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Acknowledgment <br />State of Nebraska <br />County of Hal 1 <br />This instrument was acknowledged before me on June 02, 2014 by <br />Anthony M Kersten, Danielle R Kersten <br />Notary Public <br />Holly Nott <br />My commission expires: 10/27/2016 <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />j • Stile oiNebraska <br />HOLLY NMI <br />*Comm Exp. October27, 2016 <br />Loan origination organization Home Federal Savings and Loan Assn of Grand Isl and <br />NMLS ID 446443 <br />Loan originator Hol l y Nott <br />NMLS ID 494666 <br />20 /403254 <br />Form 3028 1/01 <br />VMPB(NE) (1302) <br />Page 17 of 17 <br />