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. ' <br />� � � ��14�3475 <br /> I.�'th�r.�is a s��.�plus a�F�.�nds h��d i�a���:a-�v�, �.�de�"in.ec�un�er RES�'A.� I.a�nder s��.al����oun�t�F3orr���rer f.o.r�he <br /> �xcess func�s i��a.�:�����lanc��it��RES�'�.If th�r�i.s a.s�or�a�;��f Fu��c�s h�l�.in�sc.rov►r,a�;d��"in�€�r�nd�r RESF'A..,.Lendcr <br /> �ha11�������B�rr���rer as r�c�uired�y�.��P�,a��d�anro��r sh�.11 pay to L�nd�r�h�amoun�nc�essarv�o�na�e up the <br /> sh�r�age i��aecord�ce�rith�ES�'A,but in no��.ore�han������.th1�r�a�rmen��.If th�re is a def���en�c�r of Fur��d�he1d.�n <br />_ �s�raz�i,as�.�fin��.un��r R:�i��'A,Lei��er�hal�n��if�F3�rr�����r�.�r�qu�r�d b�.R_�:.��'A,�.n.d B�rr�u��r sh�ll pay tc�Len�.�r <br /> the amc�un�n�ce�sar�ta n�ak�:�up the d��c:ienc�in ac��r�anc�ti�r�th R��P�.�.,bu�in n��na�e tha� l 2�r�a��thly pay�n�n�s. <br /> Upnn��.y�n�nt i�ful�af�.1�sums sec��r�d b�r this Securit�Ins�:r���n�nt,L�nd�r sha�l pro�n�t�y refu�d�o Borrow�r an� <br /> Funds hel�d b�L�nder, <br /> 4. Charges; Liens.Borro�e��sha�l pay al�����s, a.ss�ssm�n��, �har��s� f�n��,an�.�mp��si����s a�r�bu��.h��t�th� <br /> Pr�per�}���r�i�h��n�t�ain�ri�a�-it�r o�����h is S��ur:i�I.��.strument,leaselaald�aym.�n�s��-�round r.�n�s�r��h��'��oper�y,a.f <br /> an�,�.nc���mam�rni�r As�o�~i�.�ic�n T)u�s,Fe�s,a���:�.�ss�ssrn.���.�5,if any.To th€;ex��:nt that th�se it�rns�.re Escro�v�tems, <br /> Barrati�er shall�ay�hem in th�r�anner�rovi�.e�in S�ct�����. <br /> F3arror��r sha11 promptl� ��seharge an� �i�n��ich �as priorit� c����r this Se�urity Instrumen� �nless Borr��rer: <br /> �a}agre�s in�►rr�tin�t�the payn�e�.t Qf the ob�i�;ati�n sec�xr�d���the�i�n�n a mar�ner acceptable to L�n�.er,bu�only�a <br /> lc�n��..�F���-c���r i���e�-���mi���uch a�rec�mer�t;��}���nt+�sts th�1i�n����€��d fa.i.th 1��r,ar d�f�rids agains��r�foreem�n�❑�` <br /> �hc lien i��, 1�g�.I procce�in�s �hich �n L�nd�r's opinian op�r�.�� 1:� pr�ven�:�:�e cn�'orcer�.c�.� af th� li�n �����e thase <br /> pr�c�e�i��g�ar��endin�,bu�t�niy ur�t�l suc��.�ra�eedings are c�nc��c�e�d;�r��} secur�s f.rc��n th�holder af��i�l�e��n <br /> a�reem�t�t sa��sf.ac�c�xyr to I.�nder sub��•€�ina�i��g the lien�a�his S�c�u�-i�y.���.�tru�n�nt.�f I��nder���termines����.t at��par�t�.f <br /> th�Proper�is s�:b��c���a.licn wh�ch ca3�at�ai����riarity c��re�-th�� Securi�y Ins�r�men�, .L�cnc�cr may giv�F3c�rro�er a <br /> n��icc id.en#i�"y�n����li�n.��r��h�n��d�.y��f�h�da�c on�hi�:h tha�n�►��ce�s g;t����,B�rrawe��1��.��satisf�r th��i�n ar take <br /> �n�o�more o�'the actz�ns set for�h ab�ae i�this S�c�ian 4. <br /> L����er�r��.�r.equi�r��orroti��r to�ay a one-�ime c�arge��r a real es�a.te t�x verif.ication an�fc�r reporting ser�i��used <br /> by L�nd�:r in���.�:�ection w�th this Loan. <br /> 5.Propert�r In�u�rance.�3arr€�vv�r shall k��p�he i�npr�vem�nts nov��exist�n�;or h�;re�.fter�rec��d on th�Prc���r�� <br /> �i�.sured a�a�n�t��ss��f�re,�az�rds inc�uded w��i�:h�ri th��:�rxr�"�xt�nded�o��erage,"�.nd�.