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��14�3174 <br /> required by RESPA, and Borro�er sha,ll.pay to Lender th�a���nou�t�.ecessary to ma�e up tlze deficiency�n <br /> accordanee�xri-t�i RESPA, but in na more than �.2 mar��hly payments. <br /> Upar�payment in full af all�ums secured by this Secur�ty I�s�rument, Lender sha1�.prom�t�y refund�o <br /> Borro�uer an�Fur�.ds held�by L�nder_ <br /> 4. Gh�rg�s; L�e�s. Borrourer shall pay a�l�axes, assessments, charges, �nes, a�d�.mpas�ti.ons attr�.buta.b�e to <br /> the Pr�perty�which can a.ttair�priority��rer th�s Securxty Instrument, �easeho�c�paymen�s ar gr�u��:d rents on <br /> t1�e Property, if any, ax�.d��m�ur�i.ty.A.ssociat�on Dues, Fees, and A��essments, if any� To t�ie extent�hat <br /> these��erxx�are Escr�w I�ems, Barrower sha1�pay them in�he manxa.er prov�ded in Sec��on 3. <br /> Barrower shall promptiy discharg�an:y lien vrhich has pri.ority ove�r this Security Instru��nent ux�ess <br /> Borro�xrer. (a} agrees in tivrituig tQ�ie payment af the obliga�on�ecu�ed by the��exi in a mar�ner accept�.ble <br /> to Lender, but Qnly s�Iong as Borrower�s performing such agre�ment; �b� co��ests txie lien�n good fa:i��.h by, <br /> or defends aga�r�..�t enfflrcement�f�h.e��en in, �:ega.�pro��edings whic�i�n Lexxder's opiruan operate to prevent <br /> �he enforcement of th.e lien vvh�e�iose praceecii:ngs are pending, but on�y un.��l such proceedings are <br /> c�r�cXuded; or�c} secures from the ho�.der af the�.�.en an agreement satzsfactory��Lender subord_i.�.a��g f.he <br /> Iier�to�his Security Instruxaa.ent. If Lender deterrnu�.es�.hat a�y par�af�he Pro��z-�y is sub�ect to a�.�.en�hi�ch <br /> can attair�prior�ty flv�r th�s Se�urxty In�f.ru�nent, Lend�r ma�r giv�Borrov�er a n�t�ce xde�t�fying t}��Ii�n. <br /> �ith�n I�day��f�he date a�v�hi�h�hat nflt�ce�.s given., �orrourer shall satzsfy�e I��r�o�r�a�e one or more <br /> of�1ie ac��.ans se�forth above xrx th�is Sectzan 4. <br /> Lender may requ.ire Sorrovver to pay a one-time charge for a rea��state ta�veri�iGation axldlor report�g <br /> �ervzce used by Lender iri connec�zon With this Loan. <br /> �. Pro p�r�y ��s�x ra n ce. Borrower sha11�eep the improvements now e�sting flr hereafter erected�n the <br /> Praperty insured agaznst l�ss by f�re, ha.�ard�included wi�i�he�erm"���exa.ded c��rer�.ge," and axa.y�ther <br /> hazards including, but not�xmited to, ear�h�uakes ar�d floods; for which Lender requires i.nsurarzce. Th�.s <br /> �nsura�ce s�iall be ma.�m�ained�n the a�noux�ts�inc�ud�n.g d.educt�ble l.eve�s}axid.for the per�.ods�hat Lender <br /> rec�u7.res. �:ha�Lend.er rec�uires pursua:-n.t to�he pr�ceding sent�nces can�han.ge d.urzr�g�xe term of�h��.aa�. <br /> The i.r.�sura�ce carrier providing the�nsuraxlce sl��I b�chase�.by��rr�w�r sub�ect��Le�der's rig�t�� <br /> clisa�prove�3orra�ver's choice, �xrhich r�ght shall not��exercise�un�-ea.so�ably. �en�er may require <br /> B�rrowe��a pay, in c�nnecti�n with�h�s Lnan, e�ther: �a�a one-�ime charge for fl�od�o�.e d�terr�r�a��n, <br /> cer�ification and track�ng services; or(b} a one-time�harge for flood zone de�ernainat�on and cert�f cat�ox� <br /> services and subsequent charges ea�h time r�ma��a�ngs or sim-��ar changes occur whic�reasonab�y rnight <br /> affect such deternv.�ation or cert�f�catz.on. �3QrrQ�ver sha1�also be respo�si��e far the payx�ient of any fees <br /> imposed by�h.e Federa�Emergenc�Management Agency�conn.e�tion yvith�he review�f any flood zo�.e <br /> determi�zat�:ar�.rest�.Iting from an obj ec��or��y Borra�xrer. <br /> If Borrawer fa�.�.�ta ma.�n�ain a�y of�he cflverages descri.bed above, Lender may obtain insurance�overage, <br /> at Lender's opt�.on and Borrower's e�pe�se. Le�de�is�und.e�r no ob�iga�xan to purcha.�e ariy particular�ype ar <br /> amount of�overage. �'herefare, such c�ver�.ge s�all caver�L.ender, �bu�m�.ght or rn�ght�nat pr�tect I�orrower, <br /> �rrower's equ�ty in the Property, Qr�he c�ntents of�he Pr�perty, aga�nst any risk, ha.�rc�or I�ab��ty an.d <br /> n�ight prov�.de�reater or Iesser c�verage�ian�nras p�eviQus�y in eff�et. Barrau�er ac�.�nowiedges that the cost <br /> af the�sura�ce cov�rage�n obtained rnight sxgni�ca�tly exceed the cost of xnsuran�e�h�.t Bo�-�-ower co�.�.d <br /> have ob�ain�d. Any a.mounts d.�sbursed by L�nder under�s Sec��o�S shal].become add�t�onal debt af <br /> Borrower��cur�c�by�h-�s Security Iristr�ula.ent. These amounts sha11 bear ixlterest at�he Note rate from�.ae <br /> date of disbursemen�and shall be pay�.b�.�, with such ir���rest; up�n na��ce frflm Ler�d�r to Borrawer <br /> requesf�ng paymer��. <br /> 2A�O�fi122 <br /> NtBF2ASKA-5ingle Family-Fanr�ie M a�lFr�ddie M ac tJNl�QRM [NSTR�M ENT Form 3�28'�1�1 <br /> ��P� VM PS�NE}{'i 3Q2} <br /> Vlf aEters Kluw er Financial Ser�[ces Page fi of�� <br />