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��14�37�3 <br /> BQRR��VER C�VEN�NTS tha�Borrower is�av�r�lly se�sed of�he estat�hereby c��v�yed and.has the r�.ght to <br /> grant and c��.vey t�e l�raperty and�h.at�he Praper�y�:s uneneumbered., exc�t for en��rnbrances of reCor�. <br /> �3orrowe�-warran�s and wa�I�defend genera.11�r the�t�e�o the Praperty agair�st a�.�.claims and demana�.�, s�.bj ect to <br /> any�ncum�rances of record� <br /> THIS SE�URITY INSTl�tJ1VIENT combines uniform�ovenan�s far natio�al use a�d nor�un�fonn covenants�th <br /> �n�itec�variat�ons by j ur�sdiction ta const�:tute a un�form:security�strument caverir�g real.�roper�y. <br /> U nifarm Covenan�s. Borrav�rer and Len.der covenant and agree as fol�aws: <br /> 'I. Pa�r�ent �� �r�ncipa�, �nt�rest, EsGra� �ter�s, Prepaym�nt Char�es, and L.�t� Gharg�s. ]Borr�w�r <br /> sha��pa��xr�en c��e�ie pr�.x�.c�.pa.�of,fand i.nte�t on, the deb�evid���.ced b��he Note ar�.d any prepayment <br /> �ha�ges�:n�I�.te��ia�rges c�ue�der�ie I�ot�e. Borr�wer shal..�.�.lso pay f�.ds for Escro��terr�s p-ursua�.t�o <br /> Sec�zor�3. P�yments d�e�der th.e Note�:ax�d.,�:s Seeurity�nstri.xme�t sha1�be mad.e i�U.S. GL�ei1C�. <br /> �IoWever, �f any check ar flt1�e�in�trume�nt receYved.by Lenc�er as payme�.t under the Note or�his Securi�y <br /> In�trument is returned to Lender unpaid, Lender ma��equ�re that ax�y or a11 subsequen.�payments due under <br /> the Nate and th�s Security Instru�ent be made ir�one or more af�he follovv�.�n.g forms, as selected by Lender: <br /> �a� cash; �b�money order; �c} certif ed check, bank Gheck., treasurer's checl�or cas�er's ch�ck, prov�ded�,n�r <br /> such check�.s dra�um upon an i�s�.tut�on whose depos�ts are insured by a federa�agency, instrumentality, or <br /> ��.t�.ty; or�d�E��ctror�ic Funds Transfer. <br /> Paymen�s are deemed received by Lender whe�rec��ved at�he�ocati:on des�gnat�d in#1ie Na�e ar at suc� <br /> other���atinn as ma�r be designated by Lender in accordance�.�h t]he r�otice�rovis�ons im.Sec�ion 15. <br /> Lender ma�return.any payment or part�al.�aayn3e�t if�h.e�ayment or�aar�ia.�pa�.ents are�suf�ci�nt t� <br /> �bring�i.e�Loan curren�. Il��der may accept any payx�ent�r par��al paymen�xnsuf���ent���ring���Lflan <br /> cur�-ent, wi��out waiver of an�r r�ghts hereuxzder or prej udice to its rights to refuse�uch�ayirien��r par�al <br /> paymen�s in the future, but Lender is not obligated to app�y such.paymen�s at�e ti�ne such p�.yments ar� <br /> accepted. If each Peri.od�c Payment�s app�i.ed as�f its sc�edu�.ed due da�e, then Ler�der need not pay interest <br /> an unapp��ed fur�ds. Lender may hold such u�app�.�:ed funds until X3orrflwer ma.k�s payments ta bring the <br /> Loa�cu�rent. If Borrower doe�r�Qt dv so w�thin a reasflnab�e per�ad af time, Le�.der sha�1 eith�r app�y such <br /> funds or ret��hem t�Borrov�rer. If not ap��ied earli.er, sueh funds w�ll be appli.ed�o the o�tstandix�g <br /> princz�al ba�ance ur�der the Nate�mmedia�ely�rior t� f�r�clasure. No offset or c�ai�.�xrhich�orrativex-�nig��t. <br /> hav��.ow o�in t}�e fut�ar�again.st Le�.der shal�relieve Borr��rer fro�n ma.kir�g�a��x�.ts�.ue�der��e�1 ote <br /> and thzs Se��i�r I�str�unent or�erformi�:g�he c�ve�an���.xa.d.ag�ee�ents secured.�b��thifs S�curity <br /> Ins�rume�t. <br /> �. Appf�cati�ra of Paym�nts �r Pr�cee�s. Except as ot.�erwise descri.bed in this Sect�.�n�, a��pay�ne�:ts <br /> accepted and.app�ied by Lex�.d�r shaJ.l.be app�ied��1ie fo1:�.�vving order Qf pri.arity: �a}interes�due u�d�r�ie <br /> Note; �b}p�incipal d:ue under the Note; �c� amounts due under Sect�.an 3. Such pay.m.�nts sha11 be app�.�.ed�� <br /> each Periodic Payment in the order in.w�uch it became due. Any rema�rung a.m�unts shall be applied fi�-st�o <br /> �.ate charges, second to a�y other amaunt�due ur�der this Security Ixa.s�ruxnen�, and then.�o rec�uce the <br /> p��nc�pal ba�ance�f the Note. � <br /> If Lender receiv�s a pay�m:ent from I3arrawer f�r a+deli�c��ent P�r�od.ic Pa�rnen�which�clud�s a suf�xc�.ent <br /> amoun����ay a�y Ia�e charge due, th���.�rx�.e�t ma�r��ap�al�ed.�o th�e d�linc��er�t��.�rme�t�c���ie late � <br /> �harg�. ��a�ar��an�ne Pex�.od�c Payna:er�t�s�u�st�c�i�g, I��n�er may�.pp����pavxnen��-e��i�r�from <br /> Borr�-vver to t�e�epayment of�he Per�od�c Pa�ments�f, and.ta�ie extent�]hat, ea��paymexx����be pa:�c�� <br /> full. To�e e�tent�hat a�y excess exis�s after#�.e p�.yment is applied�o�he ful.l.pay�ent of one ar mare <br /> Periodic Payyments, such ex�ess may be appl�ed to any�ate charges due. �al.un�ary prepayrnen�s sh.a��b� <br /> applied�.�-st to any prepayment c�iarges and then a�des�ri.bed in the Note. <br /> � 2�oa���2 <br /> NEBRASKA-Single�amify-Fa�nie M aelFreddi�M ac LlNI�ORM �NSTRLlM ENT Form 3028�!�1 <br /> VM P a VM P6�NE}(�3�2} <br /> V1Talters K1uw er Fina�ciaf Senric�s Pag�4 of 17 <br />