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. � � . ��14�3511 seivi�es and subsequent charges each time remappings or simixar changes occur whi�h reasonab�y might affec�such determin�.tion or certification. Barrower sha��also be responsible for�he paymen�of any fees imposed by�he Federa�Emergency Management Agency in connection with the review of any flood zone determina.t�on resulting from an objection by Borrnwer. If Barrower fails to ma�n�ain any vf the cv�erages des�rihed above, L�nd�r may vbtain insuran�e co�eragea at Lender's option and Barrower's expense. Lender is under n�obligat�on ta purchase any particular type ar amount of coverage. Ther�efore, suCh��verage sha.11 co�er Lender,but nught or might n�t pmtect Borrower, Borrower's equity in the Pr�perty, or th�conten�s of the Froperty, aga�nst any risk, hazard or liabi��y and might provide greater or lesser coverage than was pre�iously in effect. Borrower acknowledges that the cast af the�nsurance co�era.ge sv flbtained might significantly exeeed the cos�of insurance that Borrower cauld have vbtained. Any amvunts disbursed by Lender un�ler this Sectivn 5 sha�1 become additional debt�f Borrower secured by this Security Ins�rument. These amounts sha11 t�ear interest at the Note rate from the date of disbursement and shal�be payable, with such interest, upon notice from Lender to Borrower r{equesting payment. A�l insurance policies required by Lender and renewals vf such palicies sha��be subject ta Lender's righ��o disappro�e such polic�es, sha1�include a standard mor�gage clause, and sha.��n�ame Lender as mortgage� andlor as an ad�litional loss payee. Lender sha.11 have the right to hold the poli�ies and renewal certifi�ates. If Len�ler requires, Borrower shal�promptly g�ve to Lender a11 receipts af paid premiums and renewal notices. If B�rrower obtains any farm af insurance co�erage, n�t otherwise required by Len�er,for damage to, or destruction of,�he Property, such policy shall include a standard mo�tgage c�ause and sha�l name Lender as mortgage�andl�r as an additionalloss payee. In the e�ent of 1vss,Barrower shal�give prompt n�tice to the insurance carrier and Lender. Lender may make proof of lass�f not ma�e prompt�y by Borr+o�ver. Unless Lender and Borrower otherwise agree �n writing,any insurance praceeds, whether or not the underlying insurance was required by Lender, sha11 be appiied�a restora�tion or repair of the Property, if�he restora.tion ar reparr is economically feasib�e and Lender's security is not lessened. During such repair and rest�ration�riod,Lender sha11 have the right to hald such�nsurance proceeds until Lender has hac�an opportunity to inspect such Property ta ensure the work has be�n completed to Lender's satisfa�tion,pro�ided that such inspection sha1�be undertalcen promptly. Len�.er may disburse proceeds far the repairs and restoratian in a single payment ar in a series of progress payments as�he work is eompleted. Unless an agreement is made�n writing or Applicable Law requires interest�o be paid vn such insurance proceeds, Lender shall n�t be required ta pay Borrower any interest or earn�ngs on such proceeds. Fees for publi� adjusters, or other third parties, reta�ned by Barrower sha11 not be paid out of the insurance proceeds and shall be the s��bligation�f Borra�er. If the rest�ration or repair is not ec�namica�ly feasib�e�r Lender's security would be�essened,the insura.nc�proceecls sha11 be applied to the sums secured by this Security Instrument,whetlaer vr n�t then due,w�th the excess, if�ny, paid to Borrower. Such insurance prviceeds shall be applied in the order pro�ided for in Sectian 2. If Borro�ver abandons the Property, Lender ma.y fi1e, negotiate and settl�any a�ailab�e insurance eiaim and related matters. �f Barrawer does not respond within 3U days to a natice frvm Lender that the insurance carrier has offered t� sett�e a claim, then Lender may negotiate and sett�e the claim. The 3�-day period wi11 begin when the notice Ys given. In e�ther event,�r if Lender acquires the Property under Section 22 or otherwise,Borrower h�reby assigns to Lender(a��orr�wer's rights to any insurance praceeds in an amaun� not to exceed the amounts unpaid under the Note ar this Security Instrument, and�b�any�ther of Borro�er's rights(other than the right to any refund af unearned premiums paid by Barrower}under a.11 insurance pvlicies covering the Property, insafar as sueh rights are applicab�e to the co�era.ge of the Praperl�. Lender may use the insurance pr�cee�s either to repair or restore the Property or t�pay amounts unpaid under the Note or this Security Instrument, whether or nvt then due. 1�BANE 00�B28968558 May 29,2�14 Q9:1 Bam NEBRASKA-SingEe Famify-Fannie MaelFreddie Mac UNIF�RM INSTRUMENT VIlITH MERS Form 3028 11Q1 VMP� VMPfiA(NE)(1302}.QO Wolters K�uw+er Financial Services Page 7 of 17