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��14�314� �D} Limits vn �nterest Rate Changes �P�ease check apprvpriate hox�s; �f nn t��x is ch��ked, there v►►ill be nv maximum Iimit on changes.} C� ��} Th�re wi�[ �e nv maximum limit on interest rate changes. � t�} The inter�st rate ! am �equired tv pay at the first Change Date wil� not b� greater than 6.7�D °/o �r less than 2.87� °/o. � �3} My �nterest rate wi�� ne��r b� increased or de�reased an any single Chan�e Date by more than �o �Na �00�1000 percentage points � Z.4�� °/o} from the rat� of interest � ha�e been paying for the pre�eding per�od. � {43 My interest rate wi[� ne��r �e greater than 9.75D °/o, wh�ch is ca[i�d the "Max�rr�um Rate." � �53 Niy interest rate wil� ne�er be �ess than �.$75°/o, which is called the "Min�mum Rate." C� �� My �nterest rate wil� ne�er be �ess than th� �nitia� interest rate. � t7� The interest rate I am re�uired to pay at the first Chang� Date w��l not be greater than °/o ar �ess than °/o. Thereafter, my interest rate wi�l ne�er �e increased vr de�reased on ar►y single Change Date by mo�-e than percentage pvints 4 °/o} from the rate vf interest � have been �aying fvr the preceding ��riod. �E� Effe�t�rre Date of Changes My n�w inter�st rate w��i become effecti�e on each Change Date. � wi[I pay the amount vf my new month[y payment beginning an the first month�y payment date after the Change Date unti� th� amvunt of my monthly payment chang�s again, �F� Nvtice of Chan�es The Note Hfllder wi�� deli�er or mail t� me a nat'rc� �f any char�ges in my int�rest rate and the amount vf my manth�y payment befare the �ffecti�� date of any change. The notice wi�l incfude informativn r��uired by law to �� g��en to me a€�d als� the titie and te�e�hone number �f a person who wi�� answer any question � may ha�e rega�-ding the nfltice. In�tials:`� �-899R ��5��3} Page 3 of 5 0 �� i