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_ ��14�451� $. �orrvwer's Loan ApplRcation. B��r��er shal�be in d�fau�t if,�.uring th�L�an app�i�ati�n pr��ess, Borrovver�r any persot��or entities act�ng at�he directian af Borr�wer or with Borr�w�r's knowledge _ or�onsent ga�e materiai�y fa�se,mis�eadinb,or it�accurate infarmation or statemen�s to Lender�ar fai��d t�pro�ide�,ender with material information� in conn�ction�vith the Loan. IVlaterial representations �nclude, but are not limited��, representations concerning Barrawer's�ccupancy of the Property a� Borrovver's principal residence. 9. Prot�cti�n af Lender's fnterest in the Property and Right� Unde�r th�s Secur�ty Instrument. If�a} Borrower fa��s to perform the co�enants and agreements contained �n this Secur�ty Ins�rument,�b}�.her�is a legal pr��eeding that m�ght sign�ficantly affect Lender�s interest ir�the Property andlor righ��under this Security�nstrument(such as a prace�ding in bankruptcy,probate,far condemnati�n or forfeiture, for enforcement of a lien which may a�tain priority o�er this Security Instrument or�o , enforce �aws or regulations}, or�c}Borrower has abandoned�he Praperty,then Lender may do and pay for whatev�r is rea�onab�e or appropriate ta pr�tect Lender{s�nt�rest in the Pr��erty and rights�nd�r��is Security Ins�rumen�, includ�ng protecting a�dlor assessing the�a1ue of the�'r�perty,and securing andlor repairing�he Proper�y. Lender's actions can includ�, bu�are not lim�ted to: �a}paying any sums s�cured by a�ien which has pri�rx�y�ver this Security Instrument;�b�appear�ng in court;and��paying reasor�abl� attorneys'fees to protect its interest in the Properry andlor rights under this Security Instrumen�,including its secured position in a bankruptcy proceedin�. Securing�he property Yncludes, but is not limited to, enter�ng th�Property to make r�pairs,change��cks,rep�ace or board up doors and vvxndovvs,drain vva�er fr�m pi�es,eliminate burid�ng c�r ather code violations�r dang�rous�o�nditions,and ha��ut�iiti�s turned an �r aff. A�though Lender may take action under this Sect�on 9, Lender does nat ha��to do s�and is not under any duty or�bligation t�da so. It is agreed that Lend�r�ncurs no liabi�ity far nat taking any ar al� a�tions a�xtl�orize�ur�der this Sectxon 9. An�amount�disbursed by Lender under th�s Section�sha11 became additiona�debt of Borr�wer secured by�his�ecurity Instrument.These amounts shall hea�int�rest at t�.�N�te rat�from the date af disbursement and shall b�paya�le, with such interest, up�n notice from �ender to Borrower re�uest�ng payment. If th�s Secur�ty Instrument is on a leasehold, Borrower shall compIy w�th all the pro�isions of the �eas�. �f Borr�w�r acquires fee tit�e to the Property,th�leasehold and xhe fee title shall not rnerge unless Lend�r agrees to t�e me�ge�in v�ritir�g. '��. IUlortgage Insuranc�. �f Lender required�ortg�.ge insurance as a condit�on of making the Laan, Borrower shal�pay the premiums reQu�red t�maintain the M�rtgage Insurance�n eff�ct.�f,for any reason, the Mo�gage Insurance co�erage r�quired by Lender ceases��be a�ai�able fr�rn the martgage insurer that pre�iously pro�ided such insurance and B�rrovver was required to make separately d�s�gnated �a�m�r�ts t��ar�i t��prem�ums for Mortgage Insuranc�, Barrower shall pa}�the premium�requir�d tn obtain cn�erage substantially equiva�ent to the Mortgage Insuranc�pre��ously in effect, at a cost substantYa�ly e�u��alent to the cost�o Borrower of th�Mor�gage �nsurance pre�iously �n ef�eCt, fr�m an alternate mortgage �nsurer se�ected by Lender. �f s��stant�ally e�ui�alent Mortgage�nsurance co�erage is not a�a��able, Borrower shall continue to pay to i�end�r�he am�unt of th� separate�y designat�d payments that were due v�hen the insuran�e co�erage ceased ta be in effect. Lender wi�l accept, use and retain these payments as a non-refunda�le loss reserve in �ieu af Mortgage Insurance. Such �oss reser�e sha��be n�n--refundable,�ot�ithstanding the fact t�hat the Lt�an is ultrmat��paid in full,and Lend�r shatl 119575575D NEBRASKA-Sir�gle Family-F�nnie MaelFreddie Mac L1NlF�RM INSTRUMENT �orm 3a28 1101 VNlPD p2J�4 W�lters Kluwer Finan�ial 5ervic�s �014�?234.1.1.2529-J20131��6Y Initia . Page 8 of 17 *H L�1195�5575�1�23*