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<br /> The Funds sha11 be held in an institut�fln whose deposits are in�ured by a federa.l agency, instrumentality, or
<br /> entity (including Lender, if Lender is an institution whose deposits are so insured}or in an_y Federal Home
<br /> Loan Bank. Lender shal�apply the Funds to pay the Escrow Items no �ater than the time speci�ed under
<br /> RESPA. Lender shall not charge Borrow�er for holding and applying the Funds, annually anal_yzing the
<br /> escro�account, ar�erif�-ing the Escrow�tems, unless Lender pays Borrower interest on the Funds and
<br /> Applicable La��permits Lender�o make such a cha.rge. Unless an agreement is made in writing or
<br /> Applicabl�Law requires interes�to be paid on the Funds, Lender sha11 not be required to pa�T Borro�ver any
<br /> interest or earnings on the Funds. B�rrawer and Lender can agree in�vriting, however,that�nterest shal�be
<br /> pai�on the Funds. Lender shall gi�e�o Borr�wer,withou�charge, an annua.l accounting of the Funds as
<br /> re�uired by RE SPA.
<br /> If there is a surplus af Fun�s held in escraw, as�efine�l under RESPA, Lender sha11 account to Borrower for
<br /> the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as define�under
<br /> RESPA, Lender sha�l natify�Borrower as required by RESPA, and Borr�wer shall pay tv Lender the amaun�
<br /> necessary to make up the shflrtage�n accvrdance with RESPA,but in no mvre than 12 monthl�r payments. If
<br /> �here is a deficiency of Funds held in escro�-, as def�ined under RESPA, Lender sha.�l notify Borrower as
<br /> require�b�-RESPA, and Borrower sha11 pay to Lender the amount necessary to make up the�leficiency in
<br /> accordance with RE SPA,bu�in no more tha.n 12 manthly pay-ments.
<br /> Upon payment in full flf all sums secured by this Security Instrument, Lender sha11 promptly r�fund to
<br /> Borro��er any Funds held by Lender.
<br /> 4. Charg�s;Liens.Borrower sha�l pay a11 tales, assessm�nts,charges, �nes, and impasitions a�tributal�le tv
<br /> the Proper�y whi�h can a��ain priority o�er this Security Instrument, �easehold payments or grvund rents on
<br /> the Pr�pe�ty, if any, and�ommunity Ass�ciation Dues, Fees, and Assessments, if any. To the ehtent that
<br /> these�tems are Escrow Items,Bflrrower sha11 pa_y them in the manner provided in Section 3.
<br /> Borrower sha11 prvmptly discharge any lien wh�eh�as priority over this Security Instrument unless
<br /> Borrower: �a}agrees in writ�ng to the payment af the ab�igation secured by the lien�n a ma.nner acceptab�e
<br /> to Lender,but only sv long as Bvrro�ver is performing such agreement; (b} contes�s�he l�en in good faith by,
<br /> or defends against enforcement of the lien in, �ega�proceedings which in Lender's opiruon❑perate to prevent
<br /> the enforcement of the lien��hile those proceedings are pending,but only until su�h proceedings are
<br /> conclude�; or(c} secures from the halder of the��en an agreement satisfaetory to Lender subvrd�na.ting the
<br /> lien to this Security Instrument. �f Lender d�termines that any part vf the Proper!_y is subject t�a��en which
<br /> ean atta.in priority over this Security Instrument,Lender ma.y gi�e Borrower a notxce identifying the lien.
<br /> Within ��days vf the date an wh��h tha.t nvtice�s given, Borrower sha11 sa.t�sfy the lien or�ake one or more
<br /> of the actions set forth above in this Sect��n 4.
<br /> Lender may requ�re Borrower to pay a one-time charge for a real estate tax�erificati�n andlor reporting
<br /> service used bv Lender in cvnnection with this Loan.
<br /> 5. Property Insurance.Borrower sha.11 keep the improvements now existing or hereafter erec�ed on the
<br /> Property insured against lass by fire, ha.zards included within the term "e�tended coverage," and any o�her
<br /> hazards in�luding,but not limited to, �arthquakes and floods, for which Lender requires insurance. This
<br /> insurance shall be maintained in the amounts�including deductible ievels}and for the periods tha�Lender
<br /> requires. What Lender requires pursuant ta the preceding sentences can change during the term of the Loan.
<br /> The insurance carrier praviding the insuran�e shaX1 be chosen by Borrower suhject to Lender's right to
<br /> disappr��e Borrower's choice,which right shall not be exercised unreasonab�y. Lender may require
<br /> Borrower to pay, in connection with this Loan, either: (a} a on�-time charge far flood zone determinatian,
<br /> certifica�ion and tracking se�ices; or�b} a one-time charge for flood zone determination and certification
<br /> 1[3BANE OOOfi�8a86175 Rpr�l 21,2D14 12 53pm
<br /> NEgRASKA-Single Family-Fann{e MaelFreddie Mac UNIFORM INSTRIJMENT VIlITH MERS Farm 3028 11��
<br /> VMP Q VMPBA(NE}(1302}00
<br /> Walters Kluwer F�nanc�al Services Page 6 of 17
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