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, <br /> y t ti <br /> ' � F ,� � ��14�4355 - �. �� <br /> � � �� � � � � �� � <br /> F <br /> r <br /> i <br /> I3�RI��WER C�VENANTS t��at Borrower is lawfully seised of�he es�ate hereby co�ave�red a�1c�h�s��e�•igh��o <br /> • gran�and conve��he Proper�y�nd�I�at�he P�operty�s u�encumbere�., except fot•e�acum�rances of t•eco��d, <br /> � Borr�wer vv�rt��.�ats ar�d vvi�1 defend gene�a11y t�ie tt�1e to���e P�•ope�ty aga�ns�:�.11 claims and de�����ds, suhject tn <br /> any e�acum�bt�ances of record.. <br /> .� <br /> THIS S�C�URTTY INSTRUM�NT combines u�iifot�m cove��an�s far��a��o�a1 use a�ad r�on�unif�rm c�venan�s�itf� <br /> 1�mi�ed�aria�io�s�y jurisdic�ion�o constit�.�te a unifo�rn security ir�s�runlent cover�i�g re�:l p�•opet•��r. <br /> [J n if o�m �ave n a n�s. Bo�rovver and�ende��covena�.t and ag�ee a�-Cal�ows; <br /> �. @�ymen� of Pr�n�ipal, In�erest, Escrar►v I�ems, Prepay�nent Ch�r�es, and La�e Charg�s. Borrou�e�� <br /> s11a11 pay v�hen.due the pri�cipal of, a�1d i�a�et es�on, t��e de�t e��de.��ced by;�`he No�e and any p�epaymen� <br /> cl�ax�e�a.�c�.lat�c�la��ges du.e u�der t�1e Nflte. ]3orrovv�er sha11 a�so pay fu��ds fot Escro��tems put�suatat�o <br /> Sec�ion 3, Payme�ts�.ue unde���l�e Note an�.this Sect�rity I�Zst��L��net1�sl��.l�be�nade�n U,S. cuirency.. <br /> Hov�eve�•, if any checl�ot•othe�ins�t�um�n�received�by Le�c�er as paymen�ut��e��he Note or�his Secu�•ity <br /> It�s�tiumexl��s retu��n��.�o Lender ui�paid, Letlde���nay requ��•e���at any or a��su�seq�.�ent p�.yments due u��er <br /> �he Note and i:t�is SecL�Z'1�y Ins�run�ent ve ma�.e i�a o�e o��mo�e o�t�ie ro�lowitlg farms, as selec�:ed 1��Len�er: <br /> �a} cash; �b}rnoney o���.e�; �c}ce�,t�fied ch�c��, ban1�c��.ecl�, �reasu�e�•'s cl�eci�or c�.shier's c��cl{, ���ovi�ec�any <br /> such checlf is drawr�u�on an�r�s�i�u�io�x wllase depos�ts ar•�insu��ed�ay a:federal a�ency, xns�ru��et�tal��y, ot <br /> e�tity; or�d.}E1ec��onic Fu�1ds T�ansfer, <br /> P aymen�s are d.eemec�received�y Le�acie�when received at�he Ioca�ion�es�gna�ed�n t��.e Note or a�such <br /> o�her�oca�ion as��.y ve desig��ated�y Lende�r in accordance�vi�h the r�o�ice pro��sions in Sec�ion 15. <br /> Le�c�er�nay�return�.f1y paymet��or pa���ial payn�e���f���e paymen�or parti��p�.yments are inst�fficien��o <br /> Uring�he Loan cut•rent. Lende�•may accept an�r paymetl�or�ar�ial paymen��nsufficfent to bring the Loan <br /> current, wi�haL�t wa�ver of�.n�righ�s�iere��nde�or�rejudice�o its t�igh�s to ref��se such�ayment a�•pat�ial <br /> paymell�s in ti��e fu��.