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<br /> T1HIS INSTRUMENT PREPARED BY: AFTER RE�flRD�NG RETURN T4:
<br /> Home Federa�Sa�ings& Loan Assocza�ion of Home Federal Savings& Loan AsSocia�ion of
<br /> �rand �sland �rand �sland
<br /> �21 South Locus�S�reet Z2I South L�cus�S�ree�
<br /> GRAND �SLAND, NE�SS�� �RAND �SLANI3, NE�SS��
<br /> �Space Abave Tl�is Line For Record�n�Da�a}
<br /> L�AN 4RIGINAT�R NAME: �hris Kaskie
<br /> NMLS��MPANY IDENT�F�ER: 446443
<br /> NM LS�3RIG INAT�R I DENT�F�ER: 4945G$
<br /> 13��D �� TI�UST
<br /> �PREAUTH�R.IZEI] ��PE� END) CREDIT - FIJTURE ADVANCES ARE SE�URED
<br /> BY T�-IIS I3E�D �F TRUST}
<br /> TH�S DEEI7 �F TRUST �"Securi�y Instrumen�"� is made on May S, 2��4. The �ran�flrs are DA�IEL J
<br /> RU��CKA and LISA D RUZ��KA, HUSSAND AND WIFE, whose address is 6�1 �V �-�AGGE AV�,
<br /> �RAND ISLAND, Nebraska 68841-7435 �"Borrower"}. Barrower is n�t necessarily �he same as �he Person ar
<br /> Persons vvha si�n �he Hame Equ��y Line of Credi� Agreement, da�ed May S, ZU14 �"�antrac�"}. The
<br /> oblibations af Borrowers who d�d not si�� the Can�ract are explained fur�her in the s�c���n t��led SuccQss�rs and
<br /> AsSigns gaund; Join� and Se�era� Liability; Ac�ommodat�on Signers. The �rustee is Arend R. Baa�k,
<br /> A��arney whose address �s P.CI. Box 79�, Grand Island,Nebraska 658�2 �"Trustee"�. The benef ciary is Home
<br /> Federal Sa�ings & Laan As�oc�ation of�rand �sland, vvh�ch is �rganized and exis�in� under the lavvs af the
<br /> Uni�ed S�a�es of America and whose add�-ess is �21 �vu�h Lflcust S�ree�, Grand �sland, Nebraska 6SSUI
<br /> �"Lender"}. DANxEL J RUZ�CKA and L�SA D RU���KA ha�e entered in�a a �ontra�� w�th Lepder as of
<br /> May g, 2UI4, under the �erms of which Borraw�r may, from time to time, abtain advances not�o exceed, at any
<br /> �i��ne, a YYYMA��MllM PR�N�IPAL AMflUNT �EX�LUD�NG PR�TECTIVE ADVANCES}YYY �f
<br /> Twen�y--one Thousand F��e Hundred and 0�11 UU Dollars �U.S. �Z1,5�D.0�� �"Credit L��n��"}. Any parry
<br /> in�erested in �he deta�ls related to Lender's con�inuin� ob�i�ation �fl make advances �o Borro�er is ad�ised to
<br /> consu�� d�rec��y with t,ende�-. �f no� paid ear�ier, the sums ovvin� under Borrower's Con�ract u��th Lender v�i�1 be
<br /> due on M ay 15, 2U�9. This Security �ns�rumen� secures �o Le�der: �a� �he repayment of�he debt under �he
<br /> Con�rac�, w��h interes�, inc�udinb future �.d�anc�s, and a�l renewals, extensians and modif�cations of the Contrac�;
<br /> �b��he paymen�of all �ther sums, w��h �nteres�, ad�anced to pr�tec��he security af this Security Inst�-ument under
<br /> th� pro�isions of�he section titled Pro�ectian of Lender's Righ�s in �he Proper�y; and �c� the performance of
<br /> Borrow�r's c�venan�s and agreemen�s under�h�s Secur�ty Instrument and�he Contract. Far this purpose, Borravver,
<br /> �n cons�dera�ion af�he debt and �he �rust herein created, �rr��ocably brants and c�n�eys to Trus�ee, �n trust, �vi�h
<br /> pavver of sale,the f�llowing d�scribed property l�cated�n�he CaUNTY af HALL, Sta��of Ne�aras�a:
<br /> Address: G�1 W HAGGE AVE,GRAND YSLAND,Nebraslca 6580�1-7435
<br /> Le�al Descriptio�: L�T S�XTY-THREE �53}, HAGGE'S SUSDIVIS��N, IN THE CITY 4F
<br /> GRAN� XSLAND, �ALL��UNTY,NESRASKA
<br /> T�GETHER �V�TH a�l the i�npravemen�s no� or hereafter erected on �the praperty, ar�d a11 easemen�s,
<br /> appurtenances, and f xtures novv or hereafter a part af the praper�y. AIl rep�acements and addi��ons shall alsa be
<br /> co�ered by �his Security Instrumen�. Al� of the foreba�n� is referred �o in th�s Securi�y Instrument as �he
<br /> "Proper�y."
<br /> B�RR�V�ER C�VENANTS tha� Borro�ver is lawfu�ly seised flf the es�a�e hereby con�eyed and has the r�gh� ta
<br /> gran� and canvey �he Pr�per�y and �ha� the Property is unencumbered, except far encumbrances of record.
<br /> Barro�ver warran�s and w�ll defend generally �he �i�le to the Property aga�ns� a11 claims and demands, su�ject �o
<br /> any encumbrances of r�card.
<br /> Borrov�er and Lender co�enant and abree as fo��ows:
<br /> Paymen��f Principal and in�eres�; ��her�narges. Borrovver sha�1 promptly pay when due�he principal of and
<br /> in�erest�n the deb�owed under��ne�on�ract and Ia�e charges or any o�her fees and charges due under the�ontract.
<br /> Q Z0�4-2�13 Cvmplian�e 5yst�i��s.€n�.9F9G-BGBB-2�i 3E..2.Q.72 i
<br /> C�i�s�r��er Real Estate-Security Is�str�ment DL2436 f'a�e 1 of 3 www.compliancesyster��s.com
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