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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Antho Kersten <br />.1" (Seal) <br />a i el l e R' ersten - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />F Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />(Seal) <br />- Borrower <br />201 403254 <br />Form 3028 1/01 <br />VMP6(NEI (1302) <br />Page 16 of 17 <br />