�re, bt�t Lendet•is no�al�ligated�o apply suc�p�.yme��s a�t�he time s�.�ch paymenl:s a�e <br /> accep�ed. If eac�l Perioc�ic Pay�ne��is appliec�as of its schec�uled due da�e, ���en Let�.c�er need no�p�.y intet�es� <br /> on unapplied funds. Lend�i'rnay hald su��1 u�aapplied funds un�.il Bo�•rower makes p�.y�nen�s�o bri�ng�che <br /> Laan cLu���en�. 7f Borrovver does na��o so vwitl��rt a f�easo��a�le period of ti�r�e, Lendei•s1�a11 eit��e1 apply such <br /> f-u���.s or re�urn them�o Bor��owet. If i�ot applxed e�r�ier; �uch f���ads wi�1�e a�pl�ec�to�he ou�s�anding <br /> p�incipal bal�.nc�under�he No�e itnta�edia�e�y prior ta f�reclosure. No ofrset or claim w�a�ich Borrov�rer�-nigh� <br /> have�ov� o�•i�the fu�ure agains�Leilder��Zall relieve Boi•��ovver fi om maT�ing payme�l�s due under the No�e <br /> atld this S�cut ity�nst����men�o�•perfn�'.�Y11.11���1�GaVe�a11�5 aI1C��.greelYle���5 SeCL�f eC��y��.�f S SeClil•ity <br /> T115�f[�Y11�I1�, <br /> 2. Ap�l�ca�ion of Paymen�� or Proceeds. Exce��as ot��erwise desc�1i�ed in�1�is Sec��o�2, a��pa�n�ents <br /> a�ce�ted and a��lied l�y Lenc�er s11a1�be a�pl�ec�ir�t��e followii�g or�e��of pr�o�•it�r: �a}in�erest c�tx��.inder�he <br /> �Tote; �b�principaX dt�e t��lc�er ti�1��TU��'y �c� amounts due under Sectio�n 3. S�.�ch pa�men�s shal�l�e a-�p1i�d�o <br /> each Petioc�ic Payme���n the order in w��ich�i;�becal��e c�ue. Ariy retna��u�g amot����s shall be ap�lied fir.st to <br /> 1a�:�charges, seconc��o any o�11er amoL����s due unc�er�h�s Securfty�nstit�ut�nen�, and�11en to t�edu�e t��e <br /> p�incipat l��.I��ce of�he Note. <br /> Ir L,en�er re�eYves a paymeri�ft�om I3ort�ower for a de1x���uent Periodic Payxnet��vvhic�l�ncl.udes a sufFicier�t <br /> �.mou�lt�o��.y ar�y�ai:e charge�.ue, t11e�ayme��t r��ay�b e appl i ec��o�he�el in que���p�.�rme�lt anc�t�e 1 a�e <br /> cl�arge. rf�Z�ot•e t�aa�l one I'er�odic Payn�er��is outstand�ng, Len�er tnay a�p�y a�1y paymet�t�•e��ivec�.froi�� <br /> Borrowe�•to�he�•ep�.yi�leta�of��1e Pe�•io�ic Payme��s if, a��d to the ex�ent�hat, eac�1 p�.ynle���ca���e paid i��. <br /> fu11, To the ex�er�����ai:�.ny excess exists af�er t�le pa���ent is��plied�o t��e fi.�ll�aayznel�t of o��e o�•rnore <br /> Pe�•iodic Paymetzts, s�.�c��exc�ss in�.y ve ap��ied�o �.n�Ia�e cllarges due. Vo1�.��a�ataY ptepaymer�ts sha11�e <br /> app�ied f�rst i:o a�y�arepayn�ent c�aat•ges��d��Zen as�escri�ed in�he N��e, <br /> �oa3�zas��77 <br /> N��RASKA-S�ngle Family-Fannie MaelFreddie Mao UNIF'DRM lNSTRUMENT �orm 3�28 11a� <br /> VM P QQ VM P5(NE}(��a5} <br /> W�Itars Kiuwer�inancial 5ervices Page�4 of�7 <br />