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��14��777 B�RRQ�VER C�VENANTS tha�B�rro�er�s �awful�y seised of the es�ate hereby convey�d and has�he r��at to grant and convey the Pr�perty ar�d that the Proper�y is unencumbered, �xcep�f�r encumbrances of reCord. B�rr�wer warrants and wi�� defend general�y the t�tle to the Proper�y against al�claims and demands, subjec��o any�ncumbrances of r�cnrd. THIS SECUR�TY �N'STRUMENT�om�ine�un�f�rm c�venan�s for natinnal use and nnn�uniform c��nan�s w�th Iimz��Waria�ions b�r jurisd�ctian to canstztute a unzf�rm s��uri�y instrument ca��ring rea�prap�rty. Unifvrm Co�enants. Barrower and Lender covenant and agree as fallo�s: �. Payment of Principal� �1'lt��'e5�, Escr�w �tems, Prepayment �ha�ges, and Late Gharges. Borrower �ha��pay when due the principal of� and in�erest an, the deb��v�d�n�ed by the No�e and an�prepayment charg�s and late�harges due un�.er�he Nate. Borr�vver sha�� a�so pay funds for�scraw �tem�pursuant�o Sec�ian 3. Pa�m�nts due under the Note and this Securi�y�nstrum�nt sha��e made in 1J.S. currency. Hovwev�r, �f any�heck�r other instrumen�rec�ived by Lender as payment under the Note ar this �ecuri�� Instrum�nt�s return�d ta Lender unpaid, Lender may requir�that any�r aI� subsequen�paymen�s due under the Note and�h�s S�cur�ty�ns�rument�e made�n one ar mare of�he follawing forms, as seiected by Lender: �a}ca�h; �b}m�ney ard�r; �c}cer�ified�heck, bank check, �reasurer's check or cashier's check, pr�vided any such check is drawn upon an�ns��ut�on v�hose dep�sits are insured by a fe�ieral agency, ins�rumen�a�i�y, �r en�i�y; or�d} ��ec�r�nic Funds Transfer. Paym�nts are deemed received by Lender when rece�ved at�h�Ioca��an�es�gna�ed in the N��e�r a�such other�ocati�n as may be designated by Lender in accordance v��h the nnt�ce provisions in Sec�zan 15. Lender may return any pa�rment ar part�al payment if the payment ar par��al payments are insufficien��o �ring�he L�a.ta�urrent. Lender may accep�any paymen�or par�ial paymen�insuf�c�en�ta bring�h�Loan current, v�i�hout v�aiver of any r�ghts hereunder�r pr�judice�� i�s rights to r�fuse such pa�ment�r partza� pa�ments in th�fu�ure, bu�L�nder�s na�ob��ga��d to apply su�h payments at�he t�me such paymen�s are accepted. �f eaeh Per�od�c Paymen�is app�ied as af�ts scheduled due date, then Lender need not pay �nt�rest nn unappl�ed funds. Lender may h�ld such unapp��d funds un�� BQrrower makes paym�nts to bring the Loan current. �f Borrov�er do�s n��da so w��hin a reasonabl�per�ad of tzm�, Lender shall eith�r app�y su�h funds ar return�hem to Barrower. �f not app��d earlier, such funds will be appl�ed tn �he autstar�ding pr�nc�pal balanc�under�he Nate immediate�y pr�or�o for�ciosure. Nfl flffs��or c�a�m wh��h Borrower m�ght have n�w or in th�future agains�Lender shall reli�ve B�rr�vver fromr.mak�ng paymen�s due under th�N�te and this S�cu��ty instru�ment or perf�rming�he covenants and agreements secur�d b�this Securit� Instrument. �. Applicativn of Payments ar Prace�ds, ��cep�as�th�rwise�.escribed in th�s S�ct��n 2, al�paynz�nts accepted and app�ied by Lender sha��be applied in the fa��ow�ng order of pr�or�ty: �a} �nterest due under th� Note; �b}prin�ipa� due under the N�te; �c} amaunts due under Secti�n 3. Such payrnents shall be appl�ed�o each Per�od�c Paymen��n the arder zn which it became due. Any rem�ain�ng amounts sha�l be applied first to late charges, seC�nd to any ather amoun�s du�under th�s Securi�y Instrument, and then t� reduc��he princ�pa�halan�e�f�he N�te. �f Lender rece�ves a paymen�from Borrawer for a de�inquent Period�� Paym�n�wh�ch�nc�ud�s a suf�cient amount�a pay any�ate charge due, the paymen�may b�app��ed��he delinquent payment and�he late charge. �f mor�than one Periodic Paymen�is�utstand�ng, Lender may app�y an�r paym�nt rece��r�d fram Borrower t� �he repayment of the P�riodic Paymen�s if, and to the e��nt�hat, each payment can be paid in fu��. Ta th�ext��that any excess exist� aft�r�he payment ��app��ed ta the fu��payrnent�f one or m�re Perifld�c Payrrz�nts, su�h excess ma�be applied�o any�a�e charg�s due. Vo�un�ary prepayn�ents sha�l be app�ied f�rst to any prepa�rment charges and then as described�n the N�t�. NE6RA5KA-5in�l�Famiiy-�anni�Mael�re�ldie Mac UNIFORM tNSTRUMENT Fvrm 3428 1I�1 VMP� VMP6tNE�t�3�2Z Wolters Klc�wer Fi�ancial 5er�ices Page 4 v#17