��at�er ha�ards�nc�uding,bu� <br /> not�i�nited t�,ear�hqu�kes ai�c�flo�ds,�or�vh�ch Lender re�uires i��suxance.Thi�insurance shal�b�main�ain�d�n�h� <br /> a:r��u�.�s��nc�u.di�7g d��.uc����e�evels}�.�.d for t���p�riods�h�.�Len�er. r�qu�res. '�hat L�nder r�qu:ir.es pu�rsua��t to t�.� <br /> �ar��;cc�i�.�s�:ntcnces �:an �;ha��.��: c�urin�th� t�rm of thc Loan. �h.e ins��ra�ce ca.r��i�r. pr��id�n�th�insurance sha�l b� <br /> chas�r� b� Barro�r�r su�j�ct to L.ender's right to disappro�re ]�orrol�rer's cho�c�, v����ch right sha�l no� b� �xercis�c� <br /> unrea.sonabl�.Lender ma�requ�re B�rra�rer�o�a�,in conn�ction�i�h�his Loan,e�th�r:�a�a one--�in�.e�har��far floo� <br /> zan� d���rm.ina�ian, cer�if��ati�i� �.:�d track.i�.� s�r�ices, or �b�� one-tiine c���.rg� f_�r f�.00d ,��ne determind�ion an� <br /> [:€�I�1�iCdt1(3�SCI`'�r1C�:'S allC�Su.k3S�C�UCi1�C��l.i�r�;���'dC'�1�1�1�I"�'�.a�.�7�]��1�5 C3r S1I�'l��.a.�'C�'l'dn��'S[3�:�L13 L�'hi�h r�a�canabl�mi�h� <br /> af�ect su�h���:ermina�iun ar cer�i�ca�io�.Bor�r��vcr shall a���be r�spans��Ie�or th�paymeni��a.ny fees in�}�osed by the <br /> F�deral E�ner�ency 1'�anabe�n�nt Agenc��n�onnection�u��h t���rev�e�v of an��ood zon�determinati�n r�sul�ing fram <br /> a�ob�ectinn bV Bo�rrower. <br /> If Barr��ver fail� �a �n�.tn�ai�� ��.v ��'�he covcra�es desc���d ab�v�, L�nd�r ma�c��tai� irisur�.nce eov�ra�;�:, a� <br /> L��.�.�r's�ption and Ba�-ro��ve�-'����en��. Lender is�nd�r no obl�gation t��u.rcha5��.�y�ar��cular type�r amoun�t af <br /> coverag�.Ther�fore,such co���rage�hal�co��er L�nd�r,�u�migh��r mi�h�not pro��c�Borro�er,.�orrfl�r�r's�qu�t�in <br /> the Pr�p�.rty, �nr. �h�con��ri€� af the�'rc�perty, a�;ains����.�ri�k.,ha�ard€�r�i�.hiiity ani��ni�ht pr.ovide�;re�.��r c�r less�r <br /> co�er�.g��han was�r€���iau�l�r in ef.f.e�t.Bc�rro��r a.�:knQv��l�d�;�es�hat th�cost of th�insuranc��;overa��sU�bta.in��migh�t <br /> signiFca.ntiy exceec�th�cos����r�s��ranc�tha�Bar.�c��►��r c�u�d h�.ve ab�:�ir��d.Any alnaunts disbursed�y L�nd�r unde�° <br /> ���is S��tion 5 sha11 beco��e a�idi�i�a�al d���of Bvrroi��r secured��thi�5ecurity Ins�rum�nt,These amaunts sha���ear <br /> i n�e.re��at the����rate�rf��n�he da�e af dis�urse:r�ent at�.d s.ha�l�e p���.���,ti�ith such�n��r�s�,upc�n:���ic�f..rom X.����de�- <br /> tt�Bonower�-�qu�stin�;p�.y�n�n�:. <br /> A.il insur���c� ��licies re9u�re�. �y Lc��d�r ant� r��e��als of�u.ch p�1i�i�s �h�.11 be s�bjec� to Lcn��r's r�gh� �o <br /> disappra��suc���t�licie�,shal�in�lu�e a star�d�rd mortga�e claus�,and sha�l name L�n�er as��or���.g��andl�r as an <br /> add�tional l€�s� pa.y��. Le��.�er sha�1 ha.v� �he ri�h� tia hol� the po�ic�es anc� r�n�wa� cer�zfic�t�s. I.f Le��d�� requires, <br /> F�t�rr�����r�h�l�prom�����i���c�Lend�r�.1�rec�ip��s�f�ait�pr�miums dnd rer�ewal n��ices.�f B�orrt���►�er ol��ains an�r form <br /> �VIEBRAS�CA-�ingl�Fami��y-Fannie MaefFr�d�li�I�llac UNiF�RM INSTf�UIV�EiVT wit�lVlE��Form 3�28 '�1`U'I <br /> P��e 5 of 13 <br /> Ios,Iric. <br /> i L�5-�����J����3-�����-���-�1� <br />