.ing frotn an�bj ec�zo��by I3orrovver. <br /> If Bo��rovv'er fai�.s�o�natntain a�.y af�he c�verages described above, Len�er inay obtai�ir�sur�nce coverag�, <br /> a1:Letic���'s o�atia��.�ad Borrovve�r's ex�ense, L�r�der�s�.��.�.e�+no a�Iigatiflr�to purch�se any�ar�icu�ar�ype or <br /> a��no�zt of co�rerage. Therelore, �u��1 coverage s��a�1 cover Lenc�er; �u���ig�t oi�inigl����o�pro�ect Borrovve�, <br /> 13orrov�re�r'� eqt�i�:y ir��:�ie Prop�r�y, o�the co�te��s of�he Prflpertiy, against any ris1�, 1zaz�u c�.ar�ia�i�i�y a��.�. <br /> �nigh�p�avic�e gre�.�:�r ar lesser covet'age tl�ai�was pre��ously i��effect. Bor�•av�er acl�zo�rlec��es�;1�at the cost <br /> of�:lle��z�u�a�ce cflverage so obtc�.�nec�inighl;sig�ific�.�z�1y exce�c����e cost oF insut•ance tlz�.�I3orrovver could <br /> �i�.ve o�f:�.i��ed. .Any aillaunts �.isburse�by L�n�er u��c�er�h�s Sec�io�5 shall b�coine ac�c�i�rona� c�e��of <br /> Bo�row��s��urec�by�his Security�ns�r�.�nen�. Th�se ainou��s s�ia�l be�.���r��eres�a�tl�e N�te t•a:�e frotn 1;��e <br /> �a�e�f�.i�burse���e�z�a�.�.s�za.�l be�aya�le, v�ri�l�.su�h interes�:, L�po�na�ice fro�n Lex�.der�a Borrower <br /> re�ues�i�a.g pay�ne�t. <br /> ��4��6725 <br /> N�BRA5KA-5ingle Family-Fannie M aeJ�reddie M ac L1NIF�RM INSTRIlM ENT Farm 3428 91�1 <br /> VM P p VM F6�N����3�2} <br /> INalters Kl��w�r Fir�ancial S��vi�es Pa9a 6 of 9 7 <br />