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��14�3174 <br /> B�R1��1�1ER CD�TENANTS�hat Bflrrower is�.av�rfully seised of�he estate hereby ca�veyed and ha:s-�he rigJh.t t� <br /> grar�t ar�d convey the Prop�rty and that the Propert-�r�s unencumbered, e�cep�for encumbra.nces af reeard. <br /> Borr�wer warran�s a;nd�rzl.1 defend gen.�r�.��.y the�itle to�he Fraperty aga�.nst a11 c�aims and demands, subj ect�a <br /> a:�y encumbrances�f recQrd. <br /> TxHIS SE�UJ�ITY INSTRTJMENT c�mb�n:es unif�rn�cav�crnants for�a�ional u.se ar�d non un�form e�ver�ants�ith <br /> �.�x-nited var�at��n�by jurisdic�on t�cons�i�ute a uxaifor�n�ecurity instx�.ment caver�ng rea�.pr�perty. <br /> U r��form CoW�nants. Sorro�ver and Lender eovenant and agree as follows: <br /> '�. Payment �f Pr�nc�pal, lnterest, Escrvv�► ltems, Prepayment �har�es, a�d L.��� �harg�s. Borrower <br /> shall pay whex�due the princ�.pa:l.�f, and interest on, �ie debt evi.denced by the Note�nd ax�y prepaymer�t <br /> charges a.nd�.at�charges due ur�.der�he Note. Borrovver shall also pay fun:ds for Esc��w Items pursuant to <br /> Sectxan 3. Payments due under the Nate and th�.s Security Instrument sha11 b�made in U.S. currency. <br /> However, �f a,�y check or other in5trument rece�ved.by Lender as payment u�.der the Note or�his Secur�ty <br /> Ins�ru�nent is returned�a Lender ur�paa.d, Lender may requi.re�thhat any or a11 subsequent payments due u��ex- <br /> the No�e a�nd this Security Iustrumen�be xna.de�ane o�mor�of�he fallo�vi�g forir�.s, as selected.by JLender: <br /> �a} cash; [b�money o�-d�r; �c)cer�if ed e�.eck, bar�l��hec�, �r-easurerg s check or cashier4 s chec�, prov�dec�an� <br /> such ch�ck�s�ravvn upnn an ins�itution whose depasits are ins�.rec��y a federa�age�cy, �ns�r�.me��a.��ty, �� <br /> en�ity; or�d���ectronic F`ur�ds Tran�fer. <br /> Payments are deemed received by Lender when re�eived at�he I.�ca�on d.esignated i.n the N��e�r at such <br /> other 1oca:tion a�s may be designated by Lender in acc�rd.ance wi�h�he not�ce provi.sions in Sectifl�15. <br /> Le�der m�a.y returr�a.n�payment ar par�ial payn�.�nt�f�he paymer��or part�,al paymen�s are insu:ff c�ent to <br /> bri-ng#�ie Loan curre��. Lender may accept ar�y paym�nt ar par�ia�payment in.suff'icien�to br�.ng�1ie L,oari <br /> current, �xrz�hout waiver of any ri.gh�s hereund�er flr prejud�c�to��s rights to refuse such pa�m�nt or par�ial <br /> paymen�s in the future, �ut Ler�der is�ot obligated��apply su�h paymen�s at the tixne suc�.p�.yments a�e <br /> accepted�. �f each Per�odic 1'�.ymer�t�.s�.ppliec�as of�.�s sche�uled c�ue da.te, then Lend��r need.not pay�teres� <br /> o�-anapp�.�.�c��fuxa.d.s. Le�der may h.4�.d.such unappl.zed fianc�s untz�.Borr�wer ma��s payme�ts to�bx�:x�g�i� <br /> I�oan cur�-er��. I-F��rr�v�rer does not do so tiv��a rea:s�nable perxad of time, Lender sha�.�:either appl:y such <br /> fu:nds ar return�thhem to�arrower. If no�app��ed ear�i.er, such fu�a.d.�will be appliec�to�h.e�uts�and�n.g <br /> princzpa�balance under the Note immediately pr�or to�forec�osure. No affset ar cla�v►rhich Barrower might <br /> have now or i�the future aga�nst Lender sha1l rel�eve��rr�yver fram making pay�ments due under th�N��e <br /> ar�d�us S�curz.ty Instrumen�or perform�.ng�he covenants and agreemen��secured by th�s Security <br /> Instrument. <br /> �. Ap�iica�ian of Payments or Proc�ec��. Except as otherwis�described��his Sec��on 2, a��paymex�.ts <br /> accepted ax�..d app�ied.�by]Lender shall be applied in-�h�foll�tiv�.ng orcler af priarzty: �a� �ter�st due under�he <br /> N��e; �U�prir�c�pal du�under�he Note; �c� ar�x��nts due und�r Sectior�3. Such payrnen�s s�all be app��.ed.�o <br /> �ach.Pex-ioc�ic Paym�nt�n the order��wh�c�it b�ca�ne due. Any rema�n�ng amou�ts sha1�b�a�plied�.rst to <br /> �ate cha�-ges, second to ariy ather a.mounts due unc�er this S�cur��y In.strumen�, and�.b�.en�o red�ce�he <br /> principal�ba�arice of�he Note. <br /> If Lender recei:ves a pa�ment from Borro��r far a delinqu�nt]Period�c Payment whi�h inelud�s a su.ffic�ent <br /> an�ount to pay any I.ate charge due, the pay�rien�may be applied t��he delin�uent payment and�e 1at� <br /> charge. If more�han one Pexi.ad�.�Payment is out�t�.d�ng, L.end�r may apply any payment recei.ved from <br /> Barrourer���he repayment of�h.e Perioclic Payments zf, and ta the exten�that, �ach payment�a.n.�e p�:id�.n. <br /> fu11. T��he e�tent that any excess exis�s after�e pa��nner���s appYied ta the full paym.en�o�o�e or�.�r� <br /> Period�c Pay�n.ents, such e�cess rnay�be ap��.ied to any�a�e��.arges due. Vo�:untary prepayments sha1l�e <br /> app�.�ed�st to any prepa�ment charges axa.d then as c�e�cri�bed in the Note. <br /> 244�6122 <br /> NEBRASKA-Sing1�Fam iiy-Far3nie M aelFreddie M ac UNiFDRN! [NSTRUhI[ENT �orm 3028 9I�'i <br /> VNi P� VM P6�NE}�13Q�] <br /> Wvlters K1uw er Financia[Ser�ices Page 4 of�7 <br />