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��14���71 <br /> which�an attain priority o�er this Security Instrurnent,Lender may gi�e Borrower a notic� �dentifying <br /> the lien. �Vith�n 1�days�f the date on vvhich that notice i�g�ven,Borrower shall sat�sfy th� lien�r take <br /> ane or more�f the actions set forth abave in thi s Sectian 4. <br /> Lender may require Borrower to pay a ane-time charge for a rea�estate tax verifcat�on andlor reporting <br /> service used by Lender�n�onnection with this Loan. <br /> 5. Prop�rty Insuran�e. Borrower shall keep the impro�ements now existing or hereafter erected on <br /> the Pr�perty insured against l�ss by fire,hazards inc�uded within the term"e�tended coverage,"and any <br /> other hazards including,but not limited to,earthyuakes and floods,for which Lender reyuires insurance. <br /> This insurance shall be maintained in the amounts�including deductible le�els}and for the periods that <br /> Lender requires. What Lender requires pursuant to the preceding sentences can change during the term <br /> of the Loan.The insurance carrier pro�iding the�nsurance sha11 b�chosen by Borrower subject to Lender's <br /> right to disappr��e Borr�wer's choice,wh�ch right sha�l not be exercis�d unreasonably. Lender may <br /> require Borrower to pay, �n cannection vvith this L�an, either: (a}a ane-time charge for flood zone <br /> determination,certif��ation and tra�king ser�ices;ar�b}a one-time charge for flood zone determination <br /> and certification ser�ices and suhsequ�nt charges eaCh time remappings�r similar changes occur which <br /> reasonably might affect such determination ar certification. Barro�wer shall also be responsib�e far th� <br /> payment af any fees impased hy the F�derai Emergency Manag�ment Agency�n connectian with the <br /> r�v�e�v of any�.�od zone determination resultir�g frarn an objection by Borrower. <br /> If Barrower fai�s to ma�ntain any of th�co�erages described abo�e,L�nder may abtain insurance co�erage, <br /> at Lenderrs option and Borrower's expense.Lender is under na ob�igation to purchase any particular type <br /> or amount of coverage. Therefare, such�overage shall co�er Lender,l�ut might or might not protect <br /> Borrower,Barrower's equ�ty in the Pr�perty,or the contents of the Property, against any risk, hazard c�r <br /> liability and might pra�ide greater or lesser c��erage than was pre�iously in effect.Borrower ackna�vledges <br /> tha�the cast of the insurance c��erage so abtained might significantly exc�ed the cost of insurance that <br /> Borrower could have o�tained.Any amounts disbursed by Lender under this Se�t�on 5 sha�l hecome <br /> additional deb�of B�rr�wer secured by this Securit�Instrument.These amounts shall bear interest at the <br /> Note rate from the date of disbursement and shall be payable,with such interest,upon notice fr�m Lender <br /> to Barrower requesting payment. <br /> All insurance policies required by Lender and renewals of such policies shail be subject to Lender's right <br /> to disapprave such policies,sha�l include a standard mortgage clause,and shall name Lender as mortgagee <br /> andlor as an additianal lass payee.Lender shall ha�e the right to hald the p�licies and renewal certificates. <br /> If Lender requires, Borrovver shall promptly gi�e to Lender ail receipts of paid premiums and renewal <br /> notices.If Borro�ver obta�ns any f�rm of insurance c��erage,not atherwise required by Lender, for <br /> damage ta,or destructifln of,the Property,such policy sha11�nclude a sta.ndard mortgage clause and shall <br /> name Lender as mortgage�andlor as an additional lass payee. <br /> In the e�ent of 1ass,Borrower sha�l g�ve prompt n�tice ta the insuran�e carrier and Lender. Lender may <br /> make pro�f of 1�ss if not made promptly by Borrower. Unless Lender and Borrower oth�rwis�agree in <br /> writing,any insurance proceeds,whether or n�t the underlying insurance was re�uired by Lender, sha�� <br /> be applied ta res�oratian or repair of th�Property,�f the restoratian�r repair�s economically feasibl�and <br /> Lender's security �s not lessened. During such repair and restoratian per�od,Lender shall have the right <br /> �o hold such insurance proceeds untii Lender has had an apportunity to inspect such Pr�perty to ensure <br /> f �195697916 <br /> NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIF�RM INSTRLIMENT Fvrm 3��8 11D� <br /> VMP� 03l13 <br />' Wolters Itluwer Financial Services 2�14D4't 84.1.1.�529-J2�130828Y �nitials: Page 6 of 17 <br /> *H�0'!1 5fi979151�23* <br />