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��14�454� <br /> B�RR��R C�,LIENAN�['S tha�Borra�er i.s�a�rfu�l.y seised of the es�ate her�by con.veyed and has the right to <br /> grant and�onvey the Property and that�he Praperty�s unencumhere�i, except far encurnbra�ces of record. <br /> �orrou�er warrants and u�il defend generally�ie ti�I.e�a the 1'roperty aga�t a.�I claims an�de�nand�, subj ec�to <br /> ar�y encumbrar�ces of r�cord. <br /> THIS SE�LTRITY`INSITRUM�NT combines urufo�rm c��enan�s for na�iana�use and r�on uxaiform covenants with <br /> limi�ed variat�ons b�j uxisdzction�fl cor�sti:tu�e a uniform security insl�ument cov�r�ng rea�pro�ert�. <br /> U n�f�rm �o�enants. B�rro�xrer a�d Lender covenant and agree a.�fo�lows,. <br /> '�. Pa�rn�n� of Pr�nc�pal, Int�rest, Escrv�r [tems, Prepayment �h�rges, and L.a�e Charges. Borr�urer <br /> sha1l pay when du�the pr�ncipal of, arsd x:n�erest o�n, �he d�bt evidenced by t�e Note and any prepaymen� <br /> charges anc��ate cha�rges due under the Nate. �3orrower sha�.�als�pay fu�Zds for Escra�xr Itexris pursuant to <br /> Sect�oxi 3. Payments due under the Note and�s Security I�.s1��nent s1�a1I be made�.x�U.S. curre�cy. <br /> �Iowever, r�a�n.y checl�or other�strument rece�vec�by Lenc�er as pay�ex�.t�der t.�ie No�e�r th.x� Secux7ty <br /> Ir��rument is returned to Lend.er unpaid, Iaea�der n�.ay require�.hat an.y or a1I.su�bsequen�payments�ue u�xder <br /> �he N�te and,this Secur�.ty I��rume�t be made i�one or more of t.�ie fal�owxng fon�.s, as se�ec�ed by Lender: <br /> �a} cash; �b�maney order; [c� certifred check, bank cliec�, treasurer's check or cashier's check, provid�d any <br /> such check�s drawn upa�an u�sti:tution�vhose deposi�ts are�x�.sured by a fe�eral agency, instrur�aentali.ty, or <br /> ent�ty; or[d)Electranic Funds Transfer. <br /> Payments are deemed rec��ved by Lender when received at�he locat�on des�:gnated�x�the Nflte ar a�suc}� <br /> other l.acat�o�as may be desrgnatec�by Lender ir�ac�ordance v�ri.�:h the noti�e prov�s�on�i�Sect�.or� �S. <br /> Lender rr�ay ret�rn any payment or partxa�.payment if�he pay�nent or partial payme�ts are insuf�ci�nt t� <br /> br�g�h.��oan currer�.t. Lender rr�ay accept an.y payrnen��r parti.a,�payment insu��.c�en�to br�.ng�h.e Lo�.r�. <br /> cu�-en�, ���hout�uraiver of any r��h�ts�ereund�er�r prej ud.�.ce to its rzghts to refuse such paymen�ar par�ial <br /> payments�the fut�-e, but L�nc�er is�ot obligated t�apply such payments a�the�ri�such payments are <br /> accep�ed. I��ach Per�odic Payment is app�ied as of�ts schedu�ed due dat�, th�xx Lender�xeed not pay�n�erest <br /> on unapplied�i�.xa.ds. L�nder xnay hold such una.�ap�.xed furids until Borrower makes pay�.a.ents�o bri.ng th� <br /> Loan currer��. If Borrawer does not do so w�thin a reasonabl�period of�:me, Lender shal�ei�.her app�.y such <br /> funds ar retunz them�a BQrrower. If not appl�ed ea�lier, such funds will be applied�o�he ou�s��.nding <br /> principa:�ba.l.ance under�he Note immed.xate�y pri.or�a for�c�osur�. N� �ffse�or claim which Borr�wer muight <br /> have naw or�n�h.e future against Le�der sha11 relieve Bo�rawer�ro�making paymer�ts due under the Not� <br /> a.r�d�s Secur�ty Instrt�men�or perfQr.rnin�the�ovenants ax�.d agreement�secured by��iis Secur�ty <br /> Instrument� <br /> 2. ►�ppIic�tion of Payment� �r �r�c�eds. �xcept a.s ot�er�xri.se descr�bec�in tl�zs S�ction 2, aII paymen�s <br /> accepted a�d.a�p�iec�by Lender sha.�.�.be�.pp�ied xn tl�e fol��uring order of�rior�.�y: �a} i�.terest due under the <br /> Note; �bj principa.�due und�r�he Nate; �c�a�nounts d.ue�nder Sect�or�3. Such pay7ments sha1��e appli.ed to <br /> each Period.�c Payment i��a.e order�whi.ch�t became due. Any rema�i:n.g amou�.�s sha1�be ap�alied f��st�o <br /> I.ate charges; second to any at�er amoun�s due under this Secur�ty Ix�.�trumen.�, anc�then�o redu�e�he <br /> princ�pal bal.ance of the Note. <br /> If Lender receives a pay�rient fr�m�orrower for a de�inquen�Periadic Payn�ent v�rhic��ncludes a sufficxent <br /> a�noun�to pay ar�y�ate charge due; �he payment may be app�i.ed tfl�he d.e��nquent pa�ment and�1ie Xate <br /> charge. If more�han o�e]Per�.od�.c 1'ayment is ou�s�a�c�ng, Lexxder may apply any p�.y�ent rece�ved fronz <br /> Borrowe�t�the rep�.yment o��h.e Perzodic Pa�me�ts if, ancl to the extent t.�iat, each payment can be pa�d i.n <br /> fu�1. �`o the�xte�t that arxy excess e�ists after�he pay�:ner�t is appl.�:�d ta the fu��pay�.exxt�f one ar more <br /> 1'eriodi�Payments, such excess may be ap��ied to��r�a�e�harges due. Vo�ur�.tary prepaymen�s�ha:l:�be <br /> app�ied firs�to any prepayrment c�iarges and then as des�r�.bed 7n t�ie Note. <br /> 2400665� <br /> NEEiRASKA-Sing€e Family-Fanni�MaelFreddie Mac�NIFDRM lNSTR�M ENT Form 3D28�lfl1 <br /> VM P Q VM Pfi�NE��'13�2} <br /> 1NQlters K[Uw�r Finar�cial Services Page 4 0€'I7 <br />