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��14���71 <br /> a vvai�er, and Borrower fails to pay the amount due f�r an Escrow Item, Lender may exerc�se its rights <br /> under Secti�n 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to <br /> Lender any such amount. Lender may re�ake the wa�ver as to any or a��Escrow Items at any time by a <br /> notice g��en in accordance with Section 15 and,upon such revocat�on, Borrower sha�l pay ta Lender all <br /> Funds, and in such amounts,that are then required under this Sectian 3. <br /> Lender may, at any time, col�ect and hold Funds �n an amour�t�a} suf�icient ta permit Lender to apply <br /> the Funds at the time specified under RESPA, and�b}not to exceed the maximum am�unt a lender can <br /> require under RESPA. Lender shall estimate the amount of Funds due an the basis of curren�data and <br /> reas�nable estimates of expenditures of future Escrovv Items ar otherwise in accordance with App�icab�e <br /> Law. <br /> The Funds shall be held in an institution whose deposits are insured by a federal agency,�nstrumenta�iiy, <br /> �r entity�including Lender, if Lender ts an �nstitution vvhose dep�s�ts are ��insured�or�n any Federal <br /> Hame Loan Bank.Lender sha�1 apply the Funds to pay the Escrow Items no later than the time specified <br /> under RESPA.Lender shal�not charge Borrower for halding and app�ying the Funds,annual�y anaiyz�ng <br /> the escravv account, ar verifying the Escr�w Items,unless Lender pays Borrower interest on the Funds <br /> and Applicabl�Law permits Lender to make such a charg�.Un�ess an agreement is mad�in writing or <br /> App��cable Law requires interest to be paid on the Funds,Lender sha�l not be required to pay Borrower <br /> any interest ar earnings on the Funds. Borrovver and Lender can agree in writing, howe�er,�hat interest <br /> shall be paid an the Funds. Lender shall gi�e to BarroWer,without charge, an annual acc�unting of the <br /> Funds as required by RESPA. <br /> If there�s a surplus of Funds h��d in escrow,as def ned under RESPA,Lender shall account to Borrower <br /> for the exce�s funds in accordance with RESPA.�f ther�is a shorta.ge of Funds he�d�n escrow,as def ned <br /> under RESPA,Lender shall natify Borr�Wer as reyuired by RESPA, and Borrower shall pay to Lender <br /> the amount necessary to make up the shortage in ac�ordance with RESPA,but in no more than 12 manthly <br /> payments. If there is a def ciency af Funds held in escr�w,as defned under RESPA,Lender shall notify <br /> Barrower a�required by RESPA, and Borrower shal�pay tv Lender the amount necessary to make up <br /> the deficiency in accordance w�th RESPA, but in no more than 12 month�y payments. <br /> Upon payment in ful i of a�l sums secured b�th�s Security Instrument, Lender shall pr�mpt�y refund to <br /> Borrower any Funds hel�by Lender. <br /> 4.Charges; Liens. Borrovver sha��pay al�ta.xes,assessments,charges,f nes,and impositions attributable <br /> to the Property which can attain priority o�er this Security Instrument, Ieaseh�ld payments or graund <br /> rents on the Propert�, if any, and�ammunity Associat�on I]ues, Fees,and Assessments, if any. To the <br /> e�tent that these�tems are Escrow Items,Borrower shall pay them in the manner provided in Section 3. <br /> Borrawer shall promptly discharge any lien which has priority over this Security Instrument un�ess <br /> Borrower:�a}agrees in writing ta the payment of the obligation secured by the�ien in a manner acceptable <br /> to Lender,but only so�ong as Borrower is performing such agreement;(b�contests the l�en in good fai�h <br /> by, or defends against enfarcement of the lien in, legal proc�edings which in Lender's apin��n operate <br /> ta pre�ent th�enforcemen�Qf th�lien while those pr�ceedings are pending,but only unti�such proceedings <br /> are concluded;or(c}secures from the h�lder of the lien an agreement satisfactory ta Lender subordinating <br /> the l�en to this Security Instrument.If Lender determines that any part of the Property�s subject to a Iien <br /> 1195fi9791 fi <br /> NEBRASKA-Sir�gle Famify-Fannie MaelFr�ddie Mac UNlF�RM INSTRUMENT Form 3�28 11�1 <br /> VM P�7 <br /> 03113 <br /> Wolters Kluwer Financial 5ervices �014�4184.1.1.2529-J20130828Y Initials: Page 5 af 17 <br /> * �. 1195fi979161123* <br />