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, ' ` ��14��93 � ser�ices and subsequent cha.rges each time remappings or similax changes oceur which reasona�ly migh� affect such determina.tion or�ertif�cation. Borrower sha�l a�so be responsible for the payment of any fees �mposed by the Fe�leral Emergency Management Agency in connectivn with the re�i�w of any flovd zone determination resulting from an objection b`Borrower. If Borr�wer fails to maintain any of the covera.ge�descrihed ab�ve, Lender may obtain insurance c�verage, at Lender's option and Borrvwer's e�pense. Lender is under no flb�iga�ivn to purchase any particular type or amaunt of co�erage. Therefore, such c�verage sha11 cover Lender,but might or might not protect Barrower, Borro�-er's equity in the Praperty, or the contents af the Property, against an� risk, ha�ard or liability and might pro�ide greater�r�esser coverage than was pre�ivusly in effect. Borrower ackn�wledges tha.t the cost of the insurance co�erag� so obta.ined might significantly exceed the cost�f insurance�hat Borrower could have obtained. Any amounts d�sbursed by Lender under this Section 5 sha11 become additiana�debt of Borrower secure�l by th�s Security �nstrument. These amounts sha�1 bear interest a�the Note rate from the date af disbursement and shall be payable, wi�h such interest, upon notice from Lender ta Borrower requesting payment. All insurance po�icies required by Lender and renewals of such policies sha.11 be subject to Lender's right to d�sapprove such polic�es, sha�l include a standard mortgage c�ause, and shall na.me Lender as mortgagee andlor as an additional loss payee. Lender sha11 ha�e the right to hold�he policies and renewal certif'�cates. If Lender requires,Borrower shall prompt�y give�o Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not athenvise required by Lender, for damage to, ar destructian of, the Propert_y, such policy shal�include a standard mortgage clause and sha11 name Lender as mortgagee andJor as an additional loss payee. In the event of loss, Borrower shall g��e prompt notice to the�nsurance earrier and Lender. Len�ler may make proof of loss if n�t made pramptly by Borrower. Unless Lender and Borrower othenvise agree in �-riting, any insurance proceeds, whether ar not the under�ying insurance was required b�Lender, shall be applied to restoration or repaur af the Prope�ty, if the restoration or repair is economica�ly feasible and Lender's s�curity is not lessened. During such repair and restoration period,Lender sha.il have the right to hoid such insurance proceeds until Lender has had an apportunity�a inspe�t such Property tv ensure the work has�een�ampleted to Lender�s satisfaction,pro�ided that such inspection shal�be undertaken promptl��. Lender may dishurse proGeeds f�r the repairs and restoration in a single payment or in a series of prvgress payments as�he w ark is completed. Unless an agreement is made in writing or Applicable Law requires�nterest to�e paid on such insurance proceeds,Lender sha11 not be required to pay Borrower any interest or ear�ungs an such proceeds. Fees for pub�ic adjusters, or ather th�rd parties, retained by Barrower shali nat 1�e paid ou�af the insuran�e proceeds and shal�be the sale obligati�n af Borrawer. If the restoration or repair is not economical�y feasib�e or Lender's security wou�d be lessened, the insurance proceeds sha.11 be app�ied tv the sums secured by this Se�urity �nstrument, whether ar nat then due, with the e�cess, if any, paid�o Borrower. Such insurance proceeds sha�1 be applied in the arder provided for in Se�tion 2. If Borrower abandons the Property, Lender may f�le, negotiate and settie any a�ailable insurance claim and related matters. If Borrower daes n�t respond with�n 3�davs to a not�c�frvm Lender that the insurance carrier has offered to settle a�1aim, then Lender may negotiate and settle the claim. The 3�-day peri�d wi11 begin when the natice is gi�en. �n either event, or if Lender acquires the Praperty under Section 2�or othenvise,Borrower hereby assigns to Lender(a}Borrower's rights to any insurance pr�ceeds in an amount not to exce�d the amounts unpaid under the Note or this Securit�T Instrument, and(b} anv other of Borrouler's rights (other tha.n the right to any refun�of unearned premiums paid by Borro�ver}under a11 insurance p�licies covering the Property, insofar as such rights are applicable to the caverage of the Property. Lender may use�he insurance proceeds either to repair or restore the Property or�o pay amvunts unpaid under the N�te or this Security Instrument,whether or not then due. 1 d6AN E 0006�8086175 Apri I 21,2�i 4 12 53pm NEBRASKA-S�ngle Fam�iy-Fannie MaelFreddie Mac UMIF�RM INSTRIJMENT WITH MERS Form 3�28 11Q1 VMP @ VMPfiA{NE}{�3�2)�0 Wo�ters Kluwer Financial 5er�ices Pag�7 of'�7