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��14�3174 <br /> AI�J�CT�TA�LE l�TE RIDER <br /> (1 �ear Tr�asury I�dex--Rate Caps} <br /> TH�S ADJIJSTABLE RAT� R[DER is made '�his 23rd day of May, �014 , <br /> �nd is inc��pora�ed in�o and shal{ be d��med �� amend and suppler�en� �he M�r�gage, De�d <br /> of Trus�; or� Securi�y Deed ��he "Secur��y [r�strumen�"� vf �he s�me da�e gi�en �y �h� � <br /> undersigned �the "Borr��er"} �o secure Borrav�r�r's Adjus�able Ra�e �Vo�e �th� °"�lo��g°� �Q <br /> EQUITABLE BANk <br /> ��he "Len�er"} of �he s�me da�e and covering �he proper�y describ�d in the Securifiy <br /> [ns�rumen� and laca�ed a�: <br /> 4139 West R7dge Lane <br /> Grand Island, NE 68843 <br /> [Proper�y Address] <br /> THE 1V[3�E ��h[TA[NS PF��II���DiVS ALL�V'V�N� F�l� �HANC�ES �N �H� <br /> INTIEFZEST` F�ATE .AND ThiE iV��IVTHLI( ��4,1�11J�EIVT. THE N�T� �N�1T� THE <br /> ►4M�Ll NT TF1E ��RR��ER'S IIVTEFZEST RA�E �►�N CHAN�E AT AIV1C �NE <br /> T��E A hd�] T H� ltil�A�1 M U 141I RA T E T'H E B�RR�If I�EI�M[U�ST P�Y. <br /> A�D11`i�NAL ��1�ENANTS, �n addi��on ta the covenants and ag�-eemen�s ma�e in �he <br /> 5ecurifiy �ns�rument, Barrower and Lender fur�her cavenan� and agr�ee as fall��rvs: <br /> A. �NTERESY RATE AND lU��NTHLY PAYM ENT CHAN�ES <br /> The No�e pr�av'rdes for an in��ial in��rest rate of 4.��� °/o. Th� Na�e <br /> pr�v�des far changes in �he in�erest �a�e and �he rr�on�hly payments as foiIow s: <br /> 4. �N�EF�S� �TE�4IV� �III�NTH LY Pl�lrl�EN`� CHAIV�E� <br /> �A} Char�ge Dates <br /> Th� interes� r��e � �r i�l pay may change �n �h�firs� day of J un e ��1� , <br /> and on �ha� day eWery 'I 2fih month �her�eaf�er. Each da�e �n `rv hich my interes� rate cou�d <br /> Ghang� �s c�IIed a "Change Da�e." . <br /> �4005'��Z <br /> M ULTISTATE ADJ USTABLE RATE RIDEF�- ARM 5-� Fannie M ae 4-�1�-216-� ARM <br /> �ingle Farr�ily - Fannie �a�lFreddie 11�ac UN1F�F�M �NSTR[JM EN� Forr� �'!'1� �10� <br /> 1�11�[' o ���l��D8D4} <br /> �Io��ers KIuv�r er Finan�iai Services [���ia�s:'� �� IPage '� of 4 <br />