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��14�334� <br /> AI�J-C��TABLE R.ATE RIDER ����5oso�� <br /> FHA�ase No. <br /> ��1-�31o4s�-»g <br /> MERS MIN: 1������33�65�8D5�� <br /> TH��ADJtJ�TABLE F�4TE R�DER is m��de #his 3�th day of M�y, ��14 , <br /> and fs inco�porated into and shal! be deerned �o amend and supplerr�ent the Mortga�e, <br /> Deed of Trust nr �ecurity Deed �"S�curit� lnstrument"} of the same date �iven by tF�e <br /> undersigned �"Barrawer"�ta secure Barrower's N�te �"Note"�to C�u�Ck�n L��nS In�. <br /> ��he "Lender"} of the same date and ca�er�ng the Property desc�ibed in the �ecurity <br /> lnstrument and lQcated at; <br /> �535 � 5th 5t <br /> �r�nd Is�and, NE 688�3 <br /> �Pr��erty Add�essj <br /> THE N�TE C�NTAlNS PRflV1SI�N5 ALL�'It111N� FC3R CHANGES IN THE <br /> �NTEREST RAT� ANQ THE iIAC�NTHLY PAYiIAENT. THE N�TE LIMlTS THE <br /> AfUi�u1VT THE BaRR�WER'S iNTER�ST R�►YE �AN �HAN�GE �T ANY C3h�F <br /> TI�AE AND THE 1�AAXIMUl�A RATE THE B�RR[)WER�UST P�AY. <br /> A[��IT�t�hIAL CC3VENANTS. In addition t❑ �he covenants and agreement� made in the <br /> Secu�ity Ins#rument, �orro�rer and Lender fur�her cflvenant an� agr�e as follovvs: <br /> lNTEREST RATE AND 111l�NTHLY PAYIIAENT CHANG�S <br /> �A� Ghan�eDate <br /> The interest ra�e may change flr� the first day t�f OCt���r �Q19 , a�t� on <br /> that �ay of each succe�ding y�ar. "�hange Da�e" means each da�e �n whic� ��e in�e�-esf �a�� <br /> c�uld change. <br /> �B}The index <br /> Be�ir�ning v��th the firs� ��ange Date, the interes� �a�e w��� he b�sed on a� �n�ex. <br /> "Index" means the �eekly average yield an L�nited �ta#es Treasury �ecurities adjuste� t� a <br /> constant maturity af one year, as made availab�e by the �ederal Reserve Board. "�urrent <br /> �n�ex" m�ans the most �ecent �ndex figu�e auaiiable �a day� before the ��ange Da�e. �f the <br /> In�ex �as defne� ab�ve} is no ionger available, Lender wiCl u�e as a new Index any index <br /> prescribed by the Secreta�y. As used in this R��er, "Secretary means the �ecretaE-}i of Housing <br /> an� Urban Deveio�men� or his or her designee." Lender will give B�rrower notice �f �he ne�v <br /> �ndex. <br /> FNA'Multistate�►�[IPI Ri�er-�f�5 <br /> �-�91 U ����8} <br /> � <br /> Page 1 of 3 lnitials: 1 qi333�55flSt35� �4�4 3�� �1�3 <br /> VMP Mar�gage Solutions, In�. <br /> �84�}��1-729� <br /> 28��543289 <